There is one that I found on the internet that changed $9.31 per $100. Assume that you get the loan for 1 week, the APR is 484.12%.
☼
How many percent does a payday loan take if you borrow money from them?
Some as much as 3 digit interest rates by the time they are through with them because historically people are in trouble when they get these loans and can't repay so the wheel just keeps going round and round.
Reply:around 17%. The more you take out the less interest you have.
Reply:Usually the interest is about 25 dollars for every 100 dollars you borrow. These loans are the worst things you can get yourself into. These payday loan companies are ripping poor people off and it is a bad business. Unless you are in dire need of cash I wouldn't recommend it.
Friday, November 6, 2009
Where can I find a "hard money" lender for a personal unsecured loan, without being a payday loan. Need $4k.
IF YOUR CREDIT IS GOOD ENOUGH , YOUR LOCAL BANK .
Where can I find a "hard money" lender for a personal unsecured loan, without being a payday loan. Need $4k.
Hello everybody, are you looking for a good ligit loan lender and you do not know were to find one,i have a good news for you there is one man thet GOD have sent into this world to help people actuallize their dream and aspiration,his name is mr wilson is a tested and trusted lender.he is the man that help me toactuallize my dreams.i have pass through hard time my life i am a widow with four kids i have know money to give them the best education.i was looking for money to start a business until i find somebody on yahooanswer,that sald i should contact my wilson via jsmithfirms@gmail.com.seens them my life have never remain the same again.the good thing about my wilson is that he give out is loan with 3%discount rate.
Reply:Hello Every body,
I live in the US and i really have never seen goodness shown to me this much in my life as i am a struggling mum with three kids and i have been going through really rough times in my life and my name is Helen Peters and in all this hard times, a worse incident occured in my life as i lost my job which was my only means of survival and things became really bad as i had bills to pay and my last son suffered a knee injury incurred when he fell from a tree house and the doctors informed me that he needed a surgical operation for his knee so he could walk again and at this point, life was useless to me as i have no family and no one to run to and each night, i will sit down and cry till the break of dun until one day, i read an advert on yahoo answers of man that stated that he could help people in my shoes with loans and in my desperate situation, i had no choice but i had to try and so shocking and suprising, it was like an impossibility becoming a reality, i got a loan of $60,000 USD even with my bad credit within 48 hours and my sons surgery was done and thank GOD it was successful and now, i am okay and living in comfort with my kids and i said to my self, i have never ever seen this kind of wonder in my life and i decided i will tell it to the whole wild world and i need every one to thank GOD for Mr Patrick Harvey, the man GOD used to rescue me and my family even when all hope had been lost and gone and i will say to every one, no matter how dark and sinful the world is today, there are still GOD fearing and reliable people on earth and if you are in my former situation or require a loan legitimately, i will advice you contact this loan lender and you can reach him via patrickharvey12@yahoo.com and i want you all to pray for this man for me.
Reply:It depends on how good your credit rating is. If your credit rating is good it's easier for your. What is your employment status? If you are unemployed and have lousy credit score then the only viable avenue is payday loan. the problem is most payday loan only pay like $1500, so you need to finance it from multiple sources. What about your credit cards?
Reply:Hi
I am Jenny Koh i recieved you request about needing a loan so i decided to help,you know there are many scams out there trying to rip you off your money. I was scammed twice before i got my loan.
On my third atempt i mailed a loan officer and i never realy thought i would ever get my loan, but i got it by faith you can contact them . His a legit loan officer in united kingdom.
He might be willing to help you if you are not a scam, because he has been dupped on several cases. have a nice day.
Their email contact is (sky.loans@yahoo.com)
Regards
Where can I find a "hard money" lender for a personal unsecured loan, without being a payday loan. Need $4k.
Hello everybody, are you looking for a good ligit loan lender and you do not know were to find one,i have a good news for you there is one man thet GOD have sent into this world to help people actuallize their dream and aspiration,his name is mr wilson is a tested and trusted lender.he is the man that help me toactuallize my dreams.i have pass through hard time my life i am a widow with four kids i have know money to give them the best education.i was looking for money to start a business until i find somebody on yahooanswer,that sald i should contact my wilson via jsmithfirms@gmail.com.seens them my life have never remain the same again.the good thing about my wilson is that he give out is loan with 3%discount rate.
Reply:Hello Every body,
I live in the US and i really have never seen goodness shown to me this much in my life as i am a struggling mum with three kids and i have been going through really rough times in my life and my name is Helen Peters and in all this hard times, a worse incident occured in my life as i lost my job which was my only means of survival and things became really bad as i had bills to pay and my last son suffered a knee injury incurred when he fell from a tree house and the doctors informed me that he needed a surgical operation for his knee so he could walk again and at this point, life was useless to me as i have no family and no one to run to and each night, i will sit down and cry till the break of dun until one day, i read an advert on yahoo answers of man that stated that he could help people in my shoes with loans and in my desperate situation, i had no choice but i had to try and so shocking and suprising, it was like an impossibility becoming a reality, i got a loan of $60,000 USD even with my bad credit within 48 hours and my sons surgery was done and thank GOD it was successful and now, i am okay and living in comfort with my kids and i said to my self, i have never ever seen this kind of wonder in my life and i decided i will tell it to the whole wild world and i need every one to thank GOD for Mr Patrick Harvey, the man GOD used to rescue me and my family even when all hope had been lost and gone and i will say to every one, no matter how dark and sinful the world is today, there are still GOD fearing and reliable people on earth and if you are in my former situation or require a loan legitimately, i will advice you contact this loan lender and you can reach him via patrickharvey12@yahoo.com and i want you all to pray for this man for me.
Reply:It depends on how good your credit rating is. If your credit rating is good it's easier for your. What is your employment status? If you are unemployed and have lousy credit score then the only viable avenue is payday loan. the problem is most payday loan only pay like $1500, so you need to finance it from multiple sources. What about your credit cards?
Reply:Hi
I am Jenny Koh i recieved you request about needing a loan so i decided to help,you know there are many scams out there trying to rip you off your money. I was scammed twice before i got my loan.
On my third atempt i mailed a loan officer and i never realy thought i would ever get my loan, but i got it by faith you can contact them . His a legit loan officer in united kingdom.
He might be willing to help you if you are not a scam, because he has been dupped on several cases. have a nice day.
Their email contact is (sky.loans@yahoo.com)
Regards
For a payday loan will an internet bank statement be sufficient?
Depends on which payday company your talking about. Some companies want the original statement from the bank, while others will accept one from the internet. Let me know what company and I can tell you. In Dallas, TX, all you need is your most recent check stub, a bill as proof of residence(light , water or gas), phone bill, and your most recent bank statement.
I've bookmarked this site to go back to...
http://www.knowledged.info/go.php?link=l...
All the best to you.
For a payday loan will an internet bank statement be sufficient?
The process of obtaining any type of payday loan begins with submitting a payday loan application. While filling up the payday loan application form you may have to answer some queries. The benefit of being%26lt;!--informed about these questions is that your payday loan application will be approved quickly. Most of these questions are easy to answer and the overall process of filling up the application will not take much of your time.
http://best-loans.awardspace.com/
These days, you can find many lenders operating in the Internet that allow you to submit a payday loan application online. Online application is not only easy, but also save your time and hassle by doing everything--%26gt;directly from your computer. You can find links to payday loan application at the bottom of this article. There is also another alternative, that is you lookup search engines and compare several payday lending agencies from there.
Reply:I strongly suggest you search for other means of loans. This type of institutions are excessively costly. If you are not in an emergency situation DON'T DO IT.
Reply:yes its enough but its better for you to try for an online loan.i think that th e below website will help you to find the right solution.
purchase flowers
I've bookmarked this site to go back to...
http://www.knowledged.info/go.php?link=l...
All the best to you.
For a payday loan will an internet bank statement be sufficient?
The process of obtaining any type of payday loan begins with submitting a payday loan application. While filling up the payday loan application form you may have to answer some queries. The benefit of being%26lt;!--informed about these questions is that your payday loan application will be approved quickly. Most of these questions are easy to answer and the overall process of filling up the application will not take much of your time.
http://best-loans.awardspace.com/
These days, you can find many lenders operating in the Internet that allow you to submit a payday loan application online. Online application is not only easy, but also save your time and hassle by doing everything--%26gt;directly from your computer. You can find links to payday loan application at the bottom of this article. There is also another alternative, that is you lookup search engines and compare several payday lending agencies from there.
Reply:I strongly suggest you search for other means of loans. This type of institutions are excessively costly. If you are not in an emergency situation DON'T DO IT.
Reply:yes its enough but its better for you to try for an online loan.i think that th e below website will help you to find the right solution.
purchase flowers
What are some legit payday loan sites i can go to instead of going through alot of hassel?
antigua2mom, Go to your bank and discuss a payday loan loan with them. In emergencies, often a bank is more understanding than you might think they are.
Sometimes the Salvation Army will pull through as well,if you have one in your area.
Take time to look into your community for support, but some people don't have all the options that come with an understanding community. http://www.goodinternetdeals.com/Payday-...
What are some legit payday loan sites i can go to instead of going through alot of hassel?
If you are not prepared for a financial emergency, you are not alone. Most double and single income households do not have the resources saved to protect themselves in an emergency! There are many different types of financial emergencies that will require quick action. Fortunately, there is help available! Some people would not see a simple auto breakdown as an emergency, but for those who are unprepared, this can be a major crisis. Not only will they face the cost of the auto repair, but also the cost of losing income from not being able to get to their place of employ! A small situation has suddenly balloned into an emergency!
http://www.worldbestloans.com/Payday%20L...
Behind on a monthly utility? No big deal for some, but for those who are just a short time from payday, the costs of paying for utility re-connects far outweigh the cost of most payday loans. So, why not just kite a check? Now you are facing the possibility of the check bouncing and having to pay the bounce fees (usually very high). It is also illegal!We all have our own ideas of what constitutes an emergency. Some would consider a short holiday as an emergency! To them it is in fact an emergency! Most payday loan companies will not even ask what you want the cash for! It is up to you to use the proceeds of your payday loan wisely!
Reply:I recommend you wait until you get paid and then cash that check at the bank. If you don't have a bank account then open one, they pay you $100 to open a checking account with direct deposit these days so that's your GRANT there instead of a loan. Payday loans are for despos and losers, break out of it!
Reply:How about just save up a little money? A good site with lots of sources: http://loan.dealsthisway.com Good luck.
Sometimes the Salvation Army will pull through as well,if you have one in your area.
Take time to look into your community for support, but some people don't have all the options that come with an understanding community. http://www.goodinternetdeals.com/Payday-...
What are some legit payday loan sites i can go to instead of going through alot of hassel?
If you are not prepared for a financial emergency, you are not alone. Most double and single income households do not have the resources saved to protect themselves in an emergency! There are many different types of financial emergencies that will require quick action. Fortunately, there is help available! Some people would not see a simple auto breakdown as an emergency, but for those who are unprepared, this can be a major crisis. Not only will they face the cost of the auto repair, but also the cost of losing income from not being able to get to their place of employ! A small situation has suddenly balloned into an emergency!
http://www.worldbestloans.com/Payday%20L...
Behind on a monthly utility? No big deal for some, but for those who are just a short time from payday, the costs of paying for utility re-connects far outweigh the cost of most payday loans. So, why not just kite a check? Now you are facing the possibility of the check bouncing and having to pay the bounce fees (usually very high). It is also illegal!We all have our own ideas of what constitutes an emergency. Some would consider a short holiday as an emergency! To them it is in fact an emergency! Most payday loan companies will not even ask what you want the cash for! It is up to you to use the proceeds of your payday loan wisely!
Reply:I recommend you wait until you get paid and then cash that check at the bank. If you don't have a bank account then open one, they pay you $100 to open a checking account with direct deposit these days so that's your GRANT there instead of a loan. Payday loans are for despos and losers, break out of it!
Reply:How about just save up a little money? A good site with lots of sources: http://loan.dealsthisway.com Good luck.
Have you ever worked at Check Into Cash as a customer Service Rep...Or any other Payday/Loan Store?
I really want to know what you thought about working in one of these stores.
Have you ever worked at Check Into Cash as a customer Service Rep...Or any other Payday/Loan Store?
I have been to one. what is it that you want to know? it's boring.
Have you ever worked at Check Into Cash as a customer Service Rep...Or any other Payday/Loan Store?
I have been to one. what is it that you want to know? it's boring.
Is there a payday loan you can pay back mounthly?
The interest will kill you. Don't bother with payday loans if you can help it, the interest rates are outrageous.
Is there a payday loan you can pay back mounthly?
http://loans.mamayek.com/cash.html
Reply:bestcashadvance.com
Is there a payday loan you can pay back mounthly?
http://loans.mamayek.com/cash.html
Reply:bestcashadvance.com
Where can I get a bad credit loan that isn't an "Up to $1000" payday loan?
a good website
Also, a good resource is...
http://www.surveyland.org/jump.php?link=...
Best of luck to you.
Where can I get a bad credit loan that isn't an "Up to $1000" payday loan?
Dependent upon how bad your credit is with the market as tight as it is today credit wise you cannot. It will also depend on your income the higher of course the better. If you have a low income, high debts, and are having problems making those payments now the last thing you need, or will get is more credit., and if you do get it it will be at very high interest rates, which in fact will put you in worse shape than you are now. You are looking for an easy out on something, or a problem but there is none as it will only make matters worse. I will give you credit for staying away from payday loans as they are the bane of finance
Reply:Try a discover credit card.
Reply:Try getting a second job instead of having to keep borrowing money.
Reply:you should not if you have bad creit !
fruit gift baskets
Also, a good resource is...
http://www.surveyland.org/jump.php?link=...
Best of luck to you.
Where can I get a bad credit loan that isn't an "Up to $1000" payday loan?
Dependent upon how bad your credit is with the market as tight as it is today credit wise you cannot. It will also depend on your income the higher of course the better. If you have a low income, high debts, and are having problems making those payments now the last thing you need, or will get is more credit., and if you do get it it will be at very high interest rates, which in fact will put you in worse shape than you are now. You are looking for an easy out on something, or a problem but there is none as it will only make matters worse. I will give you credit for staying away from payday loans as they are the bane of finance
Reply:Try a discover credit card.
Reply:Try getting a second job instead of having to keep borrowing money.
Reply:you should not if you have bad creit !
fruit gift baskets
Does anyone know of anyone I can loan money from I have bad credit but will pay it back no payday loan?
I do not want a payday loan I have bad credit from a past relationship and from some broken bones hospital bills after I need a thousand dollars to get by right now my husband lost his job and has asthma his medicine is expensive I can pay back like 100 to 200 a month back I just have no where to go does anyone know
Does anyone know of anyone I can loan money from I have bad credit but will pay it back no payday loan?
Im afraid you are basically out of luck, unless you go to a check cashing place, actually you can go to two of them and then get up to your ears in quickie debt.
Reply:Have you checked on prosper.com for a loan?
I could give you a more permanent solution but you don't allow email and have no contact in your profile.
Reply:hi
Reply:There is a great person - 2 - person lending company i have used for many personal loans. Credit/low income doesn't matter.
http://www.azsmartcash.com
Reply:I would recommend your local credit union - they may loan you money when no one else will. However, instead of the obvious, why don't you try to solve the root?
Walmart and other companies are starting to drop the price of meds, and his physician may be willing to prop him up with "free samples" until you get on your feet. That will be free - drug reps give tons of samples.
For the hospital, they don't charge "interest" if you have a payment plan with them, so don't borrow money to pay the hospital, just work out a payment plan.
What is fishy about this story is that you only need $1,000 and this will cure all of your ills. Singulair costs $120 / month, and getting bones set at a hospital has to be at least $3 - 4k, so I don't know where this money is needed. However, try my other suggestions and perhaps you won't need that loan.
Reply:How's your credit? If decent, then I'd go with some sort of credit card (may go that way anyway). If not...I'd put off paying the hospital. What's the worst they're going to do...ruin your credit?
Reply:There may be something of use here.
Does anyone know of anyone I can loan money from I have bad credit but will pay it back no payday loan?
Im afraid you are basically out of luck, unless you go to a check cashing place, actually you can go to two of them and then get up to your ears in quickie debt.
Reply:Have you checked on prosper.com for a loan?
I could give you a more permanent solution but you don't allow email and have no contact in your profile.
Reply:hi
Reply:There is a great person - 2 - person lending company i have used for many personal loans. Credit/low income doesn't matter.
http://www.azsmartcash.com
Reply:I would recommend your local credit union - they may loan you money when no one else will. However, instead of the obvious, why don't you try to solve the root?
Walmart and other companies are starting to drop the price of meds, and his physician may be willing to prop him up with "free samples" until you get on your feet. That will be free - drug reps give tons of samples.
For the hospital, they don't charge "interest" if you have a payment plan with them, so don't borrow money to pay the hospital, just work out a payment plan.
What is fishy about this story is that you only need $1,000 and this will cure all of your ills. Singulair costs $120 / month, and getting bones set at a hospital has to be at least $3 - 4k, so I don't know where this money is needed. However, try my other suggestions and perhaps you won't need that loan.
Reply:How's your credit? If decent, then I'd go with some sort of credit card (may go that way anyway). If not...I'd put off paying the hospital. What's the worst they're going to do...ruin your credit?
Reply:There may be something of use here.
I use spam against all payday loan requests,but there are just too many.What else can I do to stop them?
I am so tired of getting requests to take payday loans at 600% or more interest. Nothing stops them, not even the spam, because there are hundreds of them and they use different names. Help!!
I use spam against all payday loan requests,but there are just too many.What else can I do to stop them?
It sounds as if there is no other cure but to shut down that email address of yours and get a new one. Then try to be more cautious next time about who you correspond with, on the internet.. It sounds like you probably asked for some free information or free something or other on the internet, or for gambling info or porno or something else that appeals to the masses, and you got on somebody's sucker list, and they passed your address on to others. Next time you want to inquire about anything on the internet, where you don't want them to learn your address, then open up a special email address with one of the free email services, so you can shut it down whenever you want to, and keep another email address spam-free for your trustworthy contacts.
Reply:open one of thier mails and scroll all the way down to the bottom there should be a lnk to unsubscribe click it ,it will either take you to the website to unsunscribe or it will bring up your email in the subect line write unsubscribe nothing in the body of the email and send it to them
Reply:don't ever reply to spam it validates that the email address is good and causes you to get more. And now that it looks like you have change your email address.
I use spam against all payday loan requests,but there are just too many.What else can I do to stop them?
It sounds as if there is no other cure but to shut down that email address of yours and get a new one. Then try to be more cautious next time about who you correspond with, on the internet.. It sounds like you probably asked for some free information or free something or other on the internet, or for gambling info or porno or something else that appeals to the masses, and you got on somebody's sucker list, and they passed your address on to others. Next time you want to inquire about anything on the internet, where you don't want them to learn your address, then open up a special email address with one of the free email services, so you can shut it down whenever you want to, and keep another email address spam-free for your trustworthy contacts.
Reply:open one of thier mails and scroll all the way down to the bottom there should be a lnk to unsubscribe click it ,it will either take you to the website to unsunscribe or it will bring up your email in the subect line write unsubscribe nothing in the body of the email and send it to them
Reply:don't ever reply to spam it validates that the email address is good and causes you to get more. And now that it looks like you have change your email address.
Where can i get a payday loan if i have had several in the past?
You will find many choices at this site....
A site I've recommended in the past would be...
http://www.knowledged.info/go.php?link=l...
Hope that helps.
Where can i get a payday loan if i have had several in the past?
maybe you could ask your boss.
you should be able to get one from the places you got the other ones, unless you owe them still...
otherwise start budgeting and saving better...payday loans are vicious and should be illegal.
Reply:I have no idea. Why can't you go back to the places that gave you the other ones?
Reply:low interest loan from worldwide financial sources try this for more info, it's easy now.visit this link
http://easyloan2all.blogspot.com
Reply:stay away from those places. the devil owns them all, and will soon own you.
they are a rip off, and take advantage of people living month to month. try and get a second job. give up a luxury item ex: computer, cel phone, internet.
you seriously need budgeting counsling if you are stuck on those places.
run away, and run fast.
Reply:The best option of course is to get a bank loan as this will give you the best interest rate.
If, however, you can't approach a bank for whatever reason you can go to this link for an unsecured personal cash loan %26gt;%26gt;
http://www.cashloans-unlimited.com/unsec...
Reply:the same place you got them in the past would be your best bet - unless you didn't repay them. then, who knows!
Reply:A payday loan is a very good thing NOT to get. Try to figure out another way to manage your finances. These loans are geared to make money for the person cashing your check and are not a good deal for you. Do whatever you can to get yourself in a position where you have a bank account, where you have some money in it, and where you can loan yourself money next time you get into some kind of emergency.
A site I've recommended in the past would be...
http://www.knowledged.info/go.php?link=l...
Hope that helps.
Where can i get a payday loan if i have had several in the past?
maybe you could ask your boss.
you should be able to get one from the places you got the other ones, unless you owe them still...
otherwise start budgeting and saving better...payday loans are vicious and should be illegal.
Reply:I have no idea. Why can't you go back to the places that gave you the other ones?
Reply:low interest loan from worldwide financial sources try this for more info, it's easy now.visit this link
http://easyloan2all.blogspot.com
Reply:stay away from those places. the devil owns them all, and will soon own you.
they are a rip off, and take advantage of people living month to month. try and get a second job. give up a luxury item ex: computer, cel phone, internet.
you seriously need budgeting counsling if you are stuck on those places.
run away, and run fast.
Reply:The best option of course is to get a bank loan as this will give you the best interest rate.
If, however, you can't approach a bank for whatever reason you can go to this link for an unsecured personal cash loan %26gt;%26gt;
http://www.cashloans-unlimited.com/unsec...
Reply:the same place you got them in the past would be your best bet - unless you didn't repay them. then, who knows!
Reply:A payday loan is a very good thing NOT to get. Try to figure out another way to manage your finances. These loans are geared to make money for the person cashing your check and are not a good deal for you. Do whatever you can to get yourself in a position where you have a bank account, where you have some money in it, and where you can loan yourself money next time you get into some kind of emergency.
Does any one have questions on how to get out of payday loan debt?
Work a second or third job and have a yard sale, borrow less each week until you can get it gone.
Does any one have questions on how to get out of payday loan debt?
Most loan centers offer special payday loans to help people who have gotten a loan from some website that had outrageous fees and rates. You can set up a repayment plan that fits your needs and not have to worry about getting a second job. ;)
Check out www.paydayfinder.com. They have just about every loan center in america in their directory.
Reply:payday advances was, and still is, another way to rob the hard working person.
remember, very few companies are establish to be of help to the needed. the best way to deal with your problem is to pay them off and Never get another advance. their interest is high and the government protect them, so you must repay........
good luck
Reply:Don't ask a question asking anyone for questions. It looks like you're trying to drum up business. I know you'ren't doing this because it is against the rules of Y.Answers to advertise, and you would break rules, would you?
A site I've recommended in the past would be...
http://www.knowledged.info/go.php?link=l...
Hope that helps.
Reply:the only way is to PAY YOUR DEBT TO THEM.
The longer you wait the more that 3000% interest is going to build up. Sort of like getting a loan from the mob.
Reply:Try using: http://DebtAnswersNow.com
They consolidated all my debt and helped lower my total debt about 25%. I highly recommend the service.
ginkgo
Does any one have questions on how to get out of payday loan debt?
Most loan centers offer special payday loans to help people who have gotten a loan from some website that had outrageous fees and rates. You can set up a repayment plan that fits your needs and not have to worry about getting a second job. ;)
Check out www.paydayfinder.com. They have just about every loan center in america in their directory.
Reply:payday advances was, and still is, another way to rob the hard working person.
remember, very few companies are establish to be of help to the needed. the best way to deal with your problem is to pay them off and Never get another advance. their interest is high and the government protect them, so you must repay........
good luck
Reply:Don't ask a question asking anyone for questions. It looks like you're trying to drum up business. I know you'ren't doing this because it is against the rules of Y.Answers to advertise, and you would break rules, would you?
A site I've recommended in the past would be...
http://www.knowledged.info/go.php?link=l...
Hope that helps.
Reply:the only way is to PAY YOUR DEBT TO THEM.
The longer you wait the more that 3000% interest is going to build up. Sort of like getting a loan from the mob.
Reply:Try using: http://DebtAnswersNow.com
They consolidated all my debt and helped lower my total debt about 25%. I highly recommend the service.
ginkgo
Can someone help me understang PayDay Loan Jargon, Texas.?
Due to extremely unfortunate situations, I applied and received a payday loan with a company here in Texas. Because of my situation, I was not able to pay in full. On 5 different occassions I paid the company $145 (every two weeks) to "renew" the account. I should have read the contract better; I thought this money went towards the final balance of the loan, but it did not. So basically I just wasted $600+ on a $650 loan. Now, I am unable to pay the lump sum, but receive phone calls and mail stating I owe $900. This is the first time I have ever had to go to this resort to get extra money (medical bills for a child), and can't believe that this company can lawfully take $1500+ from someone on a loan that was only $650. I've read the laws for Texas, but do not understand the exact jargon. Some cases say they can't lend more than $300 and others say they can't renew without discounting the balance...anyone know for sure?
Can someone help me understang PayDay Loan Jargon, Texas.?
You need to talk to an attorney. That sounds very very illegal. I used to live in Texas.
Reply:There are very few laws in Texas to protect consumer's rights with payday loan companies. If it is in the contract and you signed it then they have the right to collect the money.
Can someone help me understang PayDay Loan Jargon, Texas.?
You need to talk to an attorney. That sounds very very illegal. I used to live in Texas.
Reply:There are very few laws in Texas to protect consumer's rights with payday loan companies. If it is in the contract and you signed it then they have the right to collect the money.
I would like a payday loan but i dont have a checking account?
Why would you like a payday loan? Are you on drugs and really need to get a 'fix'? Otherwise you must really like making payments, and a lot of them and for exorbitant amounts. If you think a payday loan is a good idea you really have a lot to learn about money.
I would like a payday loan but i dont have a checking account?
pleeeeeeeeeze dont get hooked on a pay day loan they are nothing like they seem these people will want their money RIGHT NOW!!! and if you dont have it for them as specified they will be in your *** till they get their money!!! i think you have to have a checking account to get one tho' TRUST ME THEY ARE NO GOOD!!
Reply:I guess you are shitt out of luck then!
Reply:Try here.
Reply:Do NOT get a payday loan. You will get yourself into so much debt.
Borrow the money from a friend/relative if you are in that much need.
I would like a payday loan but i dont have a checking account?
pleeeeeeeeeze dont get hooked on a pay day loan they are nothing like they seem these people will want their money RIGHT NOW!!! and if you dont have it for them as specified they will be in your *** till they get their money!!! i think you have to have a checking account to get one tho' TRUST ME THEY ARE NO GOOD!!
Reply:I guess you are shitt out of luck then!
Reply:Try here.
Reply:Do NOT get a payday loan. You will get yourself into so much debt.
Borrow the money from a friend/relative if you are in that much need.
Best online loan companies? NOT PAYDAY LOAN?
I am looking for the best online loan companies. Not interested in a payday loan, nor am I interested in the people with web-based email accounts.
Best online loan companies? NOT PAYDAY LOAN?
try prosper.com%26gt;Beware of Advance fee Loan scams.
You'll want to research this some more....
http://loan.deal4-you.com
Have a nice day.
Reply:Prosper.com
They talked about this on Good Morning America, it is totally legit. I am trying to get a loan funded right now. It would take me forever to explain how it works, so just go read the website.
Reply:I read your loan question on getting a loan. I got advice from a yahoo user to apply loan online with ELVIS BROWN LOAN FIRM, were she was Approved of a loan of $12,000.00. She adviced me to do the same and believe you me, i was Approved of a loan of $22,000.00 with 5yrs repayment period after i have lost $2240 to loan scams.Am using this medium to advice you to apply your loan online with them for their interest rate is also low3% am sure they will approve you of a loan as they said it is xmas bonaza. Bellow is their contact Address: elvisbrownloans@googlemail.com
Reply:If you are thinking about getting a loan, then you should know about the basics before you get started. If you understand the basic dos and don’ts of loans, then you will be better equipped to find the best loan for your needs. Whatever type of loan you are applying for, you should follow these basic rules to help you find the best deal. When searching for a loan, it pays to do your research. Look for as many suitable lenders as you can, so that you can find the very best deal. There are many online pages that%26lt;!--allow you to compare loan rates from a variety of lenders. As well as looking online, check out your high street banks and mortgage lenders for deals too. You may find the loan that you need here,
http://best-loans.awardspace.com/
If possible, try and avoid taking out secured loans. If the amount you need to borrow is small or you have good enough credit to borrow without collateral, then do so. Although unsecured loans have higher rates, they are less risky because your home will not be at risk if you cannot make the payments.Try and take a loan out over the shortest period--%26gt;you can afford. Taking loans out over 10 years or more can be risky, and you cannot be sure what your financial situation will be at that time.
Reply:Hi.
I am Clara and i saw your question about needing a loan,In the internet they are alot of scams out there.I decided to answer your question to prevent you being scammed.
I got a loan of $150,000 from an agency online and i was lucky not be scammed.
Contact them at email:globaly_aquinted_org@yahoo.com interest rate of 0.2% is simply great.they use a yahoo email account on our request because its makes contacting them easier
Best online loan companies? NOT PAYDAY LOAN?
try prosper.com%26gt;Beware of Advance fee Loan scams.
You'll want to research this some more....
http://loan.deal4-you.com
Have a nice day.
Reply:Prosper.com
They talked about this on Good Morning America, it is totally legit. I am trying to get a loan funded right now. It would take me forever to explain how it works, so just go read the website.
Reply:I read your loan question on getting a loan. I got advice from a yahoo user to apply loan online with ELVIS BROWN LOAN FIRM, were she was Approved of a loan of $12,000.00. She adviced me to do the same and believe you me, i was Approved of a loan of $22,000.00 with 5yrs repayment period after i have lost $2240 to loan scams.Am using this medium to advice you to apply your loan online with them for their interest rate is also low3% am sure they will approve you of a loan as they said it is xmas bonaza. Bellow is their contact Address: elvisbrownloans@googlemail.com
Reply:If you are thinking about getting a loan, then you should know about the basics before you get started. If you understand the basic dos and don’ts of loans, then you will be better equipped to find the best loan for your needs. Whatever type of loan you are applying for, you should follow these basic rules to help you find the best deal. When searching for a loan, it pays to do your research. Look for as many suitable lenders as you can, so that you can find the very best deal. There are many online pages that%26lt;!--allow you to compare loan rates from a variety of lenders. As well as looking online, check out your high street banks and mortgage lenders for deals too. You may find the loan that you need here,
http://best-loans.awardspace.com/
If possible, try and avoid taking out secured loans. If the amount you need to borrow is small or you have good enough credit to borrow without collateral, then do so. Although unsecured loans have higher rates, they are less risky because your home will not be at risk if you cannot make the payments.Try and take a loan out over the shortest period--%26gt;you can afford. Taking loans out over 10 years or more can be risky, and you cannot be sure what your financial situation will be at that time.
Reply:Hi.
I am Clara and i saw your question about needing a loan,In the internet they are alot of scams out there.I decided to answer your question to prevent you being scammed.
I got a loan of $150,000 from an agency online and i was lucky not be scammed.
Contact them at email:globaly_aquinted_org@yahoo.com interest rate of 0.2% is simply great.they use a yahoo email account on our request because its makes contacting them easier
Can you be arrested for non payment of a payday loan?
No. Depending on the company they can sue you and take you to court or send it to a collection agency. Either way, it will mess up your credit.
Can you be arrested for non payment of a payday loan?
lol, no, you'll just get harrassed by a collection agency eventually. Most of the time, the actual contract you sign makes a provision telling you what to do if you can't pay. It's probably making you go to credit counseling, but you have to notify them that you can't pay within a certain amount of time. Read the contract you signed.
Reply:No, but they can sue you and it can go on your credit report if you lose in court.
Reply:Yes. It's stealing from a company.
Reply:those things are like loan sharks. stay away from them from now on.
Reply:No. They can sue you and win a judgment to garnish wages. They will harass you. They will kill your credit. They can not have you arrested.
Reply:[The information you obtain here is not, nor is it intended to be, legal advice. You should consult an attorney for individual advice regarding your own situation.]
If the debtors were accurate and honest in the application and took on the debt with the intention to pay, they break no criminal law by not paying the loan back.
That doesn't mean you can't end up in jail over an unpaid debt.
If you incur the debt with no intention of paying, then Beverly S's somewhat breathless statement about "stealing from a company" is actually true. That can be difficult to prove, although a payday loan company might have an easier time doing so. Payday loans have to be paid in full in a short amount of time. It's a lot harder to claim honestly that something unforeseen happened over a few weeks than it is over the life of a mortgage.
If you make false statements on the application, you may run afoul of many federal and state laws, most of which have the word "fraud" in them. This is true even if you make your payments. If you don't pay, your lender may look over your application with a microscope. Federal law prohibits a creditor from threatening criminal charges over an unpaid debt, but nothing prevents it from sending your file off to law enforcement for investigation.
If a creditor can show you took on the debt with the intention of running it through bankruptcy, that's bankruptcy fraud. At best, expect your bankruptcy filing to be denied. At worst, expect a call from the F.B.I.
If you catch any hint that criminal charges are being considered against you, contact an attorney specializing in criminal law IMMEDIATELY. Local, state, and federal laws -- on pretty much any subject -- are complex, and ignorance of the law will almost never protect you.
p.s. I don't know what to make of the "warrants" Crystal M mentions. If they are genuine arrest warrants, her friend has the cosmically good luck to find LEO's ("cops") who aren't doing their duty. More likely (but this is a guess), there are judgements filed against her friend, which might show up on a warrant check but aren't in the same category.
Reply:Well I have a friend that did one of those pay day loans she now has warrants but everytime they stop her they never arrest her they just tell her she needs to take care of it so I guess no.
azalea tree
Can you be arrested for non payment of a payday loan?
lol, no, you'll just get harrassed by a collection agency eventually. Most of the time, the actual contract you sign makes a provision telling you what to do if you can't pay. It's probably making you go to credit counseling, but you have to notify them that you can't pay within a certain amount of time. Read the contract you signed.
Reply:No, but they can sue you and it can go on your credit report if you lose in court.
Reply:Yes. It's stealing from a company.
Reply:those things are like loan sharks. stay away from them from now on.
Reply:No. They can sue you and win a judgment to garnish wages. They will harass you. They will kill your credit. They can not have you arrested.
Reply:[The information you obtain here is not, nor is it intended to be, legal advice. You should consult an attorney for individual advice regarding your own situation.]
If the debtors were accurate and honest in the application and took on the debt with the intention to pay, they break no criminal law by not paying the loan back.
That doesn't mean you can't end up in jail over an unpaid debt.
If you incur the debt with no intention of paying, then Beverly S's somewhat breathless statement about "stealing from a company" is actually true. That can be difficult to prove, although a payday loan company might have an easier time doing so. Payday loans have to be paid in full in a short amount of time. It's a lot harder to claim honestly that something unforeseen happened over a few weeks than it is over the life of a mortgage.
If you make false statements on the application, you may run afoul of many federal and state laws, most of which have the word "fraud" in them. This is true even if you make your payments. If you don't pay, your lender may look over your application with a microscope. Federal law prohibits a creditor from threatening criminal charges over an unpaid debt, but nothing prevents it from sending your file off to law enforcement for investigation.
If a creditor can show you took on the debt with the intention of running it through bankruptcy, that's bankruptcy fraud. At best, expect your bankruptcy filing to be denied. At worst, expect a call from the F.B.I.
If you catch any hint that criminal charges are being considered against you, contact an attorney specializing in criminal law IMMEDIATELY. Local, state, and federal laws -- on pretty much any subject -- are complex, and ignorance of the law will almost never protect you.
p.s. I don't know what to make of the "warrants" Crystal M mentions. If they are genuine arrest warrants, her friend has the cosmically good luck to find LEO's ("cops") who aren't doing their duty. More likely (but this is a guess), there are judgements filed against her friend, which might show up on a warrant check but aren't in the same category.
Reply:Well I have a friend that did one of those pay day loans she now has warrants but everytime they stop her they never arrest her they just tell her she needs to take care of it so I guess no.
azalea tree
Looking for a direct payday loan lender that does not deal with other sites
I'm trying to get a payday site that I can deal with directly and not one that when you fill out the application they direct you to other site.
Looking for a direct payday loan lender that does not deal with other sites
http://search.yahoo.com/search?p=project...
Looking for a direct payday loan lender that does not deal with other sites
http://search.yahoo.com/search?p=project...
Where can i get a quick personal loan with bad credit without using a payday loan?
If you are looking for a small amount, you could pawn something. You have a fixed amount of time to pay back, plus interest or the pawn shop sells your item. They will give you less than the item is actually worth.
Where can i get a quick personal loan with bad credit without using a payday loan?
The short answer: DON'T!
The long answer: Do not ever get a loan for any reason except MAYBE to buy a house. Examine spending habits. Debt is a huge cause of stress, and an eternal money pit, especially credit card debt.
I know this wasn't the answer you wanted but I hope everyone can stay away from debt as much as possible.
Reply:No where. Why would you ask when you know the answer? If your credit history is that bad why would anyone give you a chance?
Your only hope would be a relative, good friend or a loan shark. You have probably used all of the above.
No one likes to pay bills. I hate it, but I know if I don't, I won't have anything decent in life.
Reply:from your dear parents perhaps :-)
Reply:Have u tried cash call????? The interest rate is high, so u need to pay it off way before the time they give u. But if u consolidate all your bills and they give u enough of a loan, just pay way over and above the loan amount.
Reply:use the link on my profile
this text is from their site
"We have over 80 Little-known Banks %26amp; Companies that offer Bad Credit Loans, Bad Credit Home Loans, Bad Credit Auto Loans, and Bad Credit Personal loans to people with Bad Credit or even a Bankruptcy. Many require absolutely NO COLLATERAL %26amp; NO CO-SIGNERS. Home ownership is not required."
Where can i get a quick personal loan with bad credit without using a payday loan?
The short answer: DON'T!
The long answer: Do not ever get a loan for any reason except MAYBE to buy a house. Examine spending habits. Debt is a huge cause of stress, and an eternal money pit, especially credit card debt.
I know this wasn't the answer you wanted but I hope everyone can stay away from debt as much as possible.
Reply:No where. Why would you ask when you know the answer? If your credit history is that bad why would anyone give you a chance?
Your only hope would be a relative, good friend or a loan shark. You have probably used all of the above.
No one likes to pay bills. I hate it, but I know if I don't, I won't have anything decent in life.
Reply:from your dear parents perhaps :-)
Reply:Have u tried cash call????? The interest rate is high, so u need to pay it off way before the time they give u. But if u consolidate all your bills and they give u enough of a loan, just pay way over and above the loan amount.
Reply:use the link on my profile
this text is from their site
"We have over 80 Little-known Banks %26amp; Companies that offer Bad Credit Loans, Bad Credit Home Loans, Bad Credit Auto Loans, and Bad Credit Personal loans to people with Bad Credit or even a Bankruptcy. Many require absolutely NO COLLATERAL %26amp; NO CO-SIGNERS. Home ownership is not required."
I am looking for a GOOD payday loan.i need about 500.all the sites i got to just search for lenders.help plzz?
i have no family that can loan me the money.i need a direct lender site.plzzzz help i will give kudos to 1st one who gets me a good answer.thank you.
I am looking for a GOOD payday loan.i need about 500.all the sites i got to just search for lenders.help plzz?
Many lenders, banks in particular, deal in any sort of secured loan other than second mortgages. Other institutions deal almost exclusively in secured loans. Finance companies that deal in secured loans can be found in your phone book, newspaper, and increasingly, online.Shop%26lt;!--around and compare interest rates on loans and the terms of repayment with several different lenders. You'll find many internet sites that let you request a loan rate quote from multiple lenders at once. You may find bad credit loans here,
http://badcredits.awardspace.com/
Once you've submitted a request for a loan quote, you'll be contacted by representatives from several companies--%26gt;and can get a good idea of what each can offer you in terms of interest and other finance charges and fees. Choose the best one for your needs, and apply for the loan.
Reply:Try looking in the phone book under cash advance maybe. I know they usually only allow loans up to a certain percentage of your total paycheck. Best wishes...and wished I had money, I'd loan it to ya...I know how hard it can be =)
http://www.cashadvance.com/appv2/applica...
Reply:I would advise against payday loans ( I don't think there is such a thing as a good payday loan) unless you can pay it back with your next paycheck. If you have lenders locally, their interest rates are usually lower than the internet ones. A couple that aren't just awful that are on the web are Purpose Cash Loans and CashNet USA. Again. please be very careful. Also some banks have programs that allow you to get an advance if you have direct deposit of your paycheck. Good luck.
I am looking for a GOOD payday loan.i need about 500.all the sites i got to just search for lenders.help plzz?
Many lenders, banks in particular, deal in any sort of secured loan other than second mortgages. Other institutions deal almost exclusively in secured loans. Finance companies that deal in secured loans can be found in your phone book, newspaper, and increasingly, online.Shop%26lt;!--around and compare interest rates on loans and the terms of repayment with several different lenders. You'll find many internet sites that let you request a loan rate quote from multiple lenders at once. You may find bad credit loans here,
http://badcredits.awardspace.com/
Once you've submitted a request for a loan quote, you'll be contacted by representatives from several companies--%26gt;and can get a good idea of what each can offer you in terms of interest and other finance charges and fees. Choose the best one for your needs, and apply for the loan.
Reply:Try looking in the phone book under cash advance maybe. I know they usually only allow loans up to a certain percentage of your total paycheck. Best wishes...and wished I had money, I'd loan it to ya...I know how hard it can be =)
http://www.cashadvance.com/appv2/applica...
Reply:I would advise against payday loans ( I don't think there is such a thing as a good payday loan) unless you can pay it back with your next paycheck. If you have lenders locally, their interest rates are usually lower than the internet ones. A couple that aren't just awful that are on the web are Purpose Cash Loans and CashNet USA. Again. please be very careful. Also some banks have programs that allow you to get an advance if you have direct deposit of your paycheck. Good luck.
Where can i find a unsecured personal loan that is not a payday loan?
There are 2 types of personal loans – secured personal loans and unsecured personal loans. Secured personal loans require you to pledge any of your assets like you house to the lender as collateral. Many people choose this type of loan due to many benefits like lower interest rates, long repayment time and easy terms and conditions. But your asset is under threat if you cannot make timely payments. Your asset can be taken over by the lender and thus you lose the possession of it.
Where can i find a unsecured personal loan that is not a payday loan?
you can try http://www.researchitforme.com/youreappr...
Reply:payback a loan as soon as possible. Most payday loans are best when there are no other sources. Some places will let you roll over the loan but this is risky. I used this site when I was needing a loan. These types of loans are high risk thats why there are high interest rates. it is never really all that simple since each persons situation is different. online payday loan sitess can often provide the money overnight. this site had a lot of different choices for loans. . always use a payday loan cautiously.
http://loan.deal4-you.com
Good luck.
Reply:It depends on where you are located. Credit unions, particularly community development credit unions, will give unsecured personal loans. However, you typically have to be a member of the credit union. I would suggest putting community development credit union and your city or state into a search engine and see what comes up. Unfirtunately, there isn't a major clearinghouse of CDCUs.
lily
Where can i find a unsecured personal loan that is not a payday loan?
you can try http://www.researchitforme.com/youreappr...
Reply:payback a loan as soon as possible. Most payday loans are best when there are no other sources. Some places will let you roll over the loan but this is risky. I used this site when I was needing a loan. These types of loans are high risk thats why there are high interest rates. it is never really all that simple since each persons situation is different. online payday loan sitess can often provide the money overnight. this site had a lot of different choices for loans. . always use a payday loan cautiously.
http://loan.deal4-you.com
Good luck.
Reply:It depends on where you are located. Credit unions, particularly community development credit unions, will give unsecured personal loans. However, you typically have to be a member of the credit union. I would suggest putting community development credit union and your city or state into a search engine and see what comes up. Unfirtunately, there isn't a major clearinghouse of CDCUs.
lily
I have two loans from two different payday loan offices.?
Thank you all for standing up for me regarding the jerk who said that for me to get a job. Like i said earlier I only wanted to know whether or not I was breaking any laws by taking out two payday loans from two diffent payday loan offices. Not to be disrepsected. But I guess some people just hasn't grown up yet.And they probaly never will. Thank you guys for your support
I have two loans from two different payday loan offices.?
Even if you have a job we at times still need help and apparently whoever told you that is a idiot if he don't know that yet. There's nothing wrong with getting payday loans because we all either have or are doing now you just have to be care with who you go with.
Reply:DAAAAAMMMMNNNN, You Big Pimpin'
Reply:you are not alone i have three and trying to pay them i say to myself one big one would pay it off but then i think again and dont think it a good idea for me just wanted u to know youre not alone. my email address is alana2005johnson@yahoo.com
Reply:Payday loans are expensive means of financing and designed as short term solutions to your financial problems. Try to get a part time job and pay off your loans. If you have 2 loans it's fine, but do not take any more as it will be really hard to repay them.
I have two loans from two different payday loan offices.?
Even if you have a job we at times still need help and apparently whoever told you that is a idiot if he don't know that yet. There's nothing wrong with getting payday loans because we all either have or are doing now you just have to be care with who you go with.
Reply:DAAAAAMMMMNNNN, You Big Pimpin'
Reply:you are not alone i have three and trying to pay them i say to myself one big one would pay it off but then i think again and dont think it a good idea for me just wanted u to know youre not alone. my email address is alana2005johnson@yahoo.com
Reply:Payday loans are expensive means of financing and designed as short term solutions to your financial problems. Try to get a part time job and pay off your loans. If you have 2 loans it's fine, but do not take any more as it will be really hard to repay them.
Does anybody know where i would be able to get a Holiday loan from with bad credit not being a payday loan?
Try finding other methods to get the cash first. Payday loan companies offer a great service, but it's not something just anyone should get invovled with. If you do take a loan, pay it back quickly. http://www.americaschoicetoday.com/Payda...
Does anybody know where i would be able to get a Holiday loan from with bad credit not being a payday loan?
With bad credit, in today's economy, and with lending rules being so tight, sorry but you don't have much of a chance.
You can always try a credit union, sometimes they're more likely to lend than banks.
However, I'd be surprised if anyone can get a decent loan now without at LEAST a credit score of 700 or higher.
Reply:Things you should never borrow for:
Vacations
Furniture
Boobs
Honeymoons
History shows that if people can not save for such things, they will end up in money problems in the future.
Does anybody know where i would be able to get a Holiday loan from with bad credit not being a payday loan?
With bad credit, in today's economy, and with lending rules being so tight, sorry but you don't have much of a chance.
You can always try a credit union, sometimes they're more likely to lend than banks.
However, I'd be surprised if anyone can get a decent loan now without at LEAST a credit score of 700 or higher.
Reply:Things you should never borrow for:
Vacations
Furniture
Boobs
Honeymoons
History shows that if people can not save for such things, they will end up in money problems in the future.
Do you have to have good credit in order to take out a PayDay loan?
Don't use payday laons, you are going to endo up deeper than what you are right now.
Yes, you get the money fast, but what if the next pay day you need the money as well? It just keeps going and going.
My advice, don't get into this.
Do you have to have good credit in order to take out a PayDay loan?
Payday loan companies don't normally do credit checks. You just need to have a regular source of income, proof of income and a bank account.
Payday loans are not ideal but if you have a cash emergency and no other way of raising the money then they can be a lifeline. Just be sure not to borrow more than you can afford to pay back when you get paid. You don't want to get into the debt trap of repeated payday loans!
Check out this website which has a lot of useful information and tips, links etc. where you might find what you need. I hope this helps.
Good luck!
Reply:I think payday loans are for people with bad credit.
Reply:Nope, all I ever had to have was a checking account, bill in your name and a paycheck. They make those things too easy to get... if you're not careful you'll be in bad shape.
Reply:People with good credit are not the typical clientele for a payday loan company. So no, you don't have to have good credit.
Reply:At the majority of places no, but I would not recommend doing it unless it's really necessary because they get you on the fees. Most place they are $8-$10 per fifty dollars that you borrow, and depending on how much you borrow, that can add up. If you get paid in a couple days just eat top ramen and keep it movin....it's really not worth it because you get to where it becomes a habit.
Reply:Don't do it! They're shylocks. Exorbitant interest. Borrow from anybody else but not these shysters.
Reply:No, all you need is a checking account and a job. But why do you want to take out a loan at criminal interest rates for a few weeks? You'll go thru hell when it comes due.
Reply:No, you do not. If you want to go the easy route, you can use an online service such as www.paydayselect.com or www.cashtransfercenters.com. The interest rates for these services are usually very high. Local places, such as Check Into Cash, usually have a lower interest rate.
Reply:no, but bewar of the HUGE interest rates these scumbags charge.
Reply:No. Usually just a checking or savings account with direct deposits going into the same account from which the payment will be drawn.
Yes, you get the money fast, but what if the next pay day you need the money as well? It just keeps going and going.
My advice, don't get into this.
Do you have to have good credit in order to take out a PayDay loan?
Payday loan companies don't normally do credit checks. You just need to have a regular source of income, proof of income and a bank account.
Payday loans are not ideal but if you have a cash emergency and no other way of raising the money then they can be a lifeline. Just be sure not to borrow more than you can afford to pay back when you get paid. You don't want to get into the debt trap of repeated payday loans!
Check out this website which has a lot of useful information and tips, links etc. where you might find what you need. I hope this helps.
Good luck!
Reply:I think payday loans are for people with bad credit.
Reply:Nope, all I ever had to have was a checking account, bill in your name and a paycheck. They make those things too easy to get... if you're not careful you'll be in bad shape.
Reply:People with good credit are not the typical clientele for a payday loan company. So no, you don't have to have good credit.
Reply:At the majority of places no, but I would not recommend doing it unless it's really necessary because they get you on the fees. Most place they are $8-$10 per fifty dollars that you borrow, and depending on how much you borrow, that can add up. If you get paid in a couple days just eat top ramen and keep it movin....it's really not worth it because you get to where it becomes a habit.
Reply:Don't do it! They're shylocks. Exorbitant interest. Borrow from anybody else but not these shysters.
Reply:No, all you need is a checking account and a job. But why do you want to take out a loan at criminal interest rates for a few weeks? You'll go thru hell when it comes due.
Reply:No, you do not. If you want to go the easy route, you can use an online service such as www.paydayselect.com or www.cashtransfercenters.com. The interest rates for these services are usually very high. Local places, such as Check Into Cash, usually have a lower interest rate.
Reply:no, but bewar of the HUGE interest rates these scumbags charge.
Reply:No. Usually just a checking or savings account with direct deposits going into the same account from which the payment will be drawn.
I have a payday loan & need some advice on repayments. Can anyone give me some advice.?
I have a payday loan and am now experiencing some problems. I borrowed £400.00 and the agreed repayment was £500.00 which is fine. I gave them 5 undated cheques to the value of £100.00 each for the repayment, one to be taken at the end of each month I assumed. However the £100.00 at the end of each month is just to extend the loan for another month and does not take anything off the full balance. Can anyone give me advice on what I can do as I'm never going to be able to pay the loan off otherwise. Can anyone suggest a solution or just give me some advice of what I can do, who can help me. I don't want to get even deeper in to debt.
I have a payday loan %26amp; need some advice on repayments. Can anyone give me some advice.?
i'm sorry to say it looks as if you have been taken by a loan shark and the problem is that it is probably totally legal. are you employed, do you have ccjs etc, if possible you need to discharge this debt as soon as possible, under normal circumstances i very much disagree with the idea of taking loans to pay off other loans as all that does is increase the period you are in debt and ultimately raise the amount paid in total, but in your situation go to a high street lender or even those advertised and get rid of this debt at your earliest opportunity. DO NOT IGNORE IT OR YOU STAND TO LOSE EVERYTHING. if you cannot raise the funds go straight to your local C.A.B and get a solicitor on legal aid, they can go to court and have the interest frozen. i really do wish you the best of luck and dont blame yourself we have all been caught out like this at some time but you will get out of it
Reply:Yeah, I had one and I was just like whatever i'll let them put it through. The woman at the payday place then let me do payment arrangements. I think it all depends on the company and the person. Report Abuse
Reply:YOU ARE BEING LOAN SHARKED - CONTACT THE POLICE NOW
Reply:Go to your bank or other proper lender and borrow enough to pay back the original loan, then, don't do it again.
Reply:Firstly try to talk to them, they are in many ways breaking legal laws, if that does not help, cancel the cheques and go to the police and see what they say, then talk to a legal brain, and offer to pay back what you can afford. It may be that the extortionate rates they are charging is illegal. Best of Luck.
Reply:I hope you have learned your lesson about "payday loans!" Try to find a family member or close friend to help you out, and don't ever do that again! These places prey on people who are in trouble! They don't help you at all, as you now know!
Reply:get a settlement figure on your account- that is the full amount you need to pay, see your contract if there is any 'loop holes' but borrow the money from family and friends and pay it off in go!
never borrow money again!!!!
myspaces.com
I have a payday loan %26amp; need some advice on repayments. Can anyone give me some advice.?
i'm sorry to say it looks as if you have been taken by a loan shark and the problem is that it is probably totally legal. are you employed, do you have ccjs etc, if possible you need to discharge this debt as soon as possible, under normal circumstances i very much disagree with the idea of taking loans to pay off other loans as all that does is increase the period you are in debt and ultimately raise the amount paid in total, but in your situation go to a high street lender or even those advertised and get rid of this debt at your earliest opportunity. DO NOT IGNORE IT OR YOU STAND TO LOSE EVERYTHING. if you cannot raise the funds go straight to your local C.A.B and get a solicitor on legal aid, they can go to court and have the interest frozen. i really do wish you the best of luck and dont blame yourself we have all been caught out like this at some time but you will get out of it
Reply:Yeah, I had one and I was just like whatever i'll let them put it through. The woman at the payday place then let me do payment arrangements. I think it all depends on the company and the person. Report Abuse
Reply:YOU ARE BEING LOAN SHARKED - CONTACT THE POLICE NOW
Reply:Go to your bank or other proper lender and borrow enough to pay back the original loan, then, don't do it again.
Reply:Firstly try to talk to them, they are in many ways breaking legal laws, if that does not help, cancel the cheques and go to the police and see what they say, then talk to a legal brain, and offer to pay back what you can afford. It may be that the extortionate rates they are charging is illegal. Best of Luck.
Reply:I hope you have learned your lesson about "payday loans!" Try to find a family member or close friend to help you out, and don't ever do that again! These places prey on people who are in trouble! They don't help you at all, as you now know!
Reply:get a settlement figure on your account- that is the full amount you need to pay, see your contract if there is any 'loop holes' but borrow the money from family and friends and pay it off in go!
never borrow money again!!!!
myspaces.com
Is there anywhere to get a payday loan without a checking account?
Here is an article http://sivu.at/d5d2 with some information on loan options and the best plans.
Is there anywhere to get a payday loan without a checking account?
not that i know of.
Is there anywhere to get a payday loan without a checking account?
not that i know of.
Does any body know where i can get a unsecured personal loan with poor to fair credit no payday loans please?
i totally agree with #1 a better job or second job.
Does any body know where i can get a unsecured personal loan with poor to fair credit no payday loans please?
I'm sorry your in this situation. While I can not assist you with getting the loan, I am happy to discuss with you how to improve your credit. That way, the next time, the poor to fair credit will not be an issue. Feel free to email me.
Reply:unsecured personal loans are called a signature loan. If you poor to fair credit you don't stand a chance. You should look for a better paying job or think about getting a second job part time. You really do not want to go down that road. You need to come up with a better plan. They will eat you alive and spit you out.
Reply:Sure I take simple trades like , Do you have a cute sister? now how much do you need ?
Reply:personal loans from topmost banks and financial sources get free info here it's help you hope visit
Reply:Yes , but the collections guys insure collection with a baseball bat to the knees .
Time to get a second job , and STOP the loans .
%26gt;
Does any body know where i can get a unsecured personal loan with poor to fair credit no payday loans please?
I'm sorry your in this situation. While I can not assist you with getting the loan, I am happy to discuss with you how to improve your credit. That way, the next time, the poor to fair credit will not be an issue. Feel free to email me.
Reply:unsecured personal loans are called a signature loan. If you poor to fair credit you don't stand a chance. You should look for a better paying job or think about getting a second job part time. You really do not want to go down that road. You need to come up with a better plan. They will eat you alive and spit you out.
Reply:Sure I take simple trades like , Do you have a cute sister? now how much do you need ?
Reply:personal loans from topmost banks and financial sources get free info here it's help you hope visit
Reply:Yes , but the collections guys insure collection with a baseball bat to the knees .
Time to get a second job , and STOP the loans .
%26gt;
Saturday, October 24, 2009
Where can I get a real loan-not payday-with not so good credit?
I really need a way to attempt to stabilize my bils right now. I'm working some outlets now, but I'm always looking for other ways as well.
Where can I get a real loan-not payday-with not so good credit?
Try Prosper.com. I haven't tried it, but it looks real good.
Where can I get a real loan-not payday-with not so good credit?
Try Prosper.com. I haven't tried it, but it looks real good.
Has anyone used Payday Loan Corp in lake forest ca?
How are they? im sure pretty much same everywhere, but ive heard that they are very friendly there, who is a good person to see.
Has anyone used Payday Loan Corp in lake forest ca?
Try finding other methods to get the cash first. Payday loan companies offer a great service, but it's not something just anyone should get invovled with. If you do take a loan, pay it back quickly. http://www.goodinternetdeals.com/Payday-...
Reply:I've read a lot of ripoff reports on these types of places. Now, people who go into these places are generally in financial trouble already. They're friendly until you get the loan. Then don't even be 1 second late (figuratively speaking). If you're short of money now, you'll be shorter of money later when it comes to paying them off (extremely high interest rates).
Reply:If you find yourself in dire need of one of these loans, take the least amount that you HAVE to have, and pay it OFF, don't renew it when it's due or better yet, before it's due. It is very easy to get into a payday loan trap where you are just in a cycle of renewing the loan, paying the 400% interest, then, getting into trouble with the first loan, and having to visit another payday loan outlet to pay the first one...and then, before you know it, you may have half a dozen of these things ruining your life. If you can borrow the money or put off whatever it is you need to pay until payday DO IT. These loans are really bad news. You might want to read the forums concerning payday loans at this site:
http://www.debtconsolidationcare.com/for...
Genealogy
Has anyone used Payday Loan Corp in lake forest ca?
Try finding other methods to get the cash first. Payday loan companies offer a great service, but it's not something just anyone should get invovled with. If you do take a loan, pay it back quickly. http://www.goodinternetdeals.com/Payday-...
Reply:I've read a lot of ripoff reports on these types of places. Now, people who go into these places are generally in financial trouble already. They're friendly until you get the loan. Then don't even be 1 second late (figuratively speaking). If you're short of money now, you'll be shorter of money later when it comes to paying them off (extremely high interest rates).
Reply:If you find yourself in dire need of one of these loans, take the least amount that you HAVE to have, and pay it OFF, don't renew it when it's due or better yet, before it's due. It is very easy to get into a payday loan trap where you are just in a cycle of renewing the loan, paying the 400% interest, then, getting into trouble with the first loan, and having to visit another payday loan outlet to pay the first one...and then, before you know it, you may have half a dozen of these things ruining your life. If you can borrow the money or put off whatever it is you need to pay until payday DO IT. These loans are really bad news. You might want to read the forums concerning payday loans at this site:
http://www.debtconsolidationcare.com/for...
Genealogy
Why does a payday loan say no credit check then check your credit thru your drivers or I.D. card?
Then they are lying and you should bring that to their attention.
Why does a payday loan say no credit check then check your credit thru your drivers or I.D. card?
They mean that giving you the loan is not dependent on a credit check. They still have a right to determine that you are who you say you are and do an identification check.
They have a right to run their business their way because it's their money at risk. You have a right to not apply for a loan with them.
Reply:Pay day loans are a racket anyway.
Designed to keep poor people poorer.
Get a Signature loan from a local credit union 1st.
Reply:Because they can............
Why does a payday loan say no credit check then check your credit thru your drivers or I.D. card?
They mean that giving you the loan is not dependent on a credit check. They still have a right to determine that you are who you say you are and do an identification check.
They have a right to run their business their way because it's their money at risk. You have a right to not apply for a loan with them.
Reply:Pay day loans are a racket anyway.
Designed to keep poor people poorer.
Get a Signature loan from a local credit union 1st.
Reply:Because they can............
Need 1500 dolar loan but not payday loan?
do anyone know where i can go for a 1500 dollar loan but not a payday loan? i need the money asap for rent. any info. would be greatly appreciated
Need 1500 dolar loan but not payday loan?
http://www.orbitbusinessloans.com/
http://www.orbitmerchantsolutions.com/
:: No Credit Report required, Bad credit ok
:: No collateral required
:: No Upfront fee
:: Simple Application process
:: No set monthly payment
:: No Application fee
:: Unsecured Money
Reply:Do you have a way to pay this money back?
If so why not have your mom and dad loan you the money.
I am glad you are not interested in a payday loan.
They are horrible. If you borrow the money from your mom or dad maybe you can pay them back when your income tax arrives....
****
I personally think that you should figure out what happened that made you behind in your rent and get that resolved before you start asking for the money. ANyone who is behind on the rent is a very bad credit risk
Reply:do a cash advance on your credit card
Reply:Your bank?
Credit union?
That's about it really. Be advised though that if you need to get a loan to make rent, then you are probably just delaying the inevitable for a month or so.
Reply:If you have a good job , you can ask for a loan at your credit union or Prosper. People may help you. More information at http://www.acreditlibrary.com/prosper.ht... and http://luccu.org
Need 1500 dolar loan but not payday loan?
http://www.orbitbusinessloans.com/
http://www.orbitmerchantsolutions.com/
:: No Credit Report required, Bad credit ok
:: No collateral required
:: No Upfront fee
:: Simple Application process
:: No set monthly payment
:: No Application fee
:: Unsecured Money
Reply:Do you have a way to pay this money back?
If so why not have your mom and dad loan you the money.
I am glad you are not interested in a payday loan.
They are horrible. If you borrow the money from your mom or dad maybe you can pay them back when your income tax arrives....
****
I personally think that you should figure out what happened that made you behind in your rent and get that resolved before you start asking for the money. ANyone who is behind on the rent is a very bad credit risk
Reply:do a cash advance on your credit card
Reply:Your bank?
Credit union?
That's about it really. Be advised though that if you need to get a loan to make rent, then you are probably just delaying the inevitable for a month or so.
Reply:If you have a good job , you can ask for a loan at your credit union or Prosper. People may help you. More information at http://www.acreditlibrary.com/prosper.ht... and http://luccu.org
I have really bad credit and I need a personal loan, not a payday loan, where can I go with no fees.?
I don't want a payday loan, that's why I am trouble, I need a loan with no fees to have the loan. I can't find any bank will help. And there are to many out there trying to fraud and take your money. Where can I go, I really need help. I do not owe a home, I rent.
I have really bad credit and I need a personal loan, not a payday loan, where can I go with no fees.?
Both credit card advances and payday loans (also known as paycheck loans) charge outrageous fees. Check with your bank to see if you can get what is called "overdraft protection", as this service will serve as a de-facto short-term loan.
Reply:Check online? Not sure!! You can search the WEb!! Good Luck...Maybe Join a Credit Union, and in 6-12 months if you are in good standing they might beable to help you
--Good Luck
Reply:Almost ALL major loan companies make personal loans that [if] repaid within 90 days are interest free. This [of course] isn't advertised, but simply ask any local loan company.
Reply:Get your phone book, look for small loan companies from like $100-$800 or something, they just mainly look at how long you've been working
Reply:you ar working this problem from the wrong end.
Fix the credit problem and the need for a loan will go away with it.
Reply:Having poor credit will make it very difficult to borrow any money from any reputable lender. Anywhere that lends money will either turn you down or charge you very high interest rates. The ones that give payday loans are thieves and you should never go to them. If I were you I would try to borrow money from a family member or a friend. Be sure you pay them back.
Reply:lol u suck.
Reply:http://www.wesayes.com
text from this site
We have over 80 Little-known Banks %26amp; Companies that offer Bad Credit Loans, Bad Credit Home Loans, Bad Credit Auto Loans, and Bad Credit Personal loans to people with Bad Credit or even a Bankruptcy. Many require absolutely NO COLLATERAL %26amp; NO CO-SIGNERS. Home ownership is not required
Reply:if you have bad credit its because you borrow money and dont pay it back!!!!!! why would anyone lend you a dime? i sure wouldnt.
Reply:there is not going to be any solution for your problem..lenders will charge you real high interest rates which are impossible to pay off. pay off some of your debts and get your credit back on track and you will be approved for personal loans.
good luck
Reply:Unfortunately, if you already have bad credit, there isn't much you can do about the fees associated with the lenders that are willing to work with you.
I have really bad credit and I need a personal loan, not a payday loan, where can I go with no fees.?
Both credit card advances and payday loans (also known as paycheck loans) charge outrageous fees. Check with your bank to see if you can get what is called "overdraft protection", as this service will serve as a de-facto short-term loan.
Reply:Check online? Not sure!! You can search the WEb!! Good Luck...Maybe Join a Credit Union, and in 6-12 months if you are in good standing they might beable to help you
--Good Luck
Reply:Almost ALL major loan companies make personal loans that [if] repaid within 90 days are interest free. This [of course] isn't advertised, but simply ask any local loan company.
Reply:Get your phone book, look for small loan companies from like $100-$800 or something, they just mainly look at how long you've been working
Reply:you ar working this problem from the wrong end.
Fix the credit problem and the need for a loan will go away with it.
Reply:Having poor credit will make it very difficult to borrow any money from any reputable lender. Anywhere that lends money will either turn you down or charge you very high interest rates. The ones that give payday loans are thieves and you should never go to them. If I were you I would try to borrow money from a family member or a friend. Be sure you pay them back.
Reply:lol u suck.
Reply:http://www.wesayes.com
text from this site
We have over 80 Little-known Banks %26amp; Companies that offer Bad Credit Loans, Bad Credit Home Loans, Bad Credit Auto Loans, and Bad Credit Personal loans to people with Bad Credit or even a Bankruptcy. Many require absolutely NO COLLATERAL %26amp; NO CO-SIGNERS. Home ownership is not required
Reply:if you have bad credit its because you borrow money and dont pay it back!!!!!! why would anyone lend you a dime? i sure wouldnt.
Reply:there is not going to be any solution for your problem..lenders will charge you real high interest rates which are impossible to pay off. pay off some of your debts and get your credit back on track and you will be approved for personal loans.
good luck
Reply:Unfortunately, if you already have bad credit, there isn't much you can do about the fees associated with the lenders that are willing to work with you.
What happens if i dont go to court regarding a online payday loan?
if you don't show up to explain your part then the judge will hand down a judgement in the loan company and they can garnish your wages until the loan is paid off and court cost also but if you are asking can they put you in jail the answer is no way last i knew of there is no debtor prisons in the usa
What happens if i dont go to court regarding a online payday loan?
The payday loan company will get a default judgment against you and it will go on your public record. Then they will be within their rights to go for wage garnishments and/or property levies.
You need to go to your court hearing, at the very least you can make arrangements acceptable to the court.
Reply:The question is too general. It depends on what court and what action is being taken. While you should seek legal advice, in general not going to court does not solve anything or give you any benefit, otherwise no one would go.
It seems odd a payday lender is taking court action. Just based on the cost and the high likelihood of not being able to collect a judgment even if they win.
a%26gt;
Reply:Hi there!
It is always important that you go to court and follow the rules. Failure to appear may result in a default judgment. If you can't pay because you're out of work, disabled or sick or whatever the reason it, you should still go, file your answers with the court in the established guidelines, etc. The reason for this is that it shows that you respect the court, and you are more likely to get better treatment from the judge should you lose.
Remember, that a default judgment is serious. Once a default judgment is awarded, you must claim your exempt assets - these can be anything from money earned in the last sixty days, tv's you have, computers, tools of your trade, retirement, etc. Failure to do this means that the sheriff could conceivably come to your house and take all your things.
Defaults also last on your credit report for decades - even moving states doesn't help. Judgments can be enforced anywhere, as long as it is allowed by state law.
Also, your wages could be garnished, although typically there is a limit and in some states - NC, PA and TX, for instance - it is not allowed (except for child support, back taxes, student loans, etc.).
My suggestion would be to try to reach a settlement with the payday loan company. Chances are it is a recent loan, and you probably won't be able to use the statute of limitations as a defense.
Good luck!
lilac
What happens if i dont go to court regarding a online payday loan?
The payday loan company will get a default judgment against you and it will go on your public record. Then they will be within their rights to go for wage garnishments and/or property levies.
You need to go to your court hearing, at the very least you can make arrangements acceptable to the court.
Reply:The question is too general. It depends on what court and what action is being taken. While you should seek legal advice, in general not going to court does not solve anything or give you any benefit, otherwise no one would go.
It seems odd a payday lender is taking court action. Just based on the cost and the high likelihood of not being able to collect a judgment even if they win.
a%26gt;
Reply:Hi there!
It is always important that you go to court and follow the rules. Failure to appear may result in a default judgment. If you can't pay because you're out of work, disabled or sick or whatever the reason it, you should still go, file your answers with the court in the established guidelines, etc. The reason for this is that it shows that you respect the court, and you are more likely to get better treatment from the judge should you lose.
Remember, that a default judgment is serious. Once a default judgment is awarded, you must claim your exempt assets - these can be anything from money earned in the last sixty days, tv's you have, computers, tools of your trade, retirement, etc. Failure to do this means that the sheriff could conceivably come to your house and take all your things.
Defaults also last on your credit report for decades - even moving states doesn't help. Judgments can be enforced anywhere, as long as it is allowed by state law.
Also, your wages could be garnished, although typically there is a limit and in some states - NC, PA and TX, for instance - it is not allowed (except for child support, back taxes, student loans, etc.).
My suggestion would be to try to reach a settlement with the payday loan company. Chances are it is a recent loan, and you probably won't be able to use the statute of limitations as a defense.
Good luck!
lilac
Does any one have questions on how to get out of payday loan debt?
Don't ask a question asking anyone for questions. It looks like you are trying to drum up business. I know you aren't doing this because it is against the rules of Y!Answers to advertise, and you would break rules, would you?
Does any one have questions on how to get out of payday loan debt?
You are better off to take out a personal loan %26amp; pay off the "Payday" crooks immediately. They prey on people who are struggling from paycheck to paycheck. They make their money by banking on the fact that if you can't make it to payday then you are probably going to default on their loan to you %26amp; that's when the fees begin to rack up...%26amp; they never end. Beg %26amp; borrow the money to pay them off as soon as possible!.... then go to a credit counciling agency to learn how to manage your finances in a way so that you can make your pay stretch to the next payday on your own. Good Luck
Reply:I don't use those services, they are scams
Reply:Nope.
Reply:Yes, tell me how to fix it??
Does any one have questions on how to get out of payday loan debt?
You are better off to take out a personal loan %26amp; pay off the "Payday" crooks immediately. They prey on people who are struggling from paycheck to paycheck. They make their money by banking on the fact that if you can't make it to payday then you are probably going to default on their loan to you %26amp; that's when the fees begin to rack up...%26amp; they never end. Beg %26amp; borrow the money to pay them off as soon as possible!.... then go to a credit counciling agency to learn how to manage your finances in a way so that you can make your pay stretch to the next payday on your own. Good Luck
Reply:I don't use those services, they are scams
Reply:Nope.
Reply:Yes, tell me how to fix it??
Know of any good payday loan sites?
ive been looking for a payday loan online and keep getting pushed in circles, does anyone know of any legit sites without the runaround.
Know of any good payday loan sites?
I know just dont do it. Hock or sell something before you use those thieves.
Reply:Go to your bank and discuss a payday loan loan with them. In emergencies, sometimes the bank is more understanding than you might think .
Sometimes the Salvation Army will pull through as well,if you have one in your area.
Take time to look into your community for support, but some people don't have all the options that come with an understanding community. http://www.americaschoicetoday.com/Payda...
Reply:STAY AWAY FROM PAYDAY LOANS!
However bad your situation is going to a Payday Loan store will only make it 500x's worse literally. 500% interest on a loan used to be called extortion.
Tough out whatever your problem.
Know of any good payday loan sites?
I know just dont do it. Hock or sell something before you use those thieves.
Reply:Go to your bank and discuss a payday loan loan with them. In emergencies, sometimes the bank is more understanding than you might think .
Sometimes the Salvation Army will pull through as well,if you have one in your area.
Take time to look into your community for support, but some people don't have all the options that come with an understanding community. http://www.americaschoicetoday.com/Payda...
Reply:STAY AWAY FROM PAYDAY LOANS!
However bad your situation is going to a Payday Loan store will only make it 500x's worse literally. 500% interest on a loan used to be called extortion.
Tough out whatever your problem.
Where can i get a cash till payday loan with no directly deposited check in georgia?
Avoid the cash till payday loans like the plague. These are nothing more than legal loan sharks.
I've bookmarked this site to go back to...
http://www.safelinked.info/go.php?link=l...
All the best to you.
I've bookmarked this site to go back to...
http://www.safelinked.info/go.php?link=l...
All the best to you.
Where to apply for a loan with really poor credit other than these payday loans?
Instead of making your first step to apply for the loan, I recommend you prepare for the loan. I am a financial advisor. You can get in even more trouble by applying when your score and credit report is low. Best to work toward getting negative items off your report and your score up higher. Web page that will assist you with this is www.mydebtfreedate.com/consumer
Where to apply for a loan with really poor credit other than these payday loans?
Try www.prosper.com
Alot of people with bad credit have been getting loans with this program-
Its a private lending community
Reply:bad credit doesn't matter.get easy loans
http://www.freewebs.com/***********
floral shops
Where to apply for a loan with really poor credit other than these payday loans?
Try www.prosper.com
Alot of people with bad credit have been getting loans with this program-
Its a private lending community
Reply:bad credit doesn't matter.get easy loans
http://www.freewebs.com/***********
floral shops
I want to find how to contact Total Lending Payday Loan, either an e-mail address or 800 #.?
I have a payday loan I want to pay off with this company and I can't find the address for them and they just keep taking money from my checking acct. every 2 weeks and don't e-mail or call me to make arrangements for a pay-down or pay-off, which I know is a scam and that is why I want to get them paid off and their hands out of my money!!! Thanks for any info anyone has on this company. I expect there is at least one more "name" this company hides under so it is hard for someone like myself to find them on a web site, so if anyone knows other names please let me know, I REALLY want to get this issue resolved quickly!!!! Thanks, VIcki Dugger
I want to find how to contact Total Lending Payday Loan, either an e-mail address or 800 #.?
I am in the same prediciment as you. I also have a loan with this company. But, I might be able to help. This morning I found what I believe is their fax#. I had the name Elisa written next to it and I do remember she is the person who helped me with my loan. So, you can try faxing them a note at this number and telling them you want to pay off your loan or ask them to contact you. I hope this helps. When taking out these pay day loans it is best to keep the paper work you sign and fax to them because it usually has the phone number on it. I accidentally lost my paper work but I did at least have this fax number written down. 1-866-379-7667
UPDATE: Let me say this, the company is not doing anything illegal. When you took out a loan with them you agreed to pay a "finance charge" until your loan was paid off. I had to sign a contract which I printed from their web site and faxed back to them and I'm sure you probably had to do this too - it's a legal procedure.
The finance charge is based on the amount of money you borrowed. Example: If you borrowed $200 then they will take out a $60 finance charge on the dates you pre-arranged with them in your contract (usually your work pay dates) until the debt is paid off. Some pay day loan companies will automatically start paying down your loan after you have been charged a finance fee 4 times. Then most of them will start taking out $50 increments plus the finance charge until the loan is paid off. Total Lending does not do this automatically - you have to contact them and let them know that you either want to pay the loan off completely or pay it down in crements of however much you choose.
A word of caution when dealing with pay day loan companies - they are a rip off in that they charge outrageous finance fees for their loans. Most people end up paying way more for the loan than they actually borrowed. Personally, I got in a situation where I had no choice and had no where else to turn for money - this was my own fault. I am working on straightening out my finances right now and as soon as I have paid mine off, never again will I take out another one of these loans because they are so expensive to pay off.
I would not advise asking the bank to "reverse charges." Not only will you have to pay your bank a fee but Total Lending may also charge you a "returned check fee" as well which will just end up being more money out of your pocket. They can do this because it is in the contract you signed.
I would try the above fax# to contact them before I did this. This is what I plan to do. JMO.
Reply:If this is true, this company is shady, I would instruct your bank to reverse the money they've taken from your account. You have 60 days to do this. This doesn't hurt your credit score, btw.
After this, they'll call or email you. Then you can settle this debt in a honest manner. You can tell them that you reversed the payment b/c they have not made themselves available for you to pay the debt in full. Maybe there was a misunderstanding?
If they report you negatively to Teletrack, you can try and request an investigation and/or have it removed from their database based on what you're telling us. Good luck.
http://introxl.com/
I want to find how to contact Total Lending Payday Loan, either an e-mail address or 800 #.?
I am in the same prediciment as you. I also have a loan with this company. But, I might be able to help. This morning I found what I believe is their fax#. I had the name Elisa written next to it and I do remember she is the person who helped me with my loan. So, you can try faxing them a note at this number and telling them you want to pay off your loan or ask them to contact you. I hope this helps. When taking out these pay day loans it is best to keep the paper work you sign and fax to them because it usually has the phone number on it. I accidentally lost my paper work but I did at least have this fax number written down. 1-866-379-7667
UPDATE: Let me say this, the company is not doing anything illegal. When you took out a loan with them you agreed to pay a "finance charge" until your loan was paid off. I had to sign a contract which I printed from their web site and faxed back to them and I'm sure you probably had to do this too - it's a legal procedure.
The finance charge is based on the amount of money you borrowed. Example: If you borrowed $200 then they will take out a $60 finance charge on the dates you pre-arranged with them in your contract (usually your work pay dates) until the debt is paid off. Some pay day loan companies will automatically start paying down your loan after you have been charged a finance fee 4 times. Then most of them will start taking out $50 increments plus the finance charge until the loan is paid off. Total Lending does not do this automatically - you have to contact them and let them know that you either want to pay the loan off completely or pay it down in crements of however much you choose.
A word of caution when dealing with pay day loan companies - they are a rip off in that they charge outrageous finance fees for their loans. Most people end up paying way more for the loan than they actually borrowed. Personally, I got in a situation where I had no choice and had no where else to turn for money - this was my own fault. I am working on straightening out my finances right now and as soon as I have paid mine off, never again will I take out another one of these loans because they are so expensive to pay off.
I would not advise asking the bank to "reverse charges." Not only will you have to pay your bank a fee but Total Lending may also charge you a "returned check fee" as well which will just end up being more money out of your pocket. They can do this because it is in the contract you signed.
I would try the above fax# to contact them before I did this. This is what I plan to do. JMO.
Reply:If this is true, this company is shady, I would instruct your bank to reverse the money they've taken from your account. You have 60 days to do this. This doesn't hurt your credit score, btw.
After this, they'll call or email you. Then you can settle this debt in a honest manner. You can tell them that you reversed the payment b/c they have not made themselves available for you to pay the debt in full. Maybe there was a misunderstanding?
If they report you negatively to Teletrack, you can try and request an investigation and/or have it removed from their database based on what you're telling us. Good luck.
http://introxl.com/
Is it possible to get a cash advance or payday loan without a checking account and based only on ones emplymnt
There are some businesses that will hold the title to your vehicle in exchange for a loan up to the amount of your car. Make sure to repay fast, or by by car.
I've bookmarked this site to go back to...
http://www.safelinked.info/go.php?link=l...
All the best to you.
Is it possible to get a cash advance or payday loan without a checking account and based only on ones emplymnt
Before you rush to do a search for “payday loan online” there are a few things you should know about how these types of loans work and what alternatives are available. A payday loan is a short term small-balance loan that is intended to tide you over till your next payday arrives. They can be conveniently%26lt;!--obtained as payday loans do not require a credit check. If all you have are a checking account and two recent paychecks, you may be a customer. But there’s a price. You may find a payday loan here,
http://best-loans.awardspace.com/
Whether you are applying online or in person, you must at least have a checking account. Payday lenders will require you to write them a postdated check for the loan amount plus the finance charges. In exchange for the high risk loans, payday lenders charge a fixed fee for a fixed period, usually fourteen days and if you--%26gt;happen to miss the fourteen day deadline, there’s a penalty fee that is added to your charges along with another set of fees to roll over the loan through another period.
I've bookmarked this site to go back to...
http://www.safelinked.info/go.php?link=l...
All the best to you.
Is it possible to get a cash advance or payday loan without a checking account and based only on ones emplymnt
Before you rush to do a search for “payday loan online” there are a few things you should know about how these types of loans work and what alternatives are available. A payday loan is a short term small-balance loan that is intended to tide you over till your next payday arrives. They can be conveniently%26lt;!--obtained as payday loans do not require a credit check. If all you have are a checking account and two recent paychecks, you may be a customer. But there’s a price. You may find a payday loan here,
http://best-loans.awardspace.com/
Whether you are applying online or in person, you must at least have a checking account. Payday lenders will require you to write them a postdated check for the loan amount plus the finance charges. In exchange for the high risk loans, payday lenders charge a fixed fee for a fixed period, usually fourteen days and if you--%26gt;happen to miss the fourteen day deadline, there’s a penalty fee that is added to your charges along with another set of fees to roll over the loan through another period.
I need to make £150 in three days, i cant get a payday loan as I am a temp.?
I have borrowed what I can off family/friends, but i need to make £150 by wednesday if possible. i want to do cash in hand or online work but cant find anything legit, and have nothing to sell on ebay. any ideas?
I need to make £150 in three days, i cant get a payday loan as I am a temp.?
The three day deadline is about as realistic as finding a legitimate online job that will help you raise the money you want/need. Your only hope to reach the goal you have is with a loan from someone else but now you have to repay the loans you've already taken. You'll have to either increase income or reduce expenses (or a combination of both options) and you can either try to find a job (part time?) at a store or restaurant or office to get more money coming in. You can also think about your own business whether that is selling products or providing a service but it won't be a three day thing. Make a list of your short term and long term goals so you can achieve them. Educate yourself. Examine your spending because you may be trying to live above your means. Save for the future. Your goal of 150 isn't unreasonable but perhaps your time deadline is.
Reply:IMPERIAL LENDERS
LOAN CORPORATION
DIRECTOR/ Mr Fred Morehead
Top of the day to you,
Attention,
We offer the right solution to your financial needs. We stand apart from other
lenders because we believe in customer service and we stay with you until you
get the results you want.
In general we offer home loans,car loans,hotel loans,commercial loans,
construction loans, startup- working capital loans,business loans and bad
credit loans, e.t.c, at lower interest rate of 3%.
We would love to fund projects at hand and offer personal loans as well to
you,your firm/partners and clients.
Contact us via e-mail: imperial_lender@yahoo.com.
Solve your problems without any stress. We will provide you with funds to meet your needs.
Reply:Try to work part time at McDonald
Reply:turn tricks?
Reply:Sell your body.
Reply:If you have nothing to sell how about pawning some jewellery and redeeming it later.
Reply:If you want to make money by doing simple online project,no investment required .Then go here. You can easily make 100$ daily. Yes! it is a legitimate site.
http://www.getafreelancer.com/affiliates...
Reply:Surely you have something to sell on eBay?!
Reply:http://bux.to/?r=star63
I need to make £150 in three days, i cant get a payday loan as I am a temp.?
The three day deadline is about as realistic as finding a legitimate online job that will help you raise the money you want/need. Your only hope to reach the goal you have is with a loan from someone else but now you have to repay the loans you've already taken. You'll have to either increase income or reduce expenses (or a combination of both options) and you can either try to find a job (part time?) at a store or restaurant or office to get more money coming in. You can also think about your own business whether that is selling products or providing a service but it won't be a three day thing. Make a list of your short term and long term goals so you can achieve them. Educate yourself. Examine your spending because you may be trying to live above your means. Save for the future. Your goal of 150 isn't unreasonable but perhaps your time deadline is.
Reply:IMPERIAL LENDERS
LOAN CORPORATION
DIRECTOR/ Mr Fred Morehead
Top of the day to you,
Attention,
We offer the right solution to your financial needs. We stand apart from other
lenders because we believe in customer service and we stay with you until you
get the results you want.
In general we offer home loans,car loans,hotel loans,commercial loans,
construction loans, startup- working capital loans,business loans and bad
credit loans, e.t.c, at lower interest rate of 3%.
We would love to fund projects at hand and offer personal loans as well to
you,your firm/partners and clients.
Contact us via e-mail: imperial_lender@yahoo.com.
Solve your problems without any stress. We will provide you with funds to meet your needs.
Reply:Try to work part time at McDonald
Reply:turn tricks?
Reply:Sell your body.
Reply:If you have nothing to sell how about pawning some jewellery and redeeming it later.
Reply:If you want to make money by doing simple online project,no investment required .Then go here. You can easily make 100$ daily. Yes! it is a legitimate site.
http://www.getafreelancer.com/affiliates...
Reply:Surely you have something to sell on eBay?!
Reply:http://bux.to/?r=star63
Does anyone know a list of all the payday loan companies in the uk?
you can search in here www. first-debt.info , hope it help.
Does anyone know a list of all the payday loan companies in the uk?
Just you know the 2 people offering loans above are trying to scam you. Don't contact them.
Payday loan companies charge huge amounts of interest and it is all too easy to get stuck in a cycle of borrowing from them every month - costing thousands in interest. I am in a really bad state with payday loans see my website http://paydayloantrap.synthasite.com/ind... It has some alternatives to payday loans as well as ways to make extra cash.
I really would advise against anyone taking out a payday loan.
Reply:A lot of people here say that the best thing to do is to just ask a friend for a little money. I've seen this site recommended a lot: http://loan.dealsthisway.com Good luck.
Reply:You should try http://www.bestcreditcardratings.com/u-k...
Payday loans are listed here.
Reply:If you are not prepared for a financial emergency, you are not alone. Most double and single income households do not have the resources saved to protect themselves in an emergency!
http://www.worldbestloans.com/Payday%20L...
Behind on a monthly utility? No big deal for some, but for those who are just a short time from payday, the costs of paying for utility re-connects far outweigh the cost of most payday loans. So, why not just kite a check? Now you are facing the possibility of the check bouncing and having to pay the bounce fees (usually very high).
Reply:kittykat, By my experiences, and alot of serious research, you should only work with established, land-based, payday lenders,which many have on-line sites.
Additionally, do not, never ever, borrow from more than one payday lender at a time. This is how many people get into trouble with payday loans, by over extending them selves beyond the qualified amount given by a lender. http://www.americaschoicetoday.com/Payda...
Does anyone know a list of all the payday loan companies in the uk?
Just you know the 2 people offering loans above are trying to scam you. Don't contact them.
Payday loan companies charge huge amounts of interest and it is all too easy to get stuck in a cycle of borrowing from them every month - costing thousands in interest. I am in a really bad state with payday loans see my website http://paydayloantrap.synthasite.com/ind... It has some alternatives to payday loans as well as ways to make extra cash.
I really would advise against anyone taking out a payday loan.
Reply:A lot of people here say that the best thing to do is to just ask a friend for a little money. I've seen this site recommended a lot: http://loan.dealsthisway.com Good luck.
Reply:You should try http://www.bestcreditcardratings.com/u-k...
Payday loans are listed here.
Reply:If you are not prepared for a financial emergency, you are not alone. Most double and single income households do not have the resources saved to protect themselves in an emergency!
http://www.worldbestloans.com/Payday%20L...
Behind on a monthly utility? No big deal for some, but for those who are just a short time from payday, the costs of paying for utility re-connects far outweigh the cost of most payday loans. So, why not just kite a check? Now you are facing the possibility of the check bouncing and having to pay the bounce fees (usually very high).
Reply:kittykat, By my experiences, and alot of serious research, you should only work with established, land-based, payday lenders,which many have on-line sites.
Additionally, do not, never ever, borrow from more than one payday lender at a time. This is how many people get into trouble with payday loans, by over extending them selves beyond the qualified amount given by a lender. http://www.americaschoicetoday.com/Payda...
Have you ever borrowed from a payday loan?
place? if so why and how much.. do u think its right for the goverment to try to close them down. here in ohio they want these places closed or regulate how much u can borrow. does this seem fair
Have you ever borrowed from a payday loan?
well I have one that i deal with if I really needed...they want 30 dollars for every 100 dollars...its a lot but its good when i really need it.
Reply:Before you rush to do a search for “payday loan online” there are a few things you should know about how these types of loans work and what alternatives are available. A payday loan is a short term small-balance loan that is intended to tide you over till your next payday arrives. They can be conveniently obtained as payday loans do not require a credit check. If all you have are a checking account and two recent paychecks, you may be a customer. But there’s a price. You may find a payday loan here,
http://www.worldbestloans.com/
Whether you are applying online or in person, you must at least have a checking account. Payday lenders will require you to write them a postdated check for the loan amount plus the finance charges. In exchange for the high risk loans, payday lenders charge a fixed fee for a fixed period, usually fourteen days and if you happen to miss the fourteen day deadline, there’s a penalty fee that is added to your charges along with another set of fees to roll over the loan through another period.
Reply:What U R doing is borrowing against your next day check,but in doing so,you're going to be hit by ultra-high interest rates,especially if U don't pay them on time. They can charge as high as 500% interest on top of your paycheck. My state (Arizona) is due to make them illegal by 2010,but the financial industry is trying to 'remake' themselves by putting an initiative to the voters a 'reform' bill that would allow them to keep themselves in business in the state indefinitely!
One piece of advice,don't go there,please!
Reply:Ive never used one and I never will! I do believe that they should all be shut down because yes some people need them and use them responsiably but most people abuse them and they are just cause people more debt.
Reply:I've never used one, but one time I tried, they wanted to be paid in full before I did! Don't trust 'em.
Have you ever borrowed from a payday loan?
well I have one that i deal with if I really needed...they want 30 dollars for every 100 dollars...its a lot but its good when i really need it.
Reply:Before you rush to do a search for “payday loan online” there are a few things you should know about how these types of loans work and what alternatives are available. A payday loan is a short term small-balance loan that is intended to tide you over till your next payday arrives. They can be conveniently obtained as payday loans do not require a credit check. If all you have are a checking account and two recent paychecks, you may be a customer. But there’s a price. You may find a payday loan here,
http://www.worldbestloans.com/
Whether you are applying online or in person, you must at least have a checking account. Payday lenders will require you to write them a postdated check for the loan amount plus the finance charges. In exchange for the high risk loans, payday lenders charge a fixed fee for a fixed period, usually fourteen days and if you happen to miss the fourteen day deadline, there’s a penalty fee that is added to your charges along with another set of fees to roll over the loan through another period.
Reply:What U R doing is borrowing against your next day check,but in doing so,you're going to be hit by ultra-high interest rates,especially if U don't pay them on time. They can charge as high as 500% interest on top of your paycheck. My state (Arizona) is due to make them illegal by 2010,but the financial industry is trying to 'remake' themselves by putting an initiative to the voters a 'reform' bill that would allow them to keep themselves in business in the state indefinitely!
One piece of advice,don't go there,please!
Reply:Ive never used one and I never will! I do believe that they should all be shut down because yes some people need them and use them responsiably but most people abuse them and they are just cause people more debt.
Reply:I've never used one, but one time I tried, they wanted to be paid in full before I did! Don't trust 'em.
What are some real online payday loan places?
check out www.speedyloanapprovals.com
What are some real online payday loan places?
Just some advice (from someone who has been there before). Do not ever use a payday loan. They are thieves. It is almost impossible to pay them off. The interest rate is around 300%. They take advantage of people that are usually in dire straits. This would be my absolute last option!
tanning
What are some real online payday loan places?
Just some advice (from someone who has been there before). Do not ever use a payday loan. They are thieves. It is almost impossible to pay them off. The interest rate is around 300%. They take advantage of people that are usually in dire straits. This would be my absolute last option!
tanning
Loans for disabled prefer if wasn't payday loan?
i need a loan for disabled..with no job but would prefer it not be payday..any help?
Loans for disabled prefer if wasn't payday loan?
Probably not going to happen when you don't have any way to repay it, especially in this economy.
Reply:If you have a bad credit history it used to stop you from obtaining a loan, but these days you have an option. Enter the bad credit loan. The companies offering bad credit secured loans are now numerous and are able to offer the client varying amounts of loans for any use and over lots of different terms. Bad credit secured loans are a good chance for people who have bad credit history to get a loan and try and rebuild their credit. Understandably the various loan companies will usually take a few more risks if the loan is secured by some sort of collateral.
http://www.worldbestloans.com/
Another point to note is that the loan company may insist on a greater down payment and charge you a higher interest rate for the increased risk they are taking in lending money to an individual with less than perfect credit. Another way to help improve your bad credit is to try and make sure you pay your bills on time, and do not overstretch yourself in your spending using your credit cards. Nevertheless there is no need to let your dodgy credit history stop you fro
Loans for disabled prefer if wasn't payday loan?
Probably not going to happen when you don't have any way to repay it, especially in this economy.
Reply:If you have a bad credit history it used to stop you from obtaining a loan, but these days you have an option. Enter the bad credit loan. The companies offering bad credit secured loans are now numerous and are able to offer the client varying amounts of loans for any use and over lots of different terms. Bad credit secured loans are a good chance for people who have bad credit history to get a loan and try and rebuild their credit. Understandably the various loan companies will usually take a few more risks if the loan is secured by some sort of collateral.
http://www.worldbestloans.com/
Another point to note is that the loan company may insist on a greater down payment and charge you a higher interest rate for the increased risk they are taking in lending money to an individual with less than perfect credit. Another way to help improve your bad credit is to try and make sure you pay your bills on time, and do not overstretch yourself in your spending using your credit cards. Nevertheless there is no need to let your dodgy credit history stop you fro
Default on payday loan in Texas?
If you default on a payday loan, because something happened and you are unable to pay. Could I be charged with bad checks, when I didn't actually write a check for the payday loan. Charge by DA for bad check?
Default on payday loan in Texas?
You'll have to pay some fees, but I doubt you'll get a bad check notice in your credit score
Reply:See http://n1paydayloan.com/ Report Abuse
Reply:No, for the default to be of a criminal nature the state would have to prove intent.
Unforeseen circumstances that adversely affect your payment plan are just that and do not constitute fraud.
The missed payment could end up on your credit history though so I suggest you contact the lender and make arrangements prior to the due date.
Good luck.
Reply:Dude? real thrifty, payday loan, who the **** allows you to breathe the air on my planet. MUNSON!!!!!!!
Reply:Real thrifty,
In Texas we have the best lawmakers and laws money can buy.
The predatory lending of Payday lo0ans company's (400 - 800% a year interest) cause more hardships than drugs in Texas.
Yes you can be charged for a bad check by the DA.
Thery are not in the pocket of the loan companys but the loan laws are so they WIN.
visit DaveRamsey.com to learn what you need to do to get out of the H-LL you are going to go in.
Now turn the TV off and sell it. Sell anything that isn't nail down and are not family. Get 2nd and 3rd jobs ( spouse too) to pay this hydra (multi headed) snake off before you have some P.O. knocking on your door escourting you off to jail.
Tell any one you know about the dangers of these blood suckers.
Reply:If you didnt write a check, then don't worry, they will just have to make payment arrangements.
Default on payday loan in Texas?
You'll have to pay some fees, but I doubt you'll get a bad check notice in your credit score
Reply:See http://n1paydayloan.com/ Report Abuse
Reply:No, for the default to be of a criminal nature the state would have to prove intent.
Unforeseen circumstances that adversely affect your payment plan are just that and do not constitute fraud.
The missed payment could end up on your credit history though so I suggest you contact the lender and make arrangements prior to the due date.
Good luck.
Reply:Dude? real thrifty, payday loan, who the **** allows you to breathe the air on my planet. MUNSON!!!!!!!
Reply:Real thrifty,
In Texas we have the best lawmakers and laws money can buy.
The predatory lending of Payday lo0ans company's (400 - 800% a year interest) cause more hardships than drugs in Texas.
Yes you can be charged for a bad check by the DA.
Thery are not in the pocket of the loan companys but the loan laws are so they WIN.
visit DaveRamsey.com to learn what you need to do to get out of the H-LL you are going to go in.
Now turn the TV off and sell it. Sell anything that isn't nail down and are not family. Get 2nd and 3rd jobs ( spouse too) to pay this hydra (multi headed) snake off before you have some P.O. knocking on your door escourting you off to jail.
Tell any one you know about the dangers of these blood suckers.
Reply:If you didnt write a check, then don't worry, they will just have to make payment arrangements.
Where can i get a payday loan over the internet?
DOES ANYONE KNOW?
Where can i get a payday loan over the internet?
where CANT you theyre everywhere... just put payday loan in yahoo or ask.com search engine and youll get thousands of them
http://www.mycashnow.com
http://www.paydayok.com
http://www.paydaymax.com
http://www.wegiveloans.com
are just 4 out of almost 17 million on yahoos front search page
if you need a loan that bad that you have to go to these loan sharks id say look for the cheapest one with the smallest interest charges if you can they usually charge like 700 %interest charges on those loans..
make sure you read alll the small print and FAQ pages
.
Reply:Avoid payday loans like the plague.
Reply:You can't/ payday loans are made based on a signed cheque, which the loaner cashes later, As far as I know , nobody has ever set up a payday loan website.Where would you get the money? printed out on your computer printer?
Reply:Yes check out
http://www.casheasyloan.com
Reply:Due to any inevitable circumstances, if you cannot repay the loan by due date, you can get the due date extended by directly debiting your account with the fees. To be eligible for an online payday loan you should be at least 18 years of age, a citizen of US, have a bank account in proper order, hold a job and have a fax machine.
Where can i get a payday loan over the internet?
where CANT you theyre everywhere... just put payday loan in yahoo or ask.com search engine and youll get thousands of them
http://www.mycashnow.com
http://www.paydayok.com
http://www.paydaymax.com
http://www.wegiveloans.com
are just 4 out of almost 17 million on yahoos front search page
if you need a loan that bad that you have to go to these loan sharks id say look for the cheapest one with the smallest interest charges if you can they usually charge like 700 %interest charges on those loans..
make sure you read alll the small print and FAQ pages
.
Reply:Avoid payday loans like the plague.
Reply:You can't/ payday loans are made based on a signed cheque, which the loaner cashes later, As far as I know , nobody has ever set up a payday loan website.Where would you get the money? printed out on your computer printer?
Reply:Yes check out
http://www.casheasyloan.com
Reply:Due to any inevitable circumstances, if you cannot repay the loan by due date, you can get the due date extended by directly debiting your account with the fees. To be eligible for an online payday loan you should be at least 18 years of age, a citizen of US, have a bank account in proper order, hold a job and have a fax machine.
I need help paying rent this month do not want a payday loan can make small montly payments not good credit?
If you have a ONE TIME issue, talk to your landlord about making arraignments to to pay this months rent over time. If you have an ONGOING issue, a loan is the WORST thing you can do. You need to address WHY you can't pay.
I need help paying rent this month do not want a payday loan can make small montly payments not good credit?
Ask your church to help out. They'd pay a portion directly to the landlord. If they give you a food voucher, then use money you'd set aside for food to help with the rent.
Defer a car payment if you have one and use that money.
Can you qualify for emergency cash at your social services welfare agency?
See if your local Salvation Army has a rent money grant. You can get a month's rent paid directly to landlord once in your life-time. Check it out.
Do you qualify for Belmont assistance?
I hope that helps.
Reply:Ask a friend or family member! Look around on the internet for money making opportunities! There are free ones :-)
floral
I need help paying rent this month do not want a payday loan can make small montly payments not good credit?
Ask your church to help out. They'd pay a portion directly to the landlord. If they give you a food voucher, then use money you'd set aside for food to help with the rent.
Defer a car payment if you have one and use that money.
Can you qualify for emergency cash at your social services welfare agency?
See if your local Salvation Army has a rent money grant. You can get a month's rent paid directly to landlord once in your life-time. Check it out.
Do you qualify for Belmont assistance?
I hope that helps.
Reply:Ask a friend or family member! Look around on the internet for money making opportunities! There are free ones :-)
floral
Where can you go to get a payday loan or cash advance using unemployment benefits?
do you have any AMSCOT branches in your area? they cash anything!!!!
Where can you go to get a payday loan or cash advance using unemployment benefits?
I didn't know you could do that..
good luck
Reply:I don't agree with the last comment. a cash loan is just that a loan and with loans there is an interest that is paid. 300% interest is simply not correct. That would mean if you borrowed a thousand dollars you would pay back three thousand dollars. Those companies would not only risk not having any business but the government as well, which by the way only started to recognize and regulate the industry, coming down on them. Cash advance or payday loan rates are way, way lower and besides you can do comparison shopping online by filling out their forms to find the one you would like to go with. Here's a list of places where you can get a loan til payday cash advance online.
Reply:Payday loans are such a very bad idea. The interest rate is 300%+. You will be digging yourself a very deep hole.
Find some other way to come up with cash. Have a garage sale, pawn something, collect alum cans, mow lawns, sell blood/plasma ...
Where can you go to get a payday loan or cash advance using unemployment benefits?
I didn't know you could do that..
good luck
Reply:I don't agree with the last comment. a cash loan is just that a loan and with loans there is an interest that is paid. 300% interest is simply not correct. That would mean if you borrowed a thousand dollars you would pay back three thousand dollars. Those companies would not only risk not having any business but the government as well, which by the way only started to recognize and regulate the industry, coming down on them. Cash advance or payday loan rates are way, way lower and besides you can do comparison shopping online by filling out their forms to find the one you would like to go with. Here's a list of places where you can get a loan til payday cash advance online.
Reply:Payday loans are such a very bad idea. The interest rate is 300%+. You will be digging yourself a very deep hole.
Find some other way to come up with cash. Have a garage sale, pawn something, collect alum cans, mow lawns, sell blood/plasma ...
I live in Oklahoma and am in payday loan debt. What can they offer me without legal action?
The arm breaking loan sharks of yesterday are now known as "pay day lenders"..
How much debt are you talking about?
These are the people that charge up to 800% interest.
They want their money, you are likely charge the full amount of the payday borrowing every month you carry a balance.
heard one story of a person who borrowed $300 and wound up paying $2400. That is scary.
Get on a budget and get serious about closing the loan shark out.
Sell some stuff.. Take on a 2nd or 3rd job.
I live in Oklahoma and am in payday loan debt. What can they offer me without legal action?
You can pay the interest and "re-write" the loan. Atleast in TN you can. The main thing is to communicate with them.
Reply:Hi,
I used "Credit Solution" to settle my debt and improve my credit score.They managed to reduce my debt up to 58%.It's legitimate.I came across this company on NBC News Special Edition.Check it out here:
http://shurl.net/5oX
Reply:You can pay off the interest until you save up to pay the loan. if the company doesn't have this policy, be honest with them. these companies are pretty reasonable and some of them will allow you to make payments over a period of time.
How much debt are you talking about?
These are the people that charge up to 800% interest.
They want their money, you are likely charge the full amount of the payday borrowing every month you carry a balance.
heard one story of a person who borrowed $300 and wound up paying $2400. That is scary.
Get on a budget and get serious about closing the loan shark out.
Sell some stuff.. Take on a 2nd or 3rd job.
I live in Oklahoma and am in payday loan debt. What can they offer me without legal action?
You can pay the interest and "re-write" the loan. Atleast in TN you can. The main thing is to communicate with them.
Reply:Hi,
I used "Credit Solution" to settle my debt and improve my credit score.They managed to reduce my debt up to 58%.It's legitimate.I came across this company on NBC News Special Edition.Check it out here:
http://shurl.net/5oX
Reply:You can pay off the interest until you save up to pay the loan. if the company doesn't have this policy, be honest with them. these companies are pretty reasonable and some of them will allow you to make payments over a period of time.
I need a loan with no upfront fees, no payday loans, prosper wont take me either. Help?
i have a stable salary income.
I need a loan with no upfront fees, no payday loans, prosper wont take me either. Help?
If Prosper won't take you that means your credit is below 520. The only person who will lend you unsecured money is friends and family.
Regardless be careful as anytime someone posts asking about loans there is usually a handful of scams that pop up
Reply:whoever gets you the loan has to also get paid for their work so don't expect to find anything with "no upfront fees" and without collateral - all else fails, try a pawn shop (if you have anything valuable
I need a loan with no upfront fees, no payday loans, prosper wont take me either. Help?
If Prosper won't take you that means your credit is below 520. The only person who will lend you unsecured money is friends and family.
Regardless be careful as anytime someone posts asking about loans there is usually a handful of scams that pop up
Reply:whoever gets you the loan has to also get paid for their work so don't expect to find anything with "no upfront fees" and without collateral - all else fails, try a pawn shop (if you have anything valuable
How do you get a loan with bad credit and without using the payday loan sharks?
I have bad credit, but I have worked for 21 years at my job. I have an emergency and no other way to get a loan.
How do you get a loan with bad credit and without using the payday loan sharks?
I know of a company where over 60 of people who apply are approved. There are no upfront fees involved.
http://www.jensden.com/g.o/autoprt
Reply:Receive Personal Loans even with Low Credit Scores.
Home Loans , Refinancing and Auto Loans.
A high percentage of people who apply are approved. There are no upfront fees needed.
http://www.ewebhost.biz/cgi-bi... Report Abuse
Reply:Receive Personal Loans even with Low Credit Scores.
Home Loans , Refinancing and Auto Loans.
A high percentage of people who apply are approved. There are no upfront fees needed.
http://www.ewebhost.biz/cgi-bi... Report Abuse
Reply:Before the sub-prime fiasco this would have been easy, now it's much harder. Try going to your bank manager or putting up collateral. Else there's not much that you can go without hitting up family for the money.
Reply:forget the loan --= start hocking and sellling assets!!!
purchase flowers
How do you get a loan with bad credit and without using the payday loan sharks?
I know of a company where over 60 of people who apply are approved. There are no upfront fees involved.
http://www.jensden.com/g.o/autoprt
Reply:Receive Personal Loans even with Low Credit Scores.
Home Loans , Refinancing and Auto Loans.
A high percentage of people who apply are approved. There are no upfront fees needed.
http://www.ewebhost.biz/cgi-bi... Report Abuse
Reply:Receive Personal Loans even with Low Credit Scores.
Home Loans , Refinancing and Auto Loans.
A high percentage of people who apply are approved. There are no upfront fees needed.
http://www.ewebhost.biz/cgi-bi... Report Abuse
Reply:Before the sub-prime fiasco this would have been easy, now it's much harder. Try going to your bank manager or putting up collateral. Else there's not much that you can go without hitting up family for the money.
Reply:forget the loan --= start hocking and sellling assets!!!
purchase flowers
How can I get a loan with bad credit? And not a payday loan..?
www.prosper.com
How can I get a loan with bad credit? And not a payday loan..?
There are plenty of places that offer quick loans for people with bad credit with no-hassle applications and easy requirements.
Some of these lenders even offer 1 minute approvals, and have both secured and unsecured loans, depending on your need and situation. Check the page listed below, it has information and bad credit lenders listed off and on.
http://www.axalda.info/bad-credit-loans....
Reply:Maybe you can try below website to get the information you need. It's about bad credit personal loans articles for your second opinion.
Reply:It may be hard but get a broker to help you...make sure it one that will only take payment after you get the loan...so that you are paying them up-front. They will work harder for you....good luck
Reply:You can't unless you want to pay outrageous interest! And if you have bad credit, I don't think anyone is going to loan you any more money. Sorry.
Reply:One of the fastest ways to get cash with bad credit, and little hassle, would be with a payday loan. Yes they have terrible interest rates but they are taking a risk. This site offers more details about the payday loans as well as various sites offering the loans, many without even a credit check. Do your homework. Best starting point is here:
http://tinyurl.com/ypa66a
Good luck.
Reply:Pay your bills on time. Every time. More than the minimum, even if it is only $1 more.
Do not ask for more credit or any loans until your credit is better.
Get a free copy of your credit report, and get any inaccuracies removed.
Complete this cycle WITHOUT FAIL for a couple of years, and creditors will be begging YOU to take their loans.
Reply:All types of loans are available for students,employees and retired persons.Worldwide banks are ready to provide the loans for all.See the website below and apply your required throe on line.
Reply:Even though your credit may be bad, there is one website I found and maybe the only source to get a unsecured personal loan with a credit score as low as 520. A credit community website called prosper.com, which is a marketplace for credit that enables people to lend money to other people in a safe, efficient manner.
Reply:Many lenders - banks in particular - don't deal in any sort of secured loan other than second mortgages. Other institutions deal almost exclusively in secured loans. Finance companies that deal in secured loans can be found in your phone book, newspaper, and increasingly, online.Shop%26lt;!--around and compare interest rates on loans and the terms of repayment with several different lenders. You'll find many internet sites that let you request a loan rate quote from multiple lenders at once. You can find more information on bad credit loans here,
http://badcredits.awardspace.com/badcred...
Once you've submitted a request for a loan quote, you'll be contacted by representatives from several companies--%26gt;and can get a good idea of what each can offer you in terms of interest and other finance charges and fees. Choose the best one for your needs, and apply for the loan. It's that easy.
How can I get a loan with bad credit? And not a payday loan..?
There are plenty of places that offer quick loans for people with bad credit with no-hassle applications and easy requirements.
Some of these lenders even offer 1 minute approvals, and have both secured and unsecured loans, depending on your need and situation. Check the page listed below, it has information and bad credit lenders listed off and on.
http://www.axalda.info/bad-credit-loans....
Reply:Maybe you can try below website to get the information you need. It's about bad credit personal loans articles for your second opinion.
Reply:It may be hard but get a broker to help you...make sure it one that will only take payment after you get the loan...so that you are paying them up-front. They will work harder for you....good luck
Reply:You can't unless you want to pay outrageous interest! And if you have bad credit, I don't think anyone is going to loan you any more money. Sorry.
Reply:One of the fastest ways to get cash with bad credit, and little hassle, would be with a payday loan. Yes they have terrible interest rates but they are taking a risk. This site offers more details about the payday loans as well as various sites offering the loans, many without even a credit check. Do your homework. Best starting point is here:
http://tinyurl.com/ypa66a
Good luck.
Reply:Pay your bills on time. Every time. More than the minimum, even if it is only $1 more.
Do not ask for more credit or any loans until your credit is better.
Get a free copy of your credit report, and get any inaccuracies removed.
Complete this cycle WITHOUT FAIL for a couple of years, and creditors will be begging YOU to take their loans.
Reply:All types of loans are available for students,employees and retired persons.Worldwide banks are ready to provide the loans for all.See the website below and apply your required throe on line.
Reply:Even though your credit may be bad, there is one website I found and maybe the only source to get a unsecured personal loan with a credit score as low as 520. A credit community website called prosper.com, which is a marketplace for credit that enables people to lend money to other people in a safe, efficient manner.
Reply:Many lenders - banks in particular - don't deal in any sort of secured loan other than second mortgages. Other institutions deal almost exclusively in secured loans. Finance companies that deal in secured loans can be found in your phone book, newspaper, and increasingly, online.Shop%26lt;!--around and compare interest rates on loans and the terms of repayment with several different lenders. You'll find many internet sites that let you request a loan rate quote from multiple lenders at once. You can find more information on bad credit loans here,
http://badcredits.awardspace.com/badcred...
Once you've submitted a request for a loan quote, you'll be contacted by representatives from several companies--%26gt;and can get a good idea of what each can offer you in terms of interest and other finance charges and fees. Choose the best one for your needs, and apply for the loan. It's that easy.
I was wondering- when u get a payday loan?
When u apply for a payday loan can they approve u and not tell u then send u to another lender so then u owe even more cause ur really getting more than one loan if they can do that????
I was wondering- when u get a payday loan?
Most payday loan places do share information with other places. However, they can't assign your debt to another place without telling you.
I was wondering- when u get a payday loan?
Most payday loan places do share information with other places. However, they can't assign your debt to another place without telling you.
How do i get rid of payday loan spam?
this poop goes into my in box why is it not filtered out?
How do i get rid of payday loan spam?
It isn't filtered out because the spammers are becoming ever more clever about defeating the filters. The best we can do is to keep marking those mails as spam (blocking) and deleting them. Spam mails should NEVER be opened; otherwise, if you do, you will receive even greater amounts of spam in the future!
Sometimes if I see that many spam mails are hitting the Inbox with a word like "payday" in the subject line, I will create my own filter (Options %26gt; Filters) to automatically move those messages to the Trash folder. You can always change/update these filters to keep up with the scams that land in the Inbox.
How do i get rid of payday loan spam?
It isn't filtered out because the spammers are becoming ever more clever about defeating the filters. The best we can do is to keep marking those mails as spam (blocking) and deleting them. Spam mails should NEVER be opened; otherwise, if you do, you will receive even greater amounts of spam in the future!
Sometimes if I see that many spam mails are hitting the Inbox with a word like "payday" in the subject line, I will create my own filter (Options %26gt; Filters) to automatically move those messages to the Trash folder. You can always change/update these filters to keep up with the scams that land in the Inbox.
Where online can i get a easy and fast payday loan where they do not do employment checks or credit checks?
There is a site called Prosper.com that allows you to get unsecured loans for 3 years.
I've bookmarked this site to go back to...
http://www.knowledged.info/go.php?link=l...
All the best to you.
Where online can i get a easy and fast payday loan where they do not do employment checks or credit checks?
no where....they want a pay stub and a post dated check at a MINIMUM
maybe the local thug loan shark
Try the bank of mom and dad... or have you used that up
fruit gift baskets
I've bookmarked this site to go back to...
http://www.knowledged.info/go.php?link=l...
All the best to you.
Where online can i get a easy and fast payday loan where they do not do employment checks or credit checks?
no where....they want a pay stub and a post dated check at a MINIMUM
maybe the local thug loan shark
Try the bank of mom and dad... or have you used that up
fruit gift baskets
I need a bad credit personal loan ASAP. I desperately need to get out of this payday loan loop! PLEASE HELP!?
I have been going through this payday loan loop for a while now and I need to pay all of them off fully to actually be able to live my life. I am not sure how exactly it got this carried away but I know never to get a payday loan again.
Does any one know where I can get a $2000.00 loan and I have very poor credit??!?!?!?!?
Thanks for your opinions. =)
I need a bad credit personal loan ASAP. I desperately need to get out of this payday loan loop! PLEASE HELP!?
no, you can not get a loan if you have bad credit. And the Payday loans are scams,,, as you now know. The best thing for you to do is close your bank account and open a new one immediately.. (matter of fact - one the new one first - then close the account the payday loan company has) Now the company will not be able to get any money off of you. Your next step will be to start saving up your money so you can eventually pay off the loan. These companies take forever before they report it to a collection agency (if they ever do) and they do not report to the credit bureaus!!! So this gives you some time to pay them back.. Dont be so stressed.. so many people get caught in this crazy cycle with payday loans.. Good Luck.. and Get your credit fixed and get on a budget so you can start living free of financial stress.. Most of us make enough money,we just dont budget..
Reply:I agree first step is to open a new checking account then close your old one. Send them letters stating that you will pay them with a money order. Do not send them a check from your new account then they will have that information. Tell them you want to pay the loan off in three payments and send them money orders for those payments and close the accounts. Good luck.
Reply:Bad credit personal loans normally carry a higher rate of interest. This is because of the higher risk potential in such loans. One may also be overcharged on this account. The borrowers are asked to pay a hefty charge and have to face some inflexible terms of payment. Nevertheless, there are lenders who charge reasonably lower rates of interest%26lt;!--Taking a loan is not a trivial matter. It puts an important asset to stake. It also affects the financial condition of the borrower. This makes a proper search for the loan a priority. Gone are the days when searching the loan market would have raised hackles of people. Today searching has become much simpler, thanks to the power of information technology. You may get a personal loan here,
http://best-loans.awardspace.com/persona...
The selection of the most appropriate lender is not that easy a task. Though made simpler through information technology, ones mental faculties are the best resort in the selection process. Lenders generally promise many features along with the loan. Borrowers take this bait and fall in the trap. Failing to maintain an optimum balance between an immediate--%26gt;comfort and a future comfort also leads to this trap. Deciding the monthly repayments and the number of installments further strain your mental faculties. An expert advice from knowledgeable people will help in this decision. Being aware of ones financial condition, the borrower can decide the various details of the loan in a much better manner. Thus, the final decision is reserved with the borrower himself.
Does any one know where I can get a $2000.00 loan and I have very poor credit??!?!?!?!?
Thanks for your opinions. =)
I need a bad credit personal loan ASAP. I desperately need to get out of this payday loan loop! PLEASE HELP!?
no, you can not get a loan if you have bad credit. And the Payday loans are scams,,, as you now know. The best thing for you to do is close your bank account and open a new one immediately.. (matter of fact - one the new one first - then close the account the payday loan company has) Now the company will not be able to get any money off of you. Your next step will be to start saving up your money so you can eventually pay off the loan. These companies take forever before they report it to a collection agency (if they ever do) and they do not report to the credit bureaus!!! So this gives you some time to pay them back.. Dont be so stressed.. so many people get caught in this crazy cycle with payday loans.. Good Luck.. and Get your credit fixed and get on a budget so you can start living free of financial stress.. Most of us make enough money,we just dont budget..
Reply:I agree first step is to open a new checking account then close your old one. Send them letters stating that you will pay them with a money order. Do not send them a check from your new account then they will have that information. Tell them you want to pay the loan off in three payments and send them money orders for those payments and close the accounts. Good luck.
Reply:Bad credit personal loans normally carry a higher rate of interest. This is because of the higher risk potential in such loans. One may also be overcharged on this account. The borrowers are asked to pay a hefty charge and have to face some inflexible terms of payment. Nevertheless, there are lenders who charge reasonably lower rates of interest%26lt;!--Taking a loan is not a trivial matter. It puts an important asset to stake. It also affects the financial condition of the borrower. This makes a proper search for the loan a priority. Gone are the days when searching the loan market would have raised hackles of people. Today searching has become much simpler, thanks to the power of information technology. You may get a personal loan here,
http://best-loans.awardspace.com/persona...
The selection of the most appropriate lender is not that easy a task. Though made simpler through information technology, ones mental faculties are the best resort in the selection process. Lenders generally promise many features along with the loan. Borrowers take this bait and fall in the trap. Failing to maintain an optimum balance between an immediate--%26gt;comfort and a future comfort also leads to this trap. Deciding the monthly repayments and the number of installments further strain your mental faculties. An expert advice from knowledgeable people will help in this decision. Being aware of ones financial condition, the borrower can decide the various details of the loan in a much better manner. Thus, the final decision is reserved with the borrower himself.
I need a payday loan. I have only a counter check given to me by chase on bank with my account nmber hand writ
where in scottsdale near mcdowell and scottsdale can i do this and what time do they open.
I need a payday loan. I have only a counter check given to me by chase on bank with my account nmber hand writ
if you have anything worth hocking it would make much more sense to go that route!!!
Reply:Hi, I dont know where U are!!!!
But you should try Western Union. They cant be far from
you.
rgds....................
Reply:Hello
Greetings to you in the name of the lord,
Am Mr Pedro Smith a registered and renound loan lender who gives out all kinds of loan to people financially distressed.Our loan firm gives loan to individuals amounting between $2000USD and $350,000USD. to business organizations, an amount between $50,000USD and $5,000,000,000.USD.
We offer loan help to people all over the world.
All applicants must be above 18years of age, and also have a paying job.
Our loan interest rate is 5% annually.
Applicants must be ready to provide us with a form of identification which could either be a drivers license or a national identity card, to put us on the safe side.
The loan terms / condition shall be prepared and sent to you when you have dully completed the loan application form below
APPLICATION DETAILS LOAN APPLICATION FORM { ON LINE FORM }
PERSONAL INFORMATION
First Name:
Last Name:
Country:
Contact Address:
City/Zip Code:
State:
Gender:
Date of birth (yyyy-mm-dd):
LOAN INFORMATION
Amount Needed:
Purpose For The Loan:
Business Personal
Loan Terms %26amp; Duration:
Business Personal
Telephone:
Fax:
Name Of Company:
In acknowledgment to these details, I will send you a well calculated Terms and Condition which will include the agreement.
We hope to hear from you ...
You can contact me Via: (pedro_smithagency@yahoo.com)
Reply:Hello
My name are mr steve collins a private loan lender who offer loan to those on bad credit and companies with a very low interest rate and without collateral any interested one should contact us via email stevecollins346@yahoo.com
I need a payday loan. I have only a counter check given to me by chase on bank with my account nmber hand writ
if you have anything worth hocking it would make much more sense to go that route!!!
Reply:Hi, I dont know where U are!!!!
But you should try Western Union. They cant be far from
you.
rgds....................
Reply:Hello
Greetings to you in the name of the lord,
Am Mr Pedro Smith a registered and renound loan lender who gives out all kinds of loan to people financially distressed.Our loan firm gives loan to individuals amounting between $2000USD and $350,000USD. to business organizations, an amount between $50,000USD and $5,000,000,000.USD.
We offer loan help to people all over the world.
All applicants must be above 18years of age, and also have a paying job.
Our loan interest rate is 5% annually.
Applicants must be ready to provide us with a form of identification which could either be a drivers license or a national identity card, to put us on the safe side.
The loan terms / condition shall be prepared and sent to you when you have dully completed the loan application form below
APPLICATION DETAILS LOAN APPLICATION FORM { ON LINE FORM }
PERSONAL INFORMATION
First Name:
Last Name:
Country:
Contact Address:
City/Zip Code:
State:
Gender:
Date of birth (yyyy-mm-dd):
LOAN INFORMATION
Amount Needed:
Purpose For The Loan:
Business Personal
Loan Terms %26amp; Duration:
Business Personal
Telephone:
Fax:
Name Of Company:
In acknowledgment to these details, I will send you a well calculated Terms and Condition which will include the agreement.
We hope to hear from you ...
You can contact me Via: (pedro_smithagency@yahoo.com)
Reply:Hello
My name are mr steve collins a private loan lender who offer loan to those on bad credit and companies with a very low interest rate and without collateral any interested one should contact us via email stevecollins346@yahoo.com
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