Saturday, October 24, 2009

Where can I get a real loan-not payday-with not so good credit?

I really need a way to attempt to stabilize my bils right now. I'm working some outlets now, but I'm always looking for other ways as well.

Where can I get a real loan-not payday-with not so good credit?
Try Prosper.com. I haven't tried it, but it looks real good.


Has anyone used Payday Loan Corp in lake forest ca?

How are they? im sure pretty much same everywhere, but ive heard that they are very friendly there, who is a good person to see.

Has anyone used Payday Loan Corp in lake forest ca?
Try finding other methods to get the cash first. Payday loan companies offer a great service, but it's not something just anyone should get invovled with. If you do take a loan, pay it back quickly. http://www.goodinternetdeals.com/Payday-...
Reply:I've read a lot of ripoff reports on these types of places. Now, people who go into these places are generally in financial trouble already. They're friendly until you get the loan. Then don't even be 1 second late (figuratively speaking). If you're short of money now, you'll be shorter of money later when it comes to paying them off (extremely high interest rates).
Reply:If you find yourself in dire need of one of these loans, take the least amount that you HAVE to have, and pay it OFF, don't renew it when it's due or better yet, before it's due. It is very easy to get into a payday loan trap where you are just in a cycle of renewing the loan, paying the 400% interest, then, getting into trouble with the first loan, and having to visit another payday loan outlet to pay the first one...and then, before you know it, you may have half a dozen of these things ruining your life. If you can borrow the money or put off whatever it is you need to pay until payday DO IT. These loans are really bad news. You might want to read the forums concerning payday loans at this site:





http://www.debtconsolidationcare.com/for...

Genealogy

Why does a payday loan say no credit check then check your credit thru your drivers or I.D. card?

Then they are lying and you should bring that to their attention.

Why does a payday loan say no credit check then check your credit thru your drivers or I.D. card?
They mean that giving you the loan is not dependent on a credit check. They still have a right to determine that you are who you say you are and do an identification check.





They have a right to run their business their way because it's their money at risk. You have a right to not apply for a loan with them.
Reply:Pay day loans are a racket anyway.


Designed to keep poor people poorer.





Get a Signature loan from a local credit union 1st.
Reply:Because they can............


Need 1500 dolar loan but not payday loan?

do anyone know where i can go for a 1500 dollar loan but not a payday loan? i need the money asap for rent. any info. would be greatly appreciated

Need 1500 dolar loan but not payday loan?
http://www.orbitbusinessloans.com/


http://www.orbitmerchantsolutions.com/


:: No Credit Report required, Bad credit ok


:: No collateral required


:: No Upfront fee


:: Simple Application process


:: No set monthly payment


:: No Application fee


:: Unsecured Money
Reply:Do you have a way to pay this money back?


If so why not have your mom and dad loan you the money.


I am glad you are not interested in a payday loan.


They are horrible. If you borrow the money from your mom or dad maybe you can pay them back when your income tax arrives....


****


I personally think that you should figure out what happened that made you behind in your rent and get that resolved before you start asking for the money. ANyone who is behind on the rent is a very bad credit risk
Reply:do a cash advance on your credit card
Reply:Your bank?


Credit union?





That's about it really. Be advised though that if you need to get a loan to make rent, then you are probably just delaying the inevitable for a month or so.
Reply:If you have a good job , you can ask for a loan at your credit union or Prosper. People may help you. More information at http://www.acreditlibrary.com/prosper.ht... and http://luccu.org


I have really bad credit and I need a personal loan, not a payday loan, where can I go with no fees.?

I don't want a payday loan, that's why I am trouble, I need a loan with no fees to have the loan. I can't find any bank will help. And there are to many out there trying to fraud and take your money. Where can I go, I really need help. I do not owe a home, I rent.

I have really bad credit and I need a personal loan, not a payday loan, where can I go with no fees.?
Both credit card advances and payday loans (also known as paycheck loans) charge outrageous fees. Check with your bank to see if you can get what is called "overdraft protection", as this service will serve as a de-facto short-term loan.
Reply:Check online? Not sure!! You can search the WEb!! Good Luck...Maybe Join a Credit Union, and in 6-12 months if you are in good standing they might beable to help you








--Good Luck
Reply:Almost ALL major loan companies make personal loans that [if] repaid within 90 days are interest free. This [of course] isn't advertised, but simply ask any local loan company.
Reply:Get your phone book, look for small loan companies from like $100-$800 or something, they just mainly look at how long you've been working
Reply:you ar working this problem from the wrong end.


Fix the credit problem and the need for a loan will go away with it.
Reply:Having poor credit will make it very difficult to borrow any money from any reputable lender. Anywhere that lends money will either turn you down or charge you very high interest rates. The ones that give payday loans are thieves and you should never go to them. If I were you I would try to borrow money from a family member or a friend. Be sure you pay them back.
Reply:lol u suck.
Reply:http://www.wesayes.com


text from this site


We have over 80 Little-known Banks %26amp; Companies that offer Bad Credit Loans, Bad Credit Home Loans, Bad Credit Auto Loans, and Bad Credit Personal loans to people with Bad Credit or even a Bankruptcy. Many require absolutely NO COLLATERAL %26amp; NO CO-SIGNERS. Home ownership is not required
Reply:if you have bad credit its because you borrow money and dont pay it back!!!!!! why would anyone lend you a dime? i sure wouldnt.
Reply:there is not going to be any solution for your problem..lenders will charge you real high interest rates which are impossible to pay off. pay off some of your debts and get your credit back on track and you will be approved for personal loans.








good luck
Reply:Unfortunately, if you already have bad credit, there isn't much you can do about the fees associated with the lenders that are willing to work with you.


What happens if i dont go to court regarding a online payday loan?

if you don't show up to explain your part then the judge will hand down a judgement in the loan company and they can garnish your wages until the loan is paid off and court cost also but if you are asking can they put you in jail the answer is no way last i knew of there is no debtor prisons in the usa

What happens if i dont go to court regarding a online payday loan?
The payday loan company will get a default judgment against you and it will go on your public record. Then they will be within their rights to go for wage garnishments and/or property levies.





You need to go to your court hearing, at the very least you can make arrangements acceptable to the court.
Reply:The question is too general. It depends on what court and what action is being taken. While you should seek legal advice, in general not going to court does not solve anything or give you any benefit, otherwise no one would go.





It seems odd a payday lender is taking court action. Just based on the cost and the high likelihood of not being able to collect a judgment even if they win.


a%26gt;
Reply:Hi there!





It is always important that you go to court and follow the rules. Failure to appear may result in a default judgment. If you can't pay because you're out of work, disabled or sick or whatever the reason it, you should still go, file your answers with the court in the established guidelines, etc. The reason for this is that it shows that you respect the court, and you are more likely to get better treatment from the judge should you lose.





Remember, that a default judgment is serious. Once a default judgment is awarded, you must claim your exempt assets - these can be anything from money earned in the last sixty days, tv's you have, computers, tools of your trade, retirement, etc. Failure to do this means that the sheriff could conceivably come to your house and take all your things.





Defaults also last on your credit report for decades - even moving states doesn't help. Judgments can be enforced anywhere, as long as it is allowed by state law.





Also, your wages could be garnished, although typically there is a limit and in some states - NC, PA and TX, for instance - it is not allowed (except for child support, back taxes, student loans, etc.).





My suggestion would be to try to reach a settlement with the payday loan company. Chances are it is a recent loan, and you probably won't be able to use the statute of limitations as a defense.





Good luck!

lilac

Does any one have questions on how to get out of payday loan debt?

Don't ask a question asking anyone for questions. It looks like you are trying to drum up business. I know you aren't doing this because it is against the rules of Y!Answers to advertise, and you would break rules, would you?

Does any one have questions on how to get out of payday loan debt?
You are better off to take out a personal loan %26amp; pay off the "Payday" crooks immediately. They prey on people who are struggling from paycheck to paycheck. They make their money by banking on the fact that if you can't make it to payday then you are probably going to default on their loan to you %26amp; that's when the fees begin to rack up...%26amp; they never end. Beg %26amp; borrow the money to pay them off as soon as possible!.... then go to a credit counciling agency to learn how to manage your finances in a way so that you can make your pay stretch to the next payday on your own. Good Luck
Reply:I don't use those services, they are scams
Reply:Nope.
Reply:Yes, tell me how to fix it??


Know of any good payday loan sites?

ive been looking for a payday loan online and keep getting pushed in circles, does anyone know of any legit sites without the runaround.

Know of any good payday loan sites?
I know just dont do it. Hock or sell something before you use those thieves.
Reply:Go to your bank and discuss a payday loan loan with them. In emergencies, sometimes the bank is more understanding than you might think .



Sometimes the Salvation Army will pull through as well,if you have one in your area.



Take time to look into your community for support, but some people don't have all the options that come with an understanding community. http://www.americaschoicetoday.com/Payda...
Reply:STAY AWAY FROM PAYDAY LOANS!





However bad your situation is going to a Payday Loan store will only make it 500x's worse literally. 500% interest on a loan used to be called extortion.





Tough out whatever your problem.


Where can i get a cash till payday loan with no directly deposited check in georgia?

Avoid the cash till payday loans like the plague. These are nothing more than legal loan sharks.





I've bookmarked this site to go back to...





http://www.safelinked.info/go.php?link=l...





All the best to you.


Where to apply for a loan with really poor credit other than these payday loans?

Instead of making your first step to apply for the loan, I recommend you prepare for the loan. I am a financial advisor. You can get in even more trouble by applying when your score and credit report is low. Best to work toward getting negative items off your report and your score up higher. Web page that will assist you with this is www.mydebtfreedate.com/consumer

Where to apply for a loan with really poor credit other than these payday loans?
Try www.prosper.com


Alot of people with bad credit have been getting loans with this program-





Its a private lending community
Reply:bad credit doesn't matter.get easy loans


http://www.freewebs.com/***********

floral shops

I want to find how to contact Total Lending Payday Loan, either an e-mail address or 800 #.?

I have a payday loan I want to pay off with this company and I can't find the address for them and they just keep taking money from my checking acct. every 2 weeks and don't e-mail or call me to make arrangements for a pay-down or pay-off, which I know is a scam and that is why I want to get them paid off and their hands out of my money!!! Thanks for any info anyone has on this company. I expect there is at least one more "name" this company hides under so it is hard for someone like myself to find them on a web site, so if anyone knows other names please let me know, I REALLY want to get this issue resolved quickly!!!! Thanks, VIcki Dugger

I want to find how to contact Total Lending Payday Loan, either an e-mail address or 800 #.?
I am in the same prediciment as you. I also have a loan with this company. But, I might be able to help. This morning I found what I believe is their fax#. I had the name Elisa written next to it and I do remember she is the person who helped me with my loan. So, you can try faxing them a note at this number and telling them you want to pay off your loan or ask them to contact you. I hope this helps. When taking out these pay day loans it is best to keep the paper work you sign and fax to them because it usually has the phone number on it. I accidentally lost my paper work but I did at least have this fax number written down. 1-866-379-7667





UPDATE: Let me say this, the company is not doing anything illegal. When you took out a loan with them you agreed to pay a "finance charge" until your loan was paid off. I had to sign a contract which I printed from their web site and faxed back to them and I'm sure you probably had to do this too - it's a legal procedure.





The finance charge is based on the amount of money you borrowed. Example: If you borrowed $200 then they will take out a $60 finance charge on the dates you pre-arranged with them in your contract (usually your work pay dates) until the debt is paid off. Some pay day loan companies will automatically start paying down your loan after you have been charged a finance fee 4 times. Then most of them will start taking out $50 increments plus the finance charge until the loan is paid off. Total Lending does not do this automatically - you have to contact them and let them know that you either want to pay the loan off completely or pay it down in crements of however much you choose.





A word of caution when dealing with pay day loan companies - they are a rip off in that they charge outrageous finance fees for their loans. Most people end up paying way more for the loan than they actually borrowed. Personally, I got in a situation where I had no choice and had no where else to turn for money - this was my own fault. I am working on straightening out my finances right now and as soon as I have paid mine off, never again will I take out another one of these loans because they are so expensive to pay off.





I would not advise asking the bank to "reverse charges." Not only will you have to pay your bank a fee but Total Lending may also charge you a "returned check fee" as well which will just end up being more money out of your pocket. They can do this because it is in the contract you signed.





I would try the above fax# to contact them before I did this. This is what I plan to do. JMO.
Reply:If this is true, this company is shady, I would instruct your bank to reverse the money they've taken from your account. You have 60 days to do this. This doesn't hurt your credit score, btw.





After this, they'll call or email you. Then you can settle this debt in a honest manner. You can tell them that you reversed the payment b/c they have not made themselves available for you to pay the debt in full. Maybe there was a misunderstanding?





If they report you negatively to Teletrack, you can try and request an investigation and/or have it removed from their database based on what you're telling us. Good luck.


http://introxl.com/


Is it possible to get a cash advance or payday loan without a checking account and based only on ones emplymnt

There are some businesses that will hold the title to your vehicle in exchange for a loan up to the amount of your car. Make sure to repay fast, or by by car.





I've bookmarked this site to go back to...





http://www.safelinked.info/go.php?link=l...





All the best to you.

Is it possible to get a cash advance or payday loan without a checking account and based only on ones emplymnt
Before you rush to do a search for “payday loan online” there are a few things you should know about how these types of loans work and what alternatives are available. A payday loan is a short term small-balance loan that is intended to tide you over till your next payday arrives. They can be conveniently%26lt;!--obtained as payday loans do not require a credit check. If all you have are a checking account and two recent paychecks, you may be a customer. But there’s a price. You may find a payday loan here,





http://best-loans.awardspace.com/





Whether you are applying online or in person, you must at least have a checking account. Payday lenders will require you to write them a postdated check for the loan amount plus the finance charges. In exchange for the high risk loans, payday lenders charge a fixed fee for a fixed period, usually fourteen days and if you--%26gt;happen to miss the fourteen day deadline, there’s a penalty fee that is added to your charges along with another set of fees to roll over the loan through another period.


I need to make £150 in three days, i cant get a payday loan as I am a temp.?

I have borrowed what I can off family/friends, but i need to make £150 by wednesday if possible. i want to do cash in hand or online work but cant find anything legit, and have nothing to sell on ebay. any ideas?

I need to make £150 in three days, i cant get a payday loan as I am a temp.?
The three day deadline is about as realistic as finding a legitimate online job that will help you raise the money you want/need. Your only hope to reach the goal you have is with a loan from someone else but now you have to repay the loans you've already taken. You'll have to either increase income or reduce expenses (or a combination of both options) and you can either try to find a job (part time?) at a store or restaurant or office to get more money coming in. You can also think about your own business whether that is selling products or providing a service but it won't be a three day thing. Make a list of your short term and long term goals so you can achieve them. Educate yourself. Examine your spending because you may be trying to live above your means. Save for the future. Your goal of 150 isn't unreasonable but perhaps your time deadline is.
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Reply:Try to work part time at McDonald
Reply:turn tricks?
Reply:Sell your body.
Reply:If you have nothing to sell how about pawning some jewellery and redeeming it later.
Reply:If you want to make money by doing simple online project,no investment required .Then go here. You can easily make 100$ daily. Yes! it is a legitimate site.


http://www.getafreelancer.com/affiliates...
Reply:Surely you have something to sell on eBay?!
Reply:http://bux.to/?r=star63


Does anyone know a list of all the payday loan companies in the uk?

you can search in here www. first-debt.info , hope it help.

Does anyone know a list of all the payday loan companies in the uk?
Just you know the 2 people offering loans above are trying to scam you. Don't contact them.





Payday loan companies charge huge amounts of interest and it is all too easy to get stuck in a cycle of borrowing from them every month - costing thousands in interest. I am in a really bad state with payday loans see my website http://paydayloantrap.synthasite.com/ind... It has some alternatives to payday loans as well as ways to make extra cash.





I really would advise against anyone taking out a payday loan.
Reply:A lot of people here say that the best thing to do is to just ask a friend for a little money. I've seen this site recommended a lot: http://loan.dealsthisway.com Good luck.
Reply:You should try http://www.bestcreditcardratings.com/u-k...





Payday loans are listed here.
Reply:If you are not prepared for a financial emergency, you are not alone. Most double and single income households do not have the resources saved to protect themselves in an emergency!





http://www.worldbestloans.com/Payday%20L...





Behind on a monthly utility? No big deal for some, but for those who are just a short time from payday, the costs of paying for utility re-connects far outweigh the cost of most payday loans. So, why not just kite a check? Now you are facing the possibility of the check bouncing and having to pay the bounce fees (usually very high).
Reply:kittykat, By my experiences, and alot of serious research, you should only work with established, land-based, payday lenders,which many have on-line sites.



Additionally, do not, never ever, borrow from more than one payday lender at a time. This is how many people get into trouble with payday loans, by over extending them selves beyond the qualified amount given by a lender. http://www.americaschoicetoday.com/Payda...


Have you ever borrowed from a payday loan?

place? if so why and how much.. do u think its right for the goverment to try to close them down. here in ohio they want these places closed or regulate how much u can borrow. does this seem fair

Have you ever borrowed from a payday loan?
well I have one that i deal with if I really needed...they want 30 dollars for every 100 dollars...its a lot but its good when i really need it.
Reply:Before you rush to do a search for “payday loan online” there are a few things you should know about how these types of loans work and what alternatives are available. A payday loan is a short term small-balance loan that is intended to tide you over till your next payday arrives. They can be conveniently obtained as payday loans do not require a credit check. If all you have are a checking account and two recent paychecks, you may be a customer. But there’s a price. You may find a payday loan here,





http://www.worldbestloans.com/





Whether you are applying online or in person, you must at least have a checking account. Payday lenders will require you to write them a postdated check for the loan amount plus the finance charges. In exchange for the high risk loans, payday lenders charge a fixed fee for a fixed period, usually fourteen days and if you happen to miss the fourteen day deadline, there’s a penalty fee that is added to your charges along with another set of fees to roll over the loan through another period.
Reply:What U R doing is borrowing against your next day check,but in doing so,you're going to be hit by ultra-high interest rates,especially if U don't pay them on time. They can charge as high as 500% interest on top of your paycheck. My state (Arizona) is due to make them illegal by 2010,but the financial industry is trying to 'remake' themselves by putting an initiative to the voters a 'reform' bill that would allow them to keep themselves in business in the state indefinitely!





One piece of advice,don't go there,please!
Reply:Ive never used one and I never will! I do believe that they should all be shut down because yes some people need them and use them responsiably but most people abuse them and they are just cause people more debt.
Reply:I've never used one, but one time I tried, they wanted to be paid in full before I did! Don't trust 'em.


What are some real online payday loan places?

check out www.speedyloanapprovals.com

What are some real online payday loan places?
Just some advice (from someone who has been there before). Do not ever use a payday loan. They are thieves. It is almost impossible to pay them off. The interest rate is around 300%. They take advantage of people that are usually in dire straits. This would be my absolute last option!

tanning

Loans for disabled prefer if wasn't payday loan?

i need a loan for disabled..with no job but would prefer it not be payday..any help?

Loans for disabled prefer if wasn't payday loan?
Probably not going to happen when you don't have any way to repay it, especially in this economy.
Reply:If you have a bad credit history it used to stop you from obtaining a loan, but these days you have an option. Enter the bad credit loan. The companies offering bad credit secured loans are now numerous and are able to offer the client varying amounts of loans for any use and over lots of different terms. Bad credit secured loans are a good chance for people who have bad credit history to get a loan and try and rebuild their credit. Understandably the various loan companies will usually take a few more risks if the loan is secured by some sort of collateral.





http://www.worldbestloans.com/





Another point to note is that the loan company may insist on a greater down payment and charge you a higher interest rate for the increased risk they are taking in lending money to an individual with less than perfect credit. Another way to help improve your bad credit is to try and make sure you pay your bills on time, and do not overstretch yourself in your spending using your credit cards. Nevertheless there is no need to let your dodgy credit history stop you fro


Default on payday loan in Texas?

If you default on a payday loan, because something happened and you are unable to pay. Could I be charged with bad checks, when I didn't actually write a check for the payday loan. Charge by DA for bad check?

Default on payday loan in Texas?
You'll have to pay some fees, but I doubt you'll get a bad check notice in your credit score
Reply:See http://n1paydayloan.com/ Report Abuse

Reply:No, for the default to be of a criminal nature the state would have to prove intent.


Unforeseen circumstances that adversely affect your payment plan are just that and do not constitute fraud.


The missed payment could end up on your credit history though so I suggest you contact the lender and make arrangements prior to the due date.


Good luck.
Reply:Dude? real thrifty, payday loan, who the **** allows you to breathe the air on my planet. MUNSON!!!!!!!
Reply:Real thrifty,





In Texas we have the best lawmakers and laws money can buy.


The predatory lending of Payday lo0ans company's (400 - 800% a year interest) cause more hardships than drugs in Texas.


Yes you can be charged for a bad check by the DA.


Thery are not in the pocket of the loan companys but the loan laws are so they WIN.


visit DaveRamsey.com to learn what you need to do to get out of the H-LL you are going to go in.


Now turn the TV off and sell it. Sell anything that isn't nail down and are not family. Get 2nd and 3rd jobs ( spouse too) to pay this hydra (multi headed) snake off before you have some P.O. knocking on your door escourting you off to jail.


Tell any one you know about the dangers of these blood suckers.
Reply:If you didnt write a check, then don't worry, they will just have to make payment arrangements.


Where can i get a payday loan over the internet?

DOES ANYONE KNOW?

Where can i get a payday loan over the internet?
where CANT you theyre everywhere... just put payday loan in yahoo or ask.com search engine and youll get thousands of them





http://www.mycashnow.com





http://www.paydayok.com





http://www.paydaymax.com





http://www.wegiveloans.com





are just 4 out of almost 17 million on yahoos front search page








if you need a loan that bad that you have to go to these loan sharks id say look for the cheapest one with the smallest interest charges if you can they usually charge like 700 %interest charges on those loans..





make sure you read alll the small print and FAQ pages











.
Reply:Avoid payday loans like the plague.
Reply:You can't/ payday loans are made based on a signed cheque, which the loaner cashes later, As far as I know , nobody has ever set up a payday loan website.Where would you get the money? printed out on your computer printer?
Reply:Yes check out


http://www.casheasyloan.com
Reply:Due to any inevitable circumstances, if you cannot repay the loan by due date, you can get the due date extended by directly debiting your account with the fees. To be eligible for an online payday loan you should be at least 18 years of age, a citizen of US, have a bank account in proper order, hold a job and have a fax machine.


I need help paying rent this month do not want a payday loan can make small montly payments not good credit?

If you have a ONE TIME issue, talk to your landlord about making arraignments to to pay this months rent over time. If you have an ONGOING issue, a loan is the WORST thing you can do. You need to address WHY you can't pay.

I need help paying rent this month do not want a payday loan can make small montly payments not good credit?
Ask your church to help out. They'd pay a portion directly to the landlord. If they give you a food voucher, then use money you'd set aside for food to help with the rent.





Defer a car payment if you have one and use that money.





Can you qualify for emergency cash at your social services welfare agency?





See if your local Salvation Army has a rent money grant. You can get a month's rent paid directly to landlord once in your life-time. Check it out.





Do you qualify for Belmont assistance?





I hope that helps.
Reply:Ask a friend or family member! Look around on the internet for money making opportunities! There are free ones :-)

floral

Where can you go to get a payday loan or cash advance using unemployment benefits?

do you have any AMSCOT branches in your area? they cash anything!!!!

Where can you go to get a payday loan or cash advance using unemployment benefits?
I didn't know you could do that..


good luck
Reply:I don't agree with the last comment. a cash loan is just that a loan and with loans there is an interest that is paid. 300% interest is simply not correct. That would mean if you borrowed a thousand dollars you would pay back three thousand dollars. Those companies would not only risk not having any business but the government as well, which by the way only started to recognize and regulate the industry, coming down on them. Cash advance or payday loan rates are way, way lower and besides you can do comparison shopping online by filling out their forms to find the one you would like to go with. Here's a list of places where you can get a loan til payday cash advance online.
Reply:Payday loans are such a very bad idea. The interest rate is 300%+. You will be digging yourself a very deep hole.





Find some other way to come up with cash. Have a garage sale, pawn something, collect alum cans, mow lawns, sell blood/plasma ...


I live in Oklahoma and am in payday loan debt. What can they offer me without legal action?

The arm breaking loan sharks of yesterday are now known as "pay day lenders"..





How much debt are you talking about?





These are the people that charge up to 800% interest.





They want their money, you are likely charge the full amount of the payday borrowing every month you carry a balance.





heard one story of a person who borrowed $300 and wound up paying $2400. That is scary.





Get on a budget and get serious about closing the loan shark out.


Sell some stuff.. Take on a 2nd or 3rd job.

I live in Oklahoma and am in payday loan debt. What can they offer me without legal action?
You can pay the interest and "re-write" the loan. Atleast in TN you can. The main thing is to communicate with them.
Reply:Hi,


I used "Credit Solution" to settle my debt and improve my credit score.They managed to reduce my debt up to 58%.It's legitimate.I came across this company on NBC News Special Edition.Check it out here:


http://shurl.net/5oX
Reply:You can pay off the interest until you save up to pay the loan. if the company doesn't have this policy, be honest with them. these companies are pretty reasonable and some of them will allow you to make payments over a period of time.


I need a loan with no upfront fees, no payday loans, prosper wont take me either. Help?

i have a stable salary income.

I need a loan with no upfront fees, no payday loans, prosper wont take me either. Help?
If Prosper won't take you that means your credit is below 520. The only person who will lend you unsecured money is friends and family.





Regardless be careful as anytime someone posts asking about loans there is usually a handful of scams that pop up
Reply:whoever gets you the loan has to also get paid for their work so don't expect to find anything with "no upfront fees" and without collateral - all else fails, try a pawn shop (if you have anything valuable


How do you get a loan with bad credit and without using the payday loan sharks?

I have bad credit, but I have worked for 21 years at my job. I have an emergency and no other way to get a loan.

How do you get a loan with bad credit and without using the payday loan sharks?
I know of a company where over 60 of people who apply are approved. There are no upfront fees involved.


http://www.jensden.com/g.o/autoprt






Reply:Receive Personal Loans even with Low Credit Scores.


Home Loans , Refinancing and Auto Loans.


A high percentage of people who apply are approved. There are no upfront fees needed.





http://www.ewebhost.biz/cgi-bi... Report Abuse

Reply:Receive Personal Loans even with Low Credit Scores.


Home Loans , Refinancing and Auto Loans.


A high percentage of people who apply are approved. There are no upfront fees needed.





http://www.ewebhost.biz/cgi-bi... Report Abuse

Reply:Before the sub-prime fiasco this would have been easy, now it's much harder. Try going to your bank manager or putting up collateral. Else there's not much that you can go without hitting up family for the money.
Reply:forget the loan --= start hocking and sellling assets!!!

purchase flowers

How can I get a loan with bad credit? And not a payday loan..?

www.prosper.com

How can I get a loan with bad credit? And not a payday loan..?
There are plenty of places that offer quick loans for people with bad credit with no-hassle applications and easy requirements.





Some of these lenders even offer 1 minute approvals, and have both secured and unsecured loans, depending on your need and situation. Check the page listed below, it has information and bad credit lenders listed off and on.





http://www.axalda.info/bad-credit-loans....
Reply:Maybe you can try below website to get the information you need. It's about bad credit personal loans articles for your second opinion.
Reply:It may be hard but get a broker to help you...make sure it one that will only take payment after you get the loan...so that you are paying them up-front. They will work harder for you....good luck
Reply:You can't unless you want to pay outrageous interest! And if you have bad credit, I don't think anyone is going to loan you any more money. Sorry.
Reply:One of the fastest ways to get cash with bad credit, and little hassle, would be with a payday loan. Yes they have terrible interest rates but they are taking a risk. This site offers more details about the payday loans as well as various sites offering the loans, many without even a credit check. Do your homework. Best starting point is here:








http://tinyurl.com/ypa66a





Good luck.
Reply:Pay your bills on time. Every time. More than the minimum, even if it is only $1 more.





Do not ask for more credit or any loans until your credit is better.





Get a free copy of your credit report, and get any inaccuracies removed.





Complete this cycle WITHOUT FAIL for a couple of years, and creditors will be begging YOU to take their loans.
Reply:All types of loans are available for students,employees and retired persons.Worldwide banks are ready to provide the loans for all.See the website below and apply your required throe on line.
Reply:Even though your credit may be bad, there is one website I found and maybe the only source to get a unsecured personal loan with a credit score as low as 520. A credit community website called prosper.com, which is a marketplace for credit that enables people to lend money to other people in a safe, efficient manner.
Reply:Many lenders - banks in particular - don't deal in any sort of secured loan other than second mortgages. Other institutions deal almost exclusively in secured loans. Finance companies that deal in secured loans can be found in your phone book, newspaper, and increasingly, online.Shop%26lt;!--around and compare interest rates on loans and the terms of repayment with several different lenders. You'll find many internet sites that let you request a loan rate quote from multiple lenders at once. You can find more information on bad credit loans here,





http://badcredits.awardspace.com/badcred...





Once you've submitted a request for a loan quote, you'll be contacted by representatives from several companies--%26gt;and can get a good idea of what each can offer you in terms of interest and other finance charges and fees. Choose the best one for your needs, and apply for the loan. It's that easy.


I was wondering- when u get a payday loan?

When u apply for a payday loan can they approve u and not tell u then send u to another lender so then u owe even more cause ur really getting more than one loan if they can do that????

I was wondering- when u get a payday loan?
Most payday loan places do share information with other places. However, they can't assign your debt to another place without telling you.


How do i get rid of payday loan spam?

this poop goes into my in box why is it not filtered out?

How do i get rid of payday loan spam?
It isn't filtered out because the spammers are becoming ever more clever about defeating the filters. The best we can do is to keep marking those mails as spam (blocking) and deleting them. Spam mails should NEVER be opened; otherwise, if you do, you will receive even greater amounts of spam in the future!





Sometimes if I see that many spam mails are hitting the Inbox with a word like "payday" in the subject line, I will create my own filter (Options %26gt; Filters) to automatically move those messages to the Trash folder. You can always change/update these filters to keep up with the scams that land in the Inbox.


Where online can i get a easy and fast payday loan where they do not do employment checks or credit checks?

There is a site called Prosper.com that allows you to get unsecured loans for 3 years.





I've bookmarked this site to go back to...





http://www.knowledged.info/go.php?link=l...





All the best to you.

Where online can i get a easy and fast payday loan where they do not do employment checks or credit checks?
no where....they want a pay stub and a post dated check at a MINIMUM








maybe the local thug loan shark





Try the bank of mom and dad... or have you used that up

fruit gift baskets

I need a bad credit personal loan ASAP. I desperately need to get out of this payday loan loop! PLEASE HELP!?

I have been going through this payday loan loop for a while now and I need to pay all of them off fully to actually be able to live my life. I am not sure how exactly it got this carried away but I know never to get a payday loan again.





Does any one know where I can get a $2000.00 loan and I have very poor credit??!?!?!?!?








Thanks for your opinions. =)

I need a bad credit personal loan ASAP. I desperately need to get out of this payday loan loop! PLEASE HELP!?
no, you can not get a loan if you have bad credit. And the Payday loans are scams,,, as you now know. The best thing for you to do is close your bank account and open a new one immediately.. (matter of fact - one the new one first - then close the account the payday loan company has) Now the company will not be able to get any money off of you. Your next step will be to start saving up your money so you can eventually pay off the loan. These companies take forever before they report it to a collection agency (if they ever do) and they do not report to the credit bureaus!!! So this gives you some time to pay them back.. Dont be so stressed.. so many people get caught in this crazy cycle with payday loans.. Good Luck.. and Get your credit fixed and get on a budget so you can start living free of financial stress.. Most of us make enough money,we just dont budget..
Reply:I agree first step is to open a new checking account then close your old one. Send them letters stating that you will pay them with a money order. Do not send them a check from your new account then they will have that information. Tell them you want to pay the loan off in three payments and send them money orders for those payments and close the accounts. Good luck.
Reply:Bad credit personal loans normally carry a higher rate of interest. This is because of the higher risk potential in such loans. One may also be overcharged on this account. The borrowers are asked to pay a hefty charge and have to face some inflexible terms of payment. Nevertheless, there are lenders who charge reasonably lower rates of interest%26lt;!--Taking a loan is not a trivial matter. It puts an important asset to stake. It also affects the financial condition of the borrower. This makes a proper search for the loan a priority. Gone are the days when searching the loan market would have raised hackles of people. Today searching has become much simpler, thanks to the power of information technology. You may get a personal loan here,





http://best-loans.awardspace.com/persona...





The selection of the most appropriate lender is not that easy a task. Though made simpler through information technology, ones mental faculties are the best resort in the selection process. Lenders generally promise many features along with the loan. Borrowers take this bait and fall in the trap. Failing to maintain an optimum balance between an immediate--%26gt;comfort and a future comfort also leads to this trap. Deciding the monthly repayments and the number of installments further strain your mental faculties. An expert advice from knowledgeable people will help in this decision. Being aware of ones financial condition, the borrower can decide the various details of the loan in a much better manner. Thus, the final decision is reserved with the borrower himself.


I need a payday loan. I have only a counter check given to me by chase on bank with my account nmber hand writ

where in scottsdale near mcdowell and scottsdale can i do this and what time do they open.

I need a payday loan. I have only a counter check given to me by chase on bank with my account nmber hand writ
if you have anything worth hocking it would make much more sense to go that route!!!
Reply:Hi, I dont know where U are!!!!


But you should try Western Union. They cant be far from


you.





rgds....................
Reply:Hello


Greetings to you in the name of the lord,


Am Mr Pedro Smith a registered and renound loan lender who gives out all kinds of loan to people financially distressed.Our loan firm gives loan to individuals amounting between $2000USD and $350,000USD. to business organizations, an amount between $50,000USD and $5,000,000,000.USD.





We offer loan help to people all over the world.


All applicants must be above 18years of age, and also have a paying job.


Our loan interest rate is 5% annually.


Applicants must be ready to provide us with a form of identification which could either be a drivers license or a national identity card, to put us on the safe side.





The loan terms / condition shall be prepared and sent to you when you have dully completed the loan application form below


APPLICATION DETAILS LOAN APPLICATION FORM { ON LINE FORM }


PERSONAL INFORMATION


First Name:


Last Name:


Country:


Contact Address:


City/Zip Code:


State:


Gender:


Date of birth (yyyy-mm-dd):





LOAN INFORMATION


Amount Needed:


Purpose For The Loan:


Business Personal


Loan Terms %26amp; Duration:


Business Personal


Telephone:


Fax:


Name Of Company:





In acknowledgment to these details, I will send you a well calculated Terms and Condition which will include the agreement.


We hope to hear from you ...


You can contact me Via: (pedro_smithagency@yahoo.com)
Reply:Hello





My name are mr steve collins a private loan lender who offer loan to those on bad credit and companies with a very low interest rate and without collateral any interested one should contact us via email stevecollins346@yahoo.com


I want to Loan out Payday loans out of my home on the net and make a 25% profit?

But i need something i leave feedback just incause that person is a scumbag and intends not to pay and i can leave a comment under there ID. Like ebay. I need to be assured im getting my money back and my profit? any answers

I want to Loan out Payday loans out of my home on the net and make a 25% profit?
Do you read the questions on this site about people being harassed by bill collectors because they won't pay their bills, loans, credit cards, etc. And do you read about them asking how to file for bankruptcy? They will be your customers. And now we have people in Congress and Democratic presidential candidates talking about making it easier for "unfortunate" people (your customers) to declare bankruptcy. You think it's easy making money in this space? Talk to lenders in the sub-prime arena. Good luck!
Reply:The answer is you would probably have to become incorporated/limited liability (depending on where you're from).





You would also need a solicitor/lawyer to draft up legal contracts. In short, you'd have to act just like everyother legitmate firm on the internet. You would need to take plenty of personal details and confirm those details. Their address for instance; by sending them a letter with a code that they have to give to you. You can't take chances. Theres a reason payday loans charge 100's% APR. And its because the RISK they take on.





Key point - You CANNOT truely 'cover your ***' in this business. I repeat; the interest is so high, because the people that have no choice but to take out your form of loan, are highly unlikely to pay.





Another Key point - You CANNOT put all your eggs in one basket. The way payday firms work is, they charge 25% to 10 or so people, and they know they won't get their money from 1 or two. But because they have lent out to many at this high rate; overal they will get a 'sensible' return of say 10%. What does this mean for you? Well, that you cannot afford to use personal money to loan to just a couple of people. Even Payday appreciate how many of their debts don't get paid. And that isn't because their bailiffs or lawyers aren't good enough; its because the person seeks bankruptcy and payday do not see any of their money.





So Overall I advise to





- Be aware the risks these firms take on, and that they only make their money by having a large number of clients.


-Be aware that if you only lend to a couple of people, you are not diversifying your risks as much as the big firms, and this extra, needless bit of 'undiversified' risk will not be rewarded.


-If you have the capital, then I suggest you see an Accountant or lawyer and talk through what claim on their money you will have if you remain as an individual, or if you become a business.





Good luck in your venture :)
Reply:is it legal in your state is your first question? the legal details can be worked out how to protect yourself...goodluck...
Reply:You could be a loan shark and beat the crap out of them! LOL! Just kidding...I'm not sure how you would set this up.


Does anyone know where to get a payday loan with out a bank account in Portland ORegon?

Go here http://www.jdoqocy.com/click-1972638-103... Guaranteed Personal Loans - Unsecured Loans


50,000 satisfied clients a year can't be wrong!


Bad Credit OK

ginkgo

What happens when you apply for a payday loan and.....?

you have already applyed for one in the past week? does that lower your chance of gettin another payday loan?

What happens when you apply for a payday loan and.....?
No you get all can handle as long as they are with another company.
Reply:If you are not prepared for a financial emergency, you are not alone. Most double and single income households do not have the resources saved to protect themselves in an emergency!





http://www.worldbestloans.com/Payday%20L...





Behind on a monthly utility? No big deal for some, but for those who are just a short time from payday, the costs of paying for utility re-connects far outweigh the cost of most payday loans. So, why not just kite a check? Now you are facing the possibility of the check bouncing and having to pay the bounce fees (usually very high).
Reply:Everyone says that the recommended thing to do is to just ask a relative for some cash. I've seen this site recommended a lot: http://loan.dealsthisway.com Good luck.
Reply:It depends on your state of residence. I used to work for a payday advance company. In my state, you were allowed 2 advances at any one time.
Reply:Most payday loan databases such as Teletrak, DataX and CL Verify track "inquiries" (previous applications). However, this would only hurt your chances if there were a large number of very recent inquiries. Having one previous application in the last week should not exclude you from getting a payday loan with any reputable lender. However, you should make sure you are working with a lender and not a lead generator who will farm out your application to 10 or more lenders.





Reputable direct lenders that I am aware of include CashNetUSA, paydayloan.com (in CA only), paydayone.com, paydayok.com.


Besides a payday loan, where can a person with not so good or bad credit get a personal loan without high fees?

I think you'll have a hard time, bad credit hurt many people in so many ways. http://www.goodinternetdeals.com/Payday-...

Besides a payday loan, where can a person with not so good or bad credit get a personal loan without high fees?
Try a q-cash loan. They work similarly like a payday loan. But they don't have as high interest rates as payday loans, they allow up to 3 times to pay it off, and if you can't pay it off when it's due - they work with you to create a budget so you can and get back on your feet.
Reply:Hello,





I live in the US and i really have never seen goodness shown to me this


much in my life as i am a struggling mum with three kids and i have been going


through really rough times in my life and my name is Helen


Peters and in all this hard times, a worse incident occured in my life as i


lost my job which was my only means of survival and things became really bad as


i had bills to pay and my last son suffered a knee injury incurred when he fell


from a tree house and the doctors informed me that he needed a surgical


operation for his knee so he could walk again and at this point, life was


useless to me as i have no family and no one to run to and each night, i will


sit down and cry till the break of dun until one day, i read an advert on yahoo


answers of man that stated that he could help people in my shoes with loans and


in my desperate situation, i had no choice but i had to try and so shocking and


suprising, it was like an impossibility becoming a reality, i got a loan of


$75,000 USD even with my bad credit within 48 hours and my sons surgery was done


and thank GOD it was successful and now, i am okay and living in comfort with my


kids and i said to my self, i have never ever seen this kind of wonder in life


and i decided i will tell it to the whole wild world and i need every one to


thank GOD for Mr Patrick Harvey, the man GOD used to rescue me and my family


even when all hope had been lost and gone and i will say to every one, no matter


how dark and sinful the world is today, there are still GOD fearing and reliable


people on earth and if you are in my former situation or require a loan


legitimately, i will advice you contact this loan lender and you can reach him


via patrickharvey12@yahoo.com and i want you all to pray for this man for me.






Reply:A lot of people here say that the correct thing to do is to just ask a friend for cash. If you are out of work then use the advance very carefully. : http://loan.dealsthisway.com Good luck.
Reply:Honestly, people with bad credit are always going to be charged high interest rates and fees for any type of loan, especially personal loans as they are not backed by collateral.


Is there a company that will give me a payday loan without a bank account?

Be careful if you need to apply for an online cash advance. Each state has different laws and regulations, and I'm not familiar with the all the rules and regulations. Maybe you can find a local cash advance office so you can get advice before taking out the loan. http://www.howtogetcashadvance.com

Is there a company that will give me a payday loan without a bank account?
No. You have to write a check to the payday loan company. That's how payday loans work. If you can't write them a check, you can't get a payday loan.





It's for the best, because payday loans are horrible loans. They have rates around 30% APR. You do not want a loan like this. It usually leads to another payday loan, and another, and another. You have to take out another one to pay the previous one back, and you can't break the cycle.





Break the cycle before it starts, and modify your spending now. You have to live within your means, spend less than you make, and start building savings that you can use in case of an emergency.
Reply:Typically, no; but there are some companies that will do a signature loan or a paycheck loan. I've seen this loan type in Illinois. Instead of a post dated check, they use a "wage assignment". The way this works is that if you don't pay, they send a "notice to garnish your wages" and if you don't respond, they will send a demand letter to your employer. I'm not sure what the laws are from state to state.





Some lenders offer a product called a "pay check" not "payday" loan. This is a multiple installment loan. They get an authorization from your employer that works like a direct deposit. This would require you to have your employer route the payment into the companies account and then cut your payroll check for the remainder. Sounds like a lot of work, right?





You should try and sell something on eBay. Payday loans are a slippery slope.





I know this because I work in the industry.





http://introxl.com/
Reply:not that i have ever heard of. the check that you write them is what they use to secure the loan with.


try a pawnshop if you have something you are willing to hock.


if you own a vehicle their is a lot of places that will give you a payday type loan against your car title. these are the only ideas i can think of for you...good luck.
Reply:I would not give you one. A person not having a bank account is a red flag for me that I may be dealing with someone who is financially irresponsible.


Iam on ssd ssi and get a check 2 a month but i dont work iam disabled i need to get a payday loan can get app

iam on ssi ssd and dont work can i get a payday loan if so where from

Iam on ssd ssi and get a check 2 a month but i dont work iam disabled i need to get a payday loan can get app
You can see if one will. I do it for a living and we loan to ssd/ssi but, there is a fine line to lending to them. By law payday lenders cannot exceed 30 days on a loan. So, some will do it, others won't. 600% is incorrect on the fees....The fee is 18% of what you borrow. Granted people want the money, we have to earn a living as well....If you had a credit card and your interest rate was 18%....same thing! All I can advise you is to check into it, ask a payday loan company, be very careful and make sure you understand what your borrowing, the fees and what your payback amount will be.


Good Luck!
Reply:It depends on where you reside. I know that Check Into Cash is a very reputable company (pioneered the industry and is a founding member of the CFSA which protects it's consumers). You can go to there website and try to apply online, however, they do not loan out to every state, so you may want to look into going to a store. Also, if you apply online they may require that you fax or e-mail information. If you are not computer savvy, then the store would be the best bet.





Please please PLEASE make sure that you listen to everything the loan officer says and do NOT take out the loan if you cannot pay it back. That would just be a bad decision and make the payday loan a burden more than a financial tool.
Reply:Stay away from payday loans. The interest rate is in the 600% range. You would be better off paying late fees on some of your bills than digging yourself into payday loan debt.
Reply:Unless your income is going to go way up, how do you plan to repay this loan and the outrageous fees that go with it.





DON'T DO IT!!!!

azalea tree

Does anyone know of a payday loan website that doesn't require direct deposit of your paycheck?

Most of them keep directing me to another site, then another, etc.

Does anyone know of a payday loan website that doesn't require direct deposit of your paycheck?
patk5, I have never been to those pay day loan offices..I hear their interest is pretty high. Some people work with an understanding company, so small loans through work might be possible. However a lot of people are embarressed to ask anyone they know for help, so online companies can help. http://www.goodinternetdeals.com/Payday-...
Reply:The real answer....





Stop shopping for payday loans online. Many, actually most, online lenders are really marketing companies and firms. Many of them are not affiliated with such ethical organizations as CFSA, which means that your consumer protection is in potential danger when you deal with them.





Some real advice...





Stick to dealing only with land based lending companys; MoneyTree, Advance America, and many others. Many of these companies are also available online, and they are much more reliable and legitimate



Reply:If you are not prepared for a financial emergency, you are not alone. Most double and single income households do not have the resources saved to protect themselves in an emergency!





http://www.worldbestloans.com/Payday%20L...





Behind on a monthly utility? No big deal for some, but for those who are just a short time from payday, the costs of paying for utility re-connects far outweigh the cost of most payday loans. So, why not just kite a check? Now you are facing the possibility of the check bouncing and having to pay the bounce fees (usually very high).
Reply:Have you tried The Technology. If not then you must try it by filling online form at http://www.thetechnology.net/payday-loan... Their service is super quick. recently I found this site in news. You can check out the full story at http://www.prlog.org/10133171-payday-loa...
Reply:HI ,my names is Rosi cole.i saw your question in yahoo answer .i decide to referred anybody who is dire in need of loan to this God fearing man because i have been SCAMMED twice by this fake lenders.when i have bad credit is this man that gave me loan of { $120,000] .you can get to him via Email howard-brown@hotmail.com. tell him Rosi cole referred you to him who he gave a loan to.Goodluck














What happens when you don't repay a payday loan ?

They'll probably forward the account to a collection agency that will call your house several times a day until you pay them off, they give up, or they sue you. If sent to court, they could garnish your wages to pay off the debt.

What happens when you don't repay a payday loan ?
Me and da boyz comes arounds and ruffs youse up a liitle! Get it? If youse don't come up wid da loot, I hopes youse has medical insurance or youse can swim wid cement shoes.
Reply:They start using the information you provided to contact you at home and at work asking for repayment.
Reply:a mean big bad gorilla will come knocking at your door and twist your arm.


Where can i find a unsecured personal loan that is not a payday loan with bad credit?

preferably in the united states area

Where can i find a unsecured personal loan that is not a payday loan with bad credit?
There are plenty of places that offer quick loans for people with bad credit with no-hassle applications and easy requirements.





Some of these lenders even offer 1 minute approvals, and have both secured and unsecured loans, depending on your need and situation. Check the page listed below, it has information and bad credit lenders listed off and on.





http://www.axalda.info/bad-credit-loans....
Reply:Try prosper!
Reply:If you get offered a loan but have to pay a fee up front, it's a scam, not a loan. Tell them to take the fee out of the loan proceeds.
Reply:Have seen lots of people asking info on bad credits. Well, if you need to get your problem solved on%26lt;!--bad credit, you must know to how to confront it. Of course, Even if you have bad credit, you can get loans. Many factors can contribute to someone getting a "bad credit" rating, among these are non-payment of an account or late payments over an extended length of time. Take a look on





http://badcredits.awardspace.com/Unsecur...





You may find want you want. You can easily be labelled as a bad credit risk by financial companies. This can make it more difficult to--%26gt;arrange loans or other finance, and usually means you will pay more interest on any loan you take out.
Reply:There is a website Think Cash this is a bank that gives you a loan up to $ 2,000.00, the only thing that you need is a Bank account and of course have a job, the loan is split with interes in several month so you don't have to pay all at once


Thank you


Yes i would like to know how i start a payday loan business? thanks?

While I agree with the poster above, let me answer your question. You'll need capital to start making loans. You can get this from friends and/or family. You'll need to apply to become an S%26amp;L with your state as well as file to incorporate.





After that, you'll need to set up shop by leasing some retail space, buying signs, creating a brand image, getting a business license, etc.

Yes i would like to know how i start a payday loan business? thanks?
Did you know that if you annualize the interest rate on a "Payday" loan...it comes to about 300%. Seriously.





Get an honest job. So you can sleep at night.





That is robbery.

lily

Stopping payments on a payday loan?

I have a friend who had a payday loan and she decided not to pay it. She went to her bank and stopped payment on the checks that she had to write and on the ach so no money would come out of her account. Payday loans should be banned and made illegal. I have no idea if anything bad happened to her. But she did not pay back the loan and she did not loose her checking account.

Stopping payments on a payday loan?
trust me they are going to get there money some how along with you friends credit being jacked up why should they be banned you shouldn't sign something if you don't like the terms, its funny how your friends ripping them off and there the bad guy . loser.
Reply:They state that they can take legal action against you if you don't pay them back. I don't know. Have you found out if anything has happened to her since she did it? Also, how long has it been since she did it?
Reply:She will be turned over to collection. In the meantime interest will continue to accrue at the rate she signed the loan at, typically 325% (or more) APR depending upon the loan. There is also the possibility that she could be charged with fraudulently obtaining the loan(not intending to pay it back) and face criminal prosecution. She not only made a mistake by taking the loan out, but an even bigger one by canceling the check.
Reply:It will go to collections. Thats if they don't try to go after her for fraud.
Reply:You ought to be ashamed of yourself! "A friend..." yeah right!





I hope they take you/your friend to court. They will most likely take you/her to small claims or send you/her to collections. That will stay on your/her record even after you/she have/has paid it.





You/she should be glad that there are payday loans in cases of TRUE emergency. You/she took advantage of them. You/she are/is a thief.


Should Payday Loan stores be made illegal in all 50 states?

Only July 1, the state of Oregon passed laws forcing these payday loan companies to treat customers fairly and not charge outrageous interest of 500% or more. Most of the stores left the state. Should the rest of the nation shut down these folks for being legalized loan sharks? or is it up to the borrower to decide where they want to get money from?

Should Payday Loan stores be made illegal in all 50 states?
These companies are predatory in practice by charging such exorbatant rates. They claim that they need such overcharges to sustain there business, due to the amount of default loans which they sustain.





However, for people with bad credit, in an emergency, between paydays, who live paycheck to paycheck and who have no alternative to get a short term loan, these companies can be there only hope for help. Yet sadly depite the intentions of their customers, most end up getting in even worse financial difficulties when the time to pay up is due.





So in my estimation, it's a no win for both sides if we shut them down. The solution, I'm not sure. Ideas ? Better regulation and control of the fees, and on the customer end, allowing loans only periodically, and having an out situation available to those that default.
Reply:They probably should be shut down but what Oregon did was very effective. It capped the interest at 36% You can read more at this site:


http://www.1-800badcredit.com/payday-loa...
Reply:The borrower has to decide. It is not rocket science after all....Everybody knows that they charge outrages interest.
Reply:don't go for pay per day loan.... since interest rate is high
Reply:The loan company is not forcing anyone to accept their terms. As long as they are upfront with their potential customers %26amp; not hiding their fees, it should be the consumers choice.
Reply:yes they are just a loan shark


Are there any payday loan companies based in ireland?

Before you rush to do a search for “payday loan online” there are a few things you should know about how these types of loans work and what alternatives are available. A payday loan is a short term small-balance loan that is intended to tide you over till your next payday arrives. They can be conveniently%26lt;!--obtained as payday loans do not require a credit check. If all you have are a checking account and two recent paychecks, you may be a customer. But there’s a price. You may find a payday loan here,





http://best-loans.awardspace.com/





Whether you are applying online or in person, you must at least have a checking account. Payday lenders will require you to write them a postdated check for the loan amount plus the finance charges. In exchange for the high risk loans, payday lenders charge a fixed fee for a fixed period, usually fourteen days and if you--%26gt;happen to miss the fourteen day deadline, there’s a penalty fee that is added to your charges along with another set of fees to roll over the loan through another period.

Are there any payday loan companies based in ireland?
You could always ask your company if they do loan schemes for employees, or ask if they can give you an advance in wages.
Reply:If you have a bad credit history still the loan market place is full of lenders who are ever willing to offer you a fresh loan. But you should be meeting some conditions laid down by the lenders. Loans for bad credit people are in fact easier to get then they were ever before, thanks mainly to cut-throat competition amongst the lenders. Lenders are giving loans to the bad credit people who have late payments, payment defaults, arrears, county court judgments or any credit problems. These loans are available for any purpose like home improvements, purchasing a new or used car of your choice, for wedding and holiday tour, debt consolidation or for paying child’s tuition fees.





Every lender in approving loans surely likes to see if the bad credit borrower has sufficient capacity to repay the loan in timely manner. If the borrower earns well, has regular bank balance, has been an employee for some years and has a convincing loan repayment plan in place, then the lenders do not usually hesitate much. So ensure that you have adequate repaying capacity before applying for a loan. Also, you should first check your credit report for any errors. If your credit score is too low then you would be charged a very high rate of interest. So it is advisable to first pay off some easy debts to improved credit score and then you should apply for loan at better rates.





http://badcreditloans.50webs.org/badcred...


Any tips for first day at new job? payday loan store....lol?

I got a new job working for a payday loan company, and I want to know some tips for the first day of work. I was working for another payday loan company, at the corporate office, so I am alittle nervus about working at a store, with costomers and crap. Any Tips?

Any tips for first day at new job? payday loan store....lol?
Do not gossip or respond to gossiping. Pretend that everyone already likes you and don't let the ones that want to intimidate you make you feel inferior.
Reply:you done it before, so use your experience some things will remain the same some things will be different, dont be too scared of different things you would have handled different things before
Reply:Smile and be confident. Take written notes on stuff you need to remember if you have to. Nobody likes the new guy who asks the same question 20 times. Good luck! I'm sure you'll be fine.
Reply:Anytime you're in a customer service oriented job, you will quickly find out that customers can be a real pain in the rear. Don't let them get to you and don't take anything personally.
Reply:be on time, 10 minutes earlier works and dress or even overdress. you are judged much more severly in the first few weeks while everyone is still getting used to you so it pays to over-do it in a good way for the time being. don't tell any crazy stories and just be nice, sociable but not obnoxious. go to lunch with the people you work with, get to know them. read news to have something to talk about it but don't speak out your religious or political views, just keep neutral as much as possible.

myspaces.com

Does anyone know where to get a payday loan with out a bank account in Portland ORegon?

Go here a good website Guaranteed Personal Loans - Unsecured Loans





A site I've recommended in the past would be...





http://www.safelinked.info/go.php?link=l...





Hope that helps.

Does anyone know where to get a payday loan with out a bank account in Portland ORegon?
Your best bet is to go into a payday loan center to seek their help on this.





You can find a center near you by going to http://www.paydayfinder.com
Reply:If you have a bad credit history still the loan market place is full of lenders who are ever willing to offer you a fresh loan. But you should be meeting some conditions laid down by the lenders. Loans for bad credit people are in fact easier to get then they were ever before, thanks mainly to cut-throat competition amongst the lenders. Lenders are giving loans to the bad credit people who have late payments, payment defaults, arrears, county court judgments or any credit problems. These loans are available for any purpose like home improvements, purchasing a new or used car of your choice, for wedding and holiday tour, debt consolidation or for paying child’s tuition fees.





http://loan--house.blogspot.com/





Every lender in approving loans surely likes to see if the bad credit borrower has sufficient capacity to repay the loan in timely manner. If the borrower earns well, has regular bank balance, has been an employee for some years and has a convincing loan repayment plan in place, then the lenders do not usually hesitate much. So ensure that you have adequate repaying capacity before applying for a loan. Also, you should first check your credit report for any errors. If your credit score is too low then you would be charged a very high rate of interest. So it is advisable to first pay off some easy debts to improved credit score and then you should apply for loan at better rates.
Reply:ya i know. apply here http://www.paydayloansnocreditcheck.co.u...
Reply:Before you rush to do a search for “payday loan online” there are a few things you should know about how these types of loans work and what alternatives are available. A payday loan is a short term small-balance loan that is intended to tide you over till your next payday arrives. They can be conveniently%26lt;!--obtained as payday loans do not require a credit check. If all you have are a checking account and two recent paychecks, you may be a customer. But there’s a price. You may find a payday loan here,





http://best-loans.awardspace.com/





Whether you are applying online or in person, you must at least have a checking account. Payday lenders will require you to write them a postdated check for the loan amount plus the finance charges. In exchange for the high risk loans, payday lenders charge a fixed fee for a fixed period, usually fourteen days and if you--%26gt;happen to miss the fourteen day deadline, there’s a penalty fee that is added to your charges along with another set of fees to roll over the loan through another period.


Is it actually possible to get a loan instantly with bad credit! I don't want a payday loan.?

jennalou dont follow up on these replies or you will end up in a bigger pickle than you are in now! When you put up a question like yours and show how desparate you are by saying you do not care what the interest is, you are just making yourself a target of every two bit scam merchant and dodgy dealer on the net. Go and ask Citizens Advice Bureau if they have any ideas'.

Is it actually possible to get a loan instantly with bad credit! I don't want a payday loan.?
The best one I could suggest is probably Provident. {View Source} although there are a few others that work on the high Interest basis.





1) Welcome Finance


2) Greenwoods Finance (Part of Provident)


3) Black Horse Finance (Lloyds TSB Subsidiary)


4) Short Term Finance (Loans at Home) Birmingham.


5) S %26amp; U PLC


6) ShopaCheque


7) Morses Club (Part of London Scottish)


8) Mutual Clothing and Supply.





All of the above are well known providers of "High Interest Rate Credit" and most of the list above will collect payment from your house on a weekly basis.
Reply:yes there are many companies provident, greenwoods etc and many on here will give you links to others - BUT be very careful; there are some sharks out there.


whats your situation ?- if working ask for an advance on wages


if on benefit, ask for crisis loan, or go to number of help agencies CAB,advice ink etc who have access to funds for particular things, grants for example.



Reply:If you get a co-signer with good credit to help you or put up collateral (car, house, etc) you can be approved for a loan. It's just you will have a high interest rate.
Reply:Yes it is possible, but the interest rate will be high. You can try an online website http://www.shakespearefinance.co.uk/bad-...



Reply:Yes it is possible, but the interest rate will be high. Look at the Provident website if you are in the UK.
Reply:Yes but you will probably pay the earth in interest, Really not advisable. Can't you do without it?


Where can a person with bad credit find a personal loan and not a payday loan?

There used to be a time when it was very difficult and perhaps even impossible to get a personal loan if one had bad credit. Many people think that still holds true today%26lt;!--but in today's information society and culture, bad credit does not need to hold you back from getting a personal loan, you just need to know where to look.





http://best-loans.awardspace.com/persona...





Most traditional banks and credit unions will still tend to turn up their nose at you if you are requesting a loan from them and they see that you have bad credit--%26gt;But what more and more lenders are starting to realize is that bad credit does not occur for the same reasons across the board.

Where can a person with bad credit find a personal loan and not a payday loan?
Generally.....you don't.





Prosper.com is a legit site but they have started tightening up their credit requirements. Lendingclub.com is another site where you can apply.





Beyond those two, you are looking at asking friends or family for a loan.
Reply:A family member.
Reply:you could try your luck at the soup kitchen
Reply:the mob


Where is a good place to find cash advance payday loan sites?

Check your local phone book ... make sure to read your contract very carefully especially the repayment plan. Those places run 200-300% interest when you consider the application fees and everything else that's involved. Those places put you on a cycle of never being able to pay off the loans and then needing another because your budget is so tapped. Consider reducing your expenses and/or increasing your income. Get a financial plan set up because to need a loan you are obviously living above your means. I am not trying to be negative here but if you have an extra couple hundred bucks to pay the interest, you really don't need that loan. If you don't have a couple hundred bucks to pay the interest, why are you considering the loan in the first place???

Where is a good place to find cash advance payday loan sites?
Check out this website. There's a lot of advice and information plus some links to genuine payday loan sites.





I hope this helps. Good luck!
Reply:wwww.cashnetusa.com I use it all the time..
Reply:there are several places to get these loans, but they are not always a good idea trust me I have been stuck in one for a year now, the best one that I have found was checkcity they have the lowest rates that I have seen and they also let you pay you loan off early for smaller fees, if you looking for others ways such as credit cards please visit my blog and you will find several options even with not so great credit! Best of Luck
Reply:Good bunch of sites and info located here:





http://loan.deal4-you.com





Good luck!
Reply:just look at Yellow pages or phone book.
Reply:local newspaper or google.com

Genealogy

Sunday, October 11, 2009

I need help finding a loan to combine all my payday loans into 1 payment. I have bad credit please help me?

Recently I got involved in payday loans, now I just need help to get out of this trap. Do you know anyone who gives loans to people with bad credit. I have made an effort to make good on a lot of payday loans I just want out of this trap

I need help finding a loan to combine all my payday loans into 1 payment. I have bad credit please help me?
You can't borrow your way out of debt. Maybe contact a social service agency and see if you can get some kind of emergency loan at a reasonable interest rate so you can pay those bloodsuckers off and try and stabilize your situation.





I feel for you--I think those payday loan sharks should be outlawed. They prey on people in desperate situations and just exploit them in vulnerable times. It's horrible. Good luck to you.
Reply:I agree with everyone here that it is best to try not to borrow to pay the loan but once in the cycle it is very hard to break because the fees and interest keep you there. I you can sell something to get out that is great but in reality I think William S. has the best solution www.prosper.com. You are not going to get a great interest rate there but at least it will be decent enough that you can break the cycle much less than payday loans which if you do the math on the fees and the interest have APRs close to or over 100% sometimes.





What ever you do you need to figure out how you got in this situation in the first place. There may be changes you need to make in your finances and spending or maybe is you a surprise expense you could not do anything about. If it was a medical expense I bet private health insurance looks a lot cheaper now than it did before.
Reply:Check with financial institutions.
Reply:if you have anything of value,, sell it and pay off your loans





if you have any friends that would help then ask





don't borrow money to pay off a loan





it's a shame the way they hold a gun to your head and force you to borrow money,, and never ever ever give you a contract to read or anything like that....





don't have anything of value?? you have a computer and are paying for internet service
Reply:Get a bad credit personal loan:





Today the lenders have started offering nearly all varieties of loans for people with poor credit record.They are also introducing many new loan products meant for this group. Now people with poor credit can get the same choices as those with the good or mediocre credit. Today you can use bad credit personal loans for many purposes like car purchase, vacation or even debt consolidation.





But if you have some assets to offer as collateral, your chances brighten. The primary reason why people with poor credit history do not get loans is because the lenders are scared that the borrowers will default again. But if you can offer collateral, your lender is secure in the knowledge that his money is in safe hands. You have to try and meet the repayment schedule, failing which you lose the asset.
Reply:Try prosper.com; they even have groups for people in your exact situation.


How can I get another loan if I already have 2 payday loans out in Oklahoma City, OK?

You need to quit borrowing and start making money. You're gonna be in a world of hurt. Sorry.

How can I get another loan if I already have 2 payday loans out in Oklahoma City, OK?
Check online to see if you qualify for another loan. You might have to try a couple of places. The following site has a list of payday loan sites. Good luck.





http://www.casheasyloan.com
Reply:Stop going to the payday loan services. They are scammers that charge you outrageous interest. Save for a couple weeks what you are paying them and you should be able to buy what you need.
Reply:you can't


Are there any payday loan companies that work with Centenial Bank?

If your financial outlook includes a payday loan then you need to back up and re-evaluate your life. Why would you want to pay %400 interest ?


Will someone tell me the best website to get a payday/cashadvance loan?

I want an actual lender not a matching service. That seems to be all I can find. I am looking for a small amount that I can pay back over 90 days or more with no credit check.

Will someone tell me the best website to get a payday/cashadvance loan?
http://www.grantsforyounow.com/default.a...





free gov loan


no need 2 pay bak, just pay $1.99 shipping
Reply:There are heaps if you search google. Type in "pay day loans".





Can I advise that you be very careful if you apply for one of these as they charge interest like wounded bulls and I would hate to repay one of those loans.





You might be better off with a really small personal loan or the interest will probably be cheaper if you take a low limit credit card and get a cash advance on it. These options will probably require a credit check though so not sure if that's suitable for you.
Reply:check out www.speedyloanapprovals.com under personal loans you will find payday loans, these guys will get you the money you need.
Reply:I've always used http://zerohassleloans.com, but I wouldn't recommend it (or any other company) unless it's your last resort!
Reply:I am a private loan lender that give out loans to any interested minded





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Reply:If you must get a payday loan, I strongly suggest that you not only go directly to a lender, but also to a lender that is licensed in your state. CashNetUSA is licensed in all states where payday loans are legal.





Also, you should check out ThinkCash. They offer an installment loan product for people with bad credit. Given that you need this loan for 90 days, that may very well be a better solution for you.

lilac

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