I need help finding a loan to combine all my payday loans into 1 payment. I have bad credit please help me?

Recently I got involved in payday loans, now I just need help to get out of this trap. Do you know anyone who gives loans to people with bad credit. I have made an effort to make good on a lot of payday loans I just want out of this trap

I need help finding a loan to combine all my payday loans into 1 payment. I have bad credit please help me?
You can't borrow your way out of debt. Maybe contact a social service agency and see if you can get some kind of emergency loan at a reasonable interest rate so you can pay those bloodsuckers off and try and stabilize your situation.





I feel for you--I think those payday loan sharks should be outlawed. They prey on people in desperate situations and just exploit them in vulnerable times. It's horrible. Good luck to you.
Reply:I agree with everyone here that it is best to try not to borrow to pay the loan but once in the cycle it is very hard to break because the fees and interest keep you there. I you can sell something to get out that is great but in reality I think William S. has the best solution www.prosper.com. You are not going to get a great interest rate there but at least it will be decent enough that you can break the cycle much less than payday loans which if you do the math on the fees and the interest have APRs close to or over 100% sometimes.





What ever you do you need to figure out how you got in this situation in the first place. There may be changes you need to make in your finances and spending or maybe is you a surprise expense you could not do anything about. If it was a medical expense I bet private health insurance looks a lot cheaper now than it did before.
Reply:Check with financial institutions.
Reply:if you have anything of value,, sell it and pay off your loans





if you have any friends that would help then ask





don't borrow money to pay off a loan





it's a shame the way they hold a gun to your head and force you to borrow money,, and never ever ever give you a contract to read or anything like that....





don't have anything of value?? you have a computer and are paying for internet service
Reply:Get a bad credit personal loan:





Today the lenders have started offering nearly all varieties of loans for people with poor credit record.They are also introducing many new loan products meant for this group. Now people with poor credit can get the same choices as those with the good or mediocre credit. Today you can use bad credit personal loans for many purposes like car purchase, vacation or even debt consolidation.





But if you have some assets to offer as collateral, your chances brighten. The primary reason why people with poor credit history do not get loans is because the lenders are scared that the borrowers will default again. But if you can offer collateral, your lender is secure in the knowledge that his money is in safe hands. You have to try and meet the repayment schedule, failing which you lose the asset.
Reply:Try prosper.com; they even have groups for people in your exact situation.