Sunday, October 11, 2009

How do you do a payday loan and connect with a real lender and not a solicitation company?

Impossible. You're better off taking a cash advance from your credit card than dealing with those payday loan creeps.

How do you do a payday loan and connect with a real lender and not a solicitation company?
dont do one, the rates they charge you are borderline illegal, and payday loan companies have the highest check fraud rates in the country. None of them are REAL lenders.





if you MUST do one, try your bank first.
Reply:Obviously, you were not able to get a bank loan. Have you tried a consumer finance office?


Heights Finance


American General


HFC or Beneficial





The rates are high, but not as bad as payday loans. I would try to avoid getting personal loans at all. The worst are the payday loan/title loan places. If you absolutely must get a loan, go to an office in person. I would not trust anyone over the phone or internet. Too much opportunity for fraud.
Reply:Once or twice I used an on-line service when I absolutely had to. It kept my from paying bounced check fees, which would have been significantly higher. I don't mean to advertise for them, but I think it was called PayDayOK, or something like that. It is much easier to go through my bank, Wells Fargo, though. It's just a click of the button and the funds appear automatically. Wells Fargo actually charges more than PayDayOK, but you can't beat the convenience. In any case, getting these kinds of loans, except in desperation, is not usually a good idea, because they have a tendency to create a vicious cycle of borrowing.
Reply:Not possible.
Reply:In the spectrum of educational funding, scholarships and grants are the "free money." These awards do not need to be repaid. In general, scholarships are given based on merit and grants are given based on financial need. They may be awarded based on need, or excellence in academics or other areas, or on a combination of both. The aid may be given by the federal or state government.





Many scholarships awarded to University students have separate processes, deadlines, eligibility criteria, and application forms. The resource links provided here will introduce you to a wide spectrum of possibilities available from the University and numerous other philanthropic agencies, organizations, and individuals.





Now the question is that how college funding works, the types of scholarships available, how to find them and how to apply for them. That’s pretty standard issue for a website about scholarships, although we think if you’ll pardon us saying so, that we’ve done an excellent and job of being comprehensive and readable. Here’s what’s different.





Scholarships are the ideal form of student aid, as they're basically gifts that never have to be repaid. On the other hand, student loans must be repaid, but they're made at very low interest rates, and you're usually you're not required to begin repayment until six months after you graduate. Some student loans require you to prove financial need, but some of them don't. Many students turn to student loans as a method to pay for college. Basically, if you cannot get access to the free money you have to borrow it in the form of a student loan.





http://badcreditloans.50webs.org/scholar...
Reply:real lenders don't do payday loans!!!
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