Need a personnal loan to pay off bills and not a next payday loan?

I need a loan that can at least give me at least two months to pay off. Bills card Cards past due bills

Need a personnal loan to pay off bills and not a next payday loan?
Do not go to credit counseling as some other suggested you. You can call all your creditors, explain your situation and negotiate interest and repayment terms. You do not have to pay to a third party for what you can do yourself.
Reply:Contact your local consumer credit counseling agency for a debt managment plan to get back on track.
Reply:If your responsible with money I would highly recommend going to your bank and getting a personal loan. If you dint have a bank I would find one that has a decent APR%, now days you can find all the info you need and even apply for a loan online.. My gf works at a well known "paycheck to paycheck" loan company and the intrest rate is ridiculous! It's comparible to renting appliances and electronics from rent one. Good Luck! =)
Reply:The only non-ripoff "personal loan" you might be able to find is from your bank or credit union. Otherwise, you're just jumping from high interest loan to high interest loan.