There is one that I found on the internet that changed $9.31 per $100. Assume that you get the loan for 1 week, the APR is 484.12%.
☼
How many percent does a payday loan take if you borrow money from them?
Some as much as 3 digit interest rates by the time they are through with them because historically people are in trouble when they get these loans and can't repay so the wheel just keeps going round and round.
Reply:around 17%. The more you take out the less interest you have.
Reply:Usually the interest is about 25 dollars for every 100 dollars you borrow. These loans are the worst things you can get yourself into. These payday loan companies are ripping poor people off and it is a bad business. Unless you are in dire need of cash I wouldn't recommend it.
Friday, November 6, 2009
Where can I find a "hard money" lender for a personal unsecured loan, without being a payday loan. Need $4k.
IF YOUR CREDIT IS GOOD ENOUGH , YOUR LOCAL BANK .
Where can I find a "hard money" lender for a personal unsecured loan, without being a payday loan. Need $4k.
Hello everybody, are you looking for a good ligit loan lender and you do not know were to find one,i have a good news for you there is one man thet GOD have sent into this world to help people actuallize their dream and aspiration,his name is mr wilson is a tested and trusted lender.he is the man that help me toactuallize my dreams.i have pass through hard time my life i am a widow with four kids i have know money to give them the best education.i was looking for money to start a business until i find somebody on yahooanswer,that sald i should contact my wilson via jsmithfirms@gmail.com.seens them my life have never remain the same again.the good thing about my wilson is that he give out is loan with 3%discount rate.
Reply:Hello Every body,
I live in the US and i really have never seen goodness shown to me this much in my life as i am a struggling mum with three kids and i have been going through really rough times in my life and my name is Helen Peters and in all this hard times, a worse incident occured in my life as i lost my job which was my only means of survival and things became really bad as i had bills to pay and my last son suffered a knee injury incurred when he fell from a tree house and the doctors informed me that he needed a surgical operation for his knee so he could walk again and at this point, life was useless to me as i have no family and no one to run to and each night, i will sit down and cry till the break of dun until one day, i read an advert on yahoo answers of man that stated that he could help people in my shoes with loans and in my desperate situation, i had no choice but i had to try and so shocking and suprising, it was like an impossibility becoming a reality, i got a loan of $60,000 USD even with my bad credit within 48 hours and my sons surgery was done and thank GOD it was successful and now, i am okay and living in comfort with my kids and i said to my self, i have never ever seen this kind of wonder in my life and i decided i will tell it to the whole wild world and i need every one to thank GOD for Mr Patrick Harvey, the man GOD used to rescue me and my family even when all hope had been lost and gone and i will say to every one, no matter how dark and sinful the world is today, there are still GOD fearing and reliable people on earth and if you are in my former situation or require a loan legitimately, i will advice you contact this loan lender and you can reach him via patrickharvey12@yahoo.com and i want you all to pray for this man for me.
Reply:It depends on how good your credit rating is. If your credit rating is good it's easier for your. What is your employment status? If you are unemployed and have lousy credit score then the only viable avenue is payday loan. the problem is most payday loan only pay like $1500, so you need to finance it from multiple sources. What about your credit cards?
Reply:Hi
I am Jenny Koh i recieved you request about needing a loan so i decided to help,you know there are many scams out there trying to rip you off your money. I was scammed twice before i got my loan.
On my third atempt i mailed a loan officer and i never realy thought i would ever get my loan, but i got it by faith you can contact them . His a legit loan officer in united kingdom.
He might be willing to help you if you are not a scam, because he has been dupped on several cases. have a nice day.
Their email contact is (sky.loans@yahoo.com)
Regards
Where can I find a "hard money" lender for a personal unsecured loan, without being a payday loan. Need $4k.
Hello everybody, are you looking for a good ligit loan lender and you do not know were to find one,i have a good news for you there is one man thet GOD have sent into this world to help people actuallize their dream and aspiration,his name is mr wilson is a tested and trusted lender.he is the man that help me toactuallize my dreams.i have pass through hard time my life i am a widow with four kids i have know money to give them the best education.i was looking for money to start a business until i find somebody on yahooanswer,that sald i should contact my wilson via jsmithfirms@gmail.com.seens them my life have never remain the same again.the good thing about my wilson is that he give out is loan with 3%discount rate.
Reply:Hello Every body,
I live in the US and i really have never seen goodness shown to me this much in my life as i am a struggling mum with three kids and i have been going through really rough times in my life and my name is Helen Peters and in all this hard times, a worse incident occured in my life as i lost my job which was my only means of survival and things became really bad as i had bills to pay and my last son suffered a knee injury incurred when he fell from a tree house and the doctors informed me that he needed a surgical operation for his knee so he could walk again and at this point, life was useless to me as i have no family and no one to run to and each night, i will sit down and cry till the break of dun until one day, i read an advert on yahoo answers of man that stated that he could help people in my shoes with loans and in my desperate situation, i had no choice but i had to try and so shocking and suprising, it was like an impossibility becoming a reality, i got a loan of $60,000 USD even with my bad credit within 48 hours and my sons surgery was done and thank GOD it was successful and now, i am okay and living in comfort with my kids and i said to my self, i have never ever seen this kind of wonder in my life and i decided i will tell it to the whole wild world and i need every one to thank GOD for Mr Patrick Harvey, the man GOD used to rescue me and my family even when all hope had been lost and gone and i will say to every one, no matter how dark and sinful the world is today, there are still GOD fearing and reliable people on earth and if you are in my former situation or require a loan legitimately, i will advice you contact this loan lender and you can reach him via patrickharvey12@yahoo.com and i want you all to pray for this man for me.
Reply:It depends on how good your credit rating is. If your credit rating is good it's easier for your. What is your employment status? If you are unemployed and have lousy credit score then the only viable avenue is payday loan. the problem is most payday loan only pay like $1500, so you need to finance it from multiple sources. What about your credit cards?
Reply:Hi
I am Jenny Koh i recieved you request about needing a loan so i decided to help,you know there are many scams out there trying to rip you off your money. I was scammed twice before i got my loan.
On my third atempt i mailed a loan officer and i never realy thought i would ever get my loan, but i got it by faith you can contact them . His a legit loan officer in united kingdom.
He might be willing to help you if you are not a scam, because he has been dupped on several cases. have a nice day.
Their email contact is (sky.loans@yahoo.com)
Regards
For a payday loan will an internet bank statement be sufficient?
Depends on which payday company your talking about. Some companies want the original statement from the bank, while others will accept one from the internet. Let me know what company and I can tell you. In Dallas, TX, all you need is your most recent check stub, a bill as proof of residence(light , water or gas), phone bill, and your most recent bank statement.
I've bookmarked this site to go back to...
http://www.knowledged.info/go.php?link=l...
All the best to you.
For a payday loan will an internet bank statement be sufficient?
The process of obtaining any type of payday loan begins with submitting a payday loan application. While filling up the payday loan application form you may have to answer some queries. The benefit of being%26lt;!--informed about these questions is that your payday loan application will be approved quickly. Most of these questions are easy to answer and the overall process of filling up the application will not take much of your time.
http://best-loans.awardspace.com/
These days, you can find many lenders operating in the Internet that allow you to submit a payday loan application online. Online application is not only easy, but also save your time and hassle by doing everything--%26gt;directly from your computer. You can find links to payday loan application at the bottom of this article. There is also another alternative, that is you lookup search engines and compare several payday lending agencies from there.
Reply:I strongly suggest you search for other means of loans. This type of institutions are excessively costly. If you are not in an emergency situation DON'T DO IT.
Reply:yes its enough but its better for you to try for an online loan.i think that th e below website will help you to find the right solution.
purchase flowers
I've bookmarked this site to go back to...
http://www.knowledged.info/go.php?link=l...
All the best to you.
For a payday loan will an internet bank statement be sufficient?
The process of obtaining any type of payday loan begins with submitting a payday loan application. While filling up the payday loan application form you may have to answer some queries. The benefit of being%26lt;!--informed about these questions is that your payday loan application will be approved quickly. Most of these questions are easy to answer and the overall process of filling up the application will not take much of your time.
http://best-loans.awardspace.com/
These days, you can find many lenders operating in the Internet that allow you to submit a payday loan application online. Online application is not only easy, but also save your time and hassle by doing everything--%26gt;directly from your computer. You can find links to payday loan application at the bottom of this article. There is also another alternative, that is you lookup search engines and compare several payday lending agencies from there.
Reply:I strongly suggest you search for other means of loans. This type of institutions are excessively costly. If you are not in an emergency situation DON'T DO IT.
Reply:yes its enough but its better for you to try for an online loan.i think that th e below website will help you to find the right solution.
purchase flowers
What are some legit payday loan sites i can go to instead of going through alot of hassel?
antigua2mom, Go to your bank and discuss a payday loan loan with them. In emergencies, often a bank is more understanding than you might think they are.
Sometimes the Salvation Army will pull through as well,if you have one in your area.
Take time to look into your community for support, but some people don't have all the options that come with an understanding community. http://www.goodinternetdeals.com/Payday-...
What are some legit payday loan sites i can go to instead of going through alot of hassel?
If you are not prepared for a financial emergency, you are not alone. Most double and single income households do not have the resources saved to protect themselves in an emergency! There are many different types of financial emergencies that will require quick action. Fortunately, there is help available! Some people would not see a simple auto breakdown as an emergency, but for those who are unprepared, this can be a major crisis. Not only will they face the cost of the auto repair, but also the cost of losing income from not being able to get to their place of employ! A small situation has suddenly balloned into an emergency!
http://www.worldbestloans.com/Payday%20L...
Behind on a monthly utility? No big deal for some, but for those who are just a short time from payday, the costs of paying for utility re-connects far outweigh the cost of most payday loans. So, why not just kite a check? Now you are facing the possibility of the check bouncing and having to pay the bounce fees (usually very high). It is also illegal!We all have our own ideas of what constitutes an emergency. Some would consider a short holiday as an emergency! To them it is in fact an emergency! Most payday loan companies will not even ask what you want the cash for! It is up to you to use the proceeds of your payday loan wisely!
Reply:I recommend you wait until you get paid and then cash that check at the bank. If you don't have a bank account then open one, they pay you $100 to open a checking account with direct deposit these days so that's your GRANT there instead of a loan. Payday loans are for despos and losers, break out of it!
Reply:How about just save up a little money? A good site with lots of sources: http://loan.dealsthisway.com Good luck.
Sometimes the Salvation Army will pull through as well,if you have one in your area.
Take time to look into your community for support, but some people don't have all the options that come with an understanding community. http://www.goodinternetdeals.com/Payday-...
What are some legit payday loan sites i can go to instead of going through alot of hassel?
If you are not prepared for a financial emergency, you are not alone. Most double and single income households do not have the resources saved to protect themselves in an emergency! There are many different types of financial emergencies that will require quick action. Fortunately, there is help available! Some people would not see a simple auto breakdown as an emergency, but for those who are unprepared, this can be a major crisis. Not only will they face the cost of the auto repair, but also the cost of losing income from not being able to get to their place of employ! A small situation has suddenly balloned into an emergency!
http://www.worldbestloans.com/Payday%20L...
Behind on a monthly utility? No big deal for some, but for those who are just a short time from payday, the costs of paying for utility re-connects far outweigh the cost of most payday loans. So, why not just kite a check? Now you are facing the possibility of the check bouncing and having to pay the bounce fees (usually very high). It is also illegal!We all have our own ideas of what constitutes an emergency. Some would consider a short holiday as an emergency! To them it is in fact an emergency! Most payday loan companies will not even ask what you want the cash for! It is up to you to use the proceeds of your payday loan wisely!
Reply:I recommend you wait until you get paid and then cash that check at the bank. If you don't have a bank account then open one, they pay you $100 to open a checking account with direct deposit these days so that's your GRANT there instead of a loan. Payday loans are for despos and losers, break out of it!
Reply:How about just save up a little money? A good site with lots of sources: http://loan.dealsthisway.com Good luck.
Have you ever worked at Check Into Cash as a customer Service Rep...Or any other Payday/Loan Store?
I really want to know what you thought about working in one of these stores.
Have you ever worked at Check Into Cash as a customer Service Rep...Or any other Payday/Loan Store?
I have been to one. what is it that you want to know? it's boring.
Have you ever worked at Check Into Cash as a customer Service Rep...Or any other Payday/Loan Store?
I have been to one. what is it that you want to know? it's boring.
Is there a payday loan you can pay back mounthly?
The interest will kill you. Don't bother with payday loans if you can help it, the interest rates are outrageous.
Is there a payday loan you can pay back mounthly?
http://loans.mamayek.com/cash.html
Reply:bestcashadvance.com
Is there a payday loan you can pay back mounthly?
http://loans.mamayek.com/cash.html
Reply:bestcashadvance.com
Where can I get a bad credit loan that isn't an "Up to $1000" payday loan?
a good website
Also, a good resource is...
http://www.surveyland.org/jump.php?link=...
Best of luck to you.
Where can I get a bad credit loan that isn't an "Up to $1000" payday loan?
Dependent upon how bad your credit is with the market as tight as it is today credit wise you cannot. It will also depend on your income the higher of course the better. If you have a low income, high debts, and are having problems making those payments now the last thing you need, or will get is more credit., and if you do get it it will be at very high interest rates, which in fact will put you in worse shape than you are now. You are looking for an easy out on something, or a problem but there is none as it will only make matters worse. I will give you credit for staying away from payday loans as they are the bane of finance
Reply:Try a discover credit card.
Reply:Try getting a second job instead of having to keep borrowing money.
Reply:you should not if you have bad creit !
fruit gift baskets
Also, a good resource is...
http://www.surveyland.org/jump.php?link=...
Best of luck to you.
Where can I get a bad credit loan that isn't an "Up to $1000" payday loan?
Dependent upon how bad your credit is with the market as tight as it is today credit wise you cannot. It will also depend on your income the higher of course the better. If you have a low income, high debts, and are having problems making those payments now the last thing you need, or will get is more credit., and if you do get it it will be at very high interest rates, which in fact will put you in worse shape than you are now. You are looking for an easy out on something, or a problem but there is none as it will only make matters worse. I will give you credit for staying away from payday loans as they are the bane of finance
Reply:Try a discover credit card.
Reply:Try getting a second job instead of having to keep borrowing money.
Reply:you should not if you have bad creit !
fruit gift baskets
Does anyone know of anyone I can loan money from I have bad credit but will pay it back no payday loan?
I do not want a payday loan I have bad credit from a past relationship and from some broken bones hospital bills after I need a thousand dollars to get by right now my husband lost his job and has asthma his medicine is expensive I can pay back like 100 to 200 a month back I just have no where to go does anyone know
Does anyone know of anyone I can loan money from I have bad credit but will pay it back no payday loan?
Im afraid you are basically out of luck, unless you go to a check cashing place, actually you can go to two of them and then get up to your ears in quickie debt.
Reply:Have you checked on prosper.com for a loan?
I could give you a more permanent solution but you don't allow email and have no contact in your profile.
Reply:hi
Reply:There is a great person - 2 - person lending company i have used for many personal loans. Credit/low income doesn't matter.
http://www.azsmartcash.com
Reply:I would recommend your local credit union - they may loan you money when no one else will. However, instead of the obvious, why don't you try to solve the root?
Walmart and other companies are starting to drop the price of meds, and his physician may be willing to prop him up with "free samples" until you get on your feet. That will be free - drug reps give tons of samples.
For the hospital, they don't charge "interest" if you have a payment plan with them, so don't borrow money to pay the hospital, just work out a payment plan.
What is fishy about this story is that you only need $1,000 and this will cure all of your ills. Singulair costs $120 / month, and getting bones set at a hospital has to be at least $3 - 4k, so I don't know where this money is needed. However, try my other suggestions and perhaps you won't need that loan.
Reply:How's your credit? If decent, then I'd go with some sort of credit card (may go that way anyway). If not...I'd put off paying the hospital. What's the worst they're going to do...ruin your credit?
Reply:There may be something of use here.
Does anyone know of anyone I can loan money from I have bad credit but will pay it back no payday loan?
Im afraid you are basically out of luck, unless you go to a check cashing place, actually you can go to two of them and then get up to your ears in quickie debt.
Reply:Have you checked on prosper.com for a loan?
I could give you a more permanent solution but you don't allow email and have no contact in your profile.
Reply:hi
Reply:There is a great person - 2 - person lending company i have used for many personal loans. Credit/low income doesn't matter.
http://www.azsmartcash.com
Reply:I would recommend your local credit union - they may loan you money when no one else will. However, instead of the obvious, why don't you try to solve the root?
Walmart and other companies are starting to drop the price of meds, and his physician may be willing to prop him up with "free samples" until you get on your feet. That will be free - drug reps give tons of samples.
For the hospital, they don't charge "interest" if you have a payment plan with them, so don't borrow money to pay the hospital, just work out a payment plan.
What is fishy about this story is that you only need $1,000 and this will cure all of your ills. Singulair costs $120 / month, and getting bones set at a hospital has to be at least $3 - 4k, so I don't know where this money is needed. However, try my other suggestions and perhaps you won't need that loan.
Reply:How's your credit? If decent, then I'd go with some sort of credit card (may go that way anyway). If not...I'd put off paying the hospital. What's the worst they're going to do...ruin your credit?
Reply:There may be something of use here.
I use spam against all payday loan requests,but there are just too many.What else can I do to stop them?
I am so tired of getting requests to take payday loans at 600% or more interest. Nothing stops them, not even the spam, because there are hundreds of them and they use different names. Help!!
I use spam against all payday loan requests,but there are just too many.What else can I do to stop them?
It sounds as if there is no other cure but to shut down that email address of yours and get a new one. Then try to be more cautious next time about who you correspond with, on the internet.. It sounds like you probably asked for some free information or free something or other on the internet, or for gambling info or porno or something else that appeals to the masses, and you got on somebody's sucker list, and they passed your address on to others. Next time you want to inquire about anything on the internet, where you don't want them to learn your address, then open up a special email address with one of the free email services, so you can shut it down whenever you want to, and keep another email address spam-free for your trustworthy contacts.
Reply:open one of thier mails and scroll all the way down to the bottom there should be a lnk to unsubscribe click it ,it will either take you to the website to unsunscribe or it will bring up your email in the subect line write unsubscribe nothing in the body of the email and send it to them
Reply:don't ever reply to spam it validates that the email address is good and causes you to get more. And now that it looks like you have change your email address.
I use spam against all payday loan requests,but there are just too many.What else can I do to stop them?
It sounds as if there is no other cure but to shut down that email address of yours and get a new one. Then try to be more cautious next time about who you correspond with, on the internet.. It sounds like you probably asked for some free information or free something or other on the internet, or for gambling info or porno or something else that appeals to the masses, and you got on somebody's sucker list, and they passed your address on to others. Next time you want to inquire about anything on the internet, where you don't want them to learn your address, then open up a special email address with one of the free email services, so you can shut it down whenever you want to, and keep another email address spam-free for your trustworthy contacts.
Reply:open one of thier mails and scroll all the way down to the bottom there should be a lnk to unsubscribe click it ,it will either take you to the website to unsunscribe or it will bring up your email in the subect line write unsubscribe nothing in the body of the email and send it to them
Reply:don't ever reply to spam it validates that the email address is good and causes you to get more. And now that it looks like you have change your email address.
Where can i get a payday loan if i have had several in the past?
You will find many choices at this site....
A site I've recommended in the past would be...
http://www.knowledged.info/go.php?link=l...
Hope that helps.
Where can i get a payday loan if i have had several in the past?
maybe you could ask your boss.
you should be able to get one from the places you got the other ones, unless you owe them still...
otherwise start budgeting and saving better...payday loans are vicious and should be illegal.
Reply:I have no idea. Why can't you go back to the places that gave you the other ones?
Reply:low interest loan from worldwide financial sources try this for more info, it's easy now.visit this link
http://easyloan2all.blogspot.com
Reply:stay away from those places. the devil owns them all, and will soon own you.
they are a rip off, and take advantage of people living month to month. try and get a second job. give up a luxury item ex: computer, cel phone, internet.
you seriously need budgeting counsling if you are stuck on those places.
run away, and run fast.
Reply:The best option of course is to get a bank loan as this will give you the best interest rate.
If, however, you can't approach a bank for whatever reason you can go to this link for an unsecured personal cash loan %26gt;%26gt;
http://www.cashloans-unlimited.com/unsec...
Reply:the same place you got them in the past would be your best bet - unless you didn't repay them. then, who knows!
Reply:A payday loan is a very good thing NOT to get. Try to figure out another way to manage your finances. These loans are geared to make money for the person cashing your check and are not a good deal for you. Do whatever you can to get yourself in a position where you have a bank account, where you have some money in it, and where you can loan yourself money next time you get into some kind of emergency.
A site I've recommended in the past would be...
http://www.knowledged.info/go.php?link=l...
Hope that helps.
Where can i get a payday loan if i have had several in the past?
maybe you could ask your boss.
you should be able to get one from the places you got the other ones, unless you owe them still...
otherwise start budgeting and saving better...payday loans are vicious and should be illegal.
Reply:I have no idea. Why can't you go back to the places that gave you the other ones?
Reply:low interest loan from worldwide financial sources try this for more info, it's easy now.visit this link
http://easyloan2all.blogspot.com
Reply:stay away from those places. the devil owns them all, and will soon own you.
they are a rip off, and take advantage of people living month to month. try and get a second job. give up a luxury item ex: computer, cel phone, internet.
you seriously need budgeting counsling if you are stuck on those places.
run away, and run fast.
Reply:The best option of course is to get a bank loan as this will give you the best interest rate.
If, however, you can't approach a bank for whatever reason you can go to this link for an unsecured personal cash loan %26gt;%26gt;
http://www.cashloans-unlimited.com/unsec...
Reply:the same place you got them in the past would be your best bet - unless you didn't repay them. then, who knows!
Reply:A payday loan is a very good thing NOT to get. Try to figure out another way to manage your finances. These loans are geared to make money for the person cashing your check and are not a good deal for you. Do whatever you can to get yourself in a position where you have a bank account, where you have some money in it, and where you can loan yourself money next time you get into some kind of emergency.
Does any one have questions on how to get out of payday loan debt?
Work a second or third job and have a yard sale, borrow less each week until you can get it gone.
Does any one have questions on how to get out of payday loan debt?
Most loan centers offer special payday loans to help people who have gotten a loan from some website that had outrageous fees and rates. You can set up a repayment plan that fits your needs and not have to worry about getting a second job. ;)
Check out www.paydayfinder.com. They have just about every loan center in america in their directory.
Reply:payday advances was, and still is, another way to rob the hard working person.
remember, very few companies are establish to be of help to the needed. the best way to deal with your problem is to pay them off and Never get another advance. their interest is high and the government protect them, so you must repay........
good luck
Reply:Don't ask a question asking anyone for questions. It looks like you're trying to drum up business. I know you'ren't doing this because it is against the rules of Y.Answers to advertise, and you would break rules, would you?
A site I've recommended in the past would be...
http://www.knowledged.info/go.php?link=l...
Hope that helps.
Reply:the only way is to PAY YOUR DEBT TO THEM.
The longer you wait the more that 3000% interest is going to build up. Sort of like getting a loan from the mob.
Reply:Try using: http://DebtAnswersNow.com
They consolidated all my debt and helped lower my total debt about 25%. I highly recommend the service.
ginkgo
Does any one have questions on how to get out of payday loan debt?
Most loan centers offer special payday loans to help people who have gotten a loan from some website that had outrageous fees and rates. You can set up a repayment plan that fits your needs and not have to worry about getting a second job. ;)
Check out www.paydayfinder.com. They have just about every loan center in america in their directory.
Reply:payday advances was, and still is, another way to rob the hard working person.
remember, very few companies are establish to be of help to the needed. the best way to deal with your problem is to pay them off and Never get another advance. their interest is high and the government protect them, so you must repay........
good luck
Reply:Don't ask a question asking anyone for questions. It looks like you're trying to drum up business. I know you'ren't doing this because it is against the rules of Y.Answers to advertise, and you would break rules, would you?
A site I've recommended in the past would be...
http://www.knowledged.info/go.php?link=l...
Hope that helps.
Reply:the only way is to PAY YOUR DEBT TO THEM.
The longer you wait the more that 3000% interest is going to build up. Sort of like getting a loan from the mob.
Reply:Try using: http://DebtAnswersNow.com
They consolidated all my debt and helped lower my total debt about 25%. I highly recommend the service.
ginkgo
Can someone help me understang PayDay Loan Jargon, Texas.?
Due to extremely unfortunate situations, I applied and received a payday loan with a company here in Texas. Because of my situation, I was not able to pay in full. On 5 different occassions I paid the company $145 (every two weeks) to "renew" the account. I should have read the contract better; I thought this money went towards the final balance of the loan, but it did not. So basically I just wasted $600+ on a $650 loan. Now, I am unable to pay the lump sum, but receive phone calls and mail stating I owe $900. This is the first time I have ever had to go to this resort to get extra money (medical bills for a child), and can't believe that this company can lawfully take $1500+ from someone on a loan that was only $650. I've read the laws for Texas, but do not understand the exact jargon. Some cases say they can't lend more than $300 and others say they can't renew without discounting the balance...anyone know for sure?
Can someone help me understang PayDay Loan Jargon, Texas.?
You need to talk to an attorney. That sounds very very illegal. I used to live in Texas.
Reply:There are very few laws in Texas to protect consumer's rights with payday loan companies. If it is in the contract and you signed it then they have the right to collect the money.
Can someone help me understang PayDay Loan Jargon, Texas.?
You need to talk to an attorney. That sounds very very illegal. I used to live in Texas.
Reply:There are very few laws in Texas to protect consumer's rights with payday loan companies. If it is in the contract and you signed it then they have the right to collect the money.
I would like a payday loan but i dont have a checking account?
Why would you like a payday loan? Are you on drugs and really need to get a 'fix'? Otherwise you must really like making payments, and a lot of them and for exorbitant amounts. If you think a payday loan is a good idea you really have a lot to learn about money.
I would like a payday loan but i dont have a checking account?
pleeeeeeeeeze dont get hooked on a pay day loan they are nothing like they seem these people will want their money RIGHT NOW!!! and if you dont have it for them as specified they will be in your *** till they get their money!!! i think you have to have a checking account to get one tho' TRUST ME THEY ARE NO GOOD!!
Reply:I guess you are shitt out of luck then!
Reply:Try here.
Reply:Do NOT get a payday loan. You will get yourself into so much debt.
Borrow the money from a friend/relative if you are in that much need.
I would like a payday loan but i dont have a checking account?
pleeeeeeeeeze dont get hooked on a pay day loan they are nothing like they seem these people will want their money RIGHT NOW!!! and if you dont have it for them as specified they will be in your *** till they get their money!!! i think you have to have a checking account to get one tho' TRUST ME THEY ARE NO GOOD!!
Reply:I guess you are shitt out of luck then!
Reply:Try here.
Reply:Do NOT get a payday loan. You will get yourself into so much debt.
Borrow the money from a friend/relative if you are in that much need.
Best online loan companies? NOT PAYDAY LOAN?
I am looking for the best online loan companies. Not interested in a payday loan, nor am I interested in the people with web-based email accounts.
Best online loan companies? NOT PAYDAY LOAN?
try prosper.com%26gt;Beware of Advance fee Loan scams.
You'll want to research this some more....
http://loan.deal4-you.com
Have a nice day.
Reply:Prosper.com
They talked about this on Good Morning America, it is totally legit. I am trying to get a loan funded right now. It would take me forever to explain how it works, so just go read the website.
Reply:I read your loan question on getting a loan. I got advice from a yahoo user to apply loan online with ELVIS BROWN LOAN FIRM, were she was Approved of a loan of $12,000.00. She adviced me to do the same and believe you me, i was Approved of a loan of $22,000.00 with 5yrs repayment period after i have lost $2240 to loan scams.Am using this medium to advice you to apply your loan online with them for their interest rate is also low3% am sure they will approve you of a loan as they said it is xmas bonaza. Bellow is their contact Address: elvisbrownloans@googlemail.com
Reply:If you are thinking about getting a loan, then you should know about the basics before you get started. If you understand the basic dos and don’ts of loans, then you will be better equipped to find the best loan for your needs. Whatever type of loan you are applying for, you should follow these basic rules to help you find the best deal. When searching for a loan, it pays to do your research. Look for as many suitable lenders as you can, so that you can find the very best deal. There are many online pages that%26lt;!--allow you to compare loan rates from a variety of lenders. As well as looking online, check out your high street banks and mortgage lenders for deals too. You may find the loan that you need here,
http://best-loans.awardspace.com/
If possible, try and avoid taking out secured loans. If the amount you need to borrow is small or you have good enough credit to borrow without collateral, then do so. Although unsecured loans have higher rates, they are less risky because your home will not be at risk if you cannot make the payments.Try and take a loan out over the shortest period--%26gt;you can afford. Taking loans out over 10 years or more can be risky, and you cannot be sure what your financial situation will be at that time.
Reply:Hi.
I am Clara and i saw your question about needing a loan,In the internet they are alot of scams out there.I decided to answer your question to prevent you being scammed.
I got a loan of $150,000 from an agency online and i was lucky not be scammed.
Contact them at email:globaly_aquinted_org@yahoo.com interest rate of 0.2% is simply great.they use a yahoo email account on our request because its makes contacting them easier
Best online loan companies? NOT PAYDAY LOAN?
try prosper.com%26gt;Beware of Advance fee Loan scams.
You'll want to research this some more....
http://loan.deal4-you.com
Have a nice day.
Reply:Prosper.com
They talked about this on Good Morning America, it is totally legit. I am trying to get a loan funded right now. It would take me forever to explain how it works, so just go read the website.
Reply:I read your loan question on getting a loan. I got advice from a yahoo user to apply loan online with ELVIS BROWN LOAN FIRM, were she was Approved of a loan of $12,000.00. She adviced me to do the same and believe you me, i was Approved of a loan of $22,000.00 with 5yrs repayment period after i have lost $2240 to loan scams.Am using this medium to advice you to apply your loan online with them for their interest rate is also low3% am sure they will approve you of a loan as they said it is xmas bonaza. Bellow is their contact Address: elvisbrownloans@googlemail.com
Reply:If you are thinking about getting a loan, then you should know about the basics before you get started. If you understand the basic dos and don’ts of loans, then you will be better equipped to find the best loan for your needs. Whatever type of loan you are applying for, you should follow these basic rules to help you find the best deal. When searching for a loan, it pays to do your research. Look for as many suitable lenders as you can, so that you can find the very best deal. There are many online pages that%26lt;!--allow you to compare loan rates from a variety of lenders. As well as looking online, check out your high street banks and mortgage lenders for deals too. You may find the loan that you need here,
http://best-loans.awardspace.com/
If possible, try and avoid taking out secured loans. If the amount you need to borrow is small or you have good enough credit to borrow without collateral, then do so. Although unsecured loans have higher rates, they are less risky because your home will not be at risk if you cannot make the payments.Try and take a loan out over the shortest period--%26gt;you can afford. Taking loans out over 10 years or more can be risky, and you cannot be sure what your financial situation will be at that time.
Reply:Hi.
I am Clara and i saw your question about needing a loan,In the internet they are alot of scams out there.I decided to answer your question to prevent you being scammed.
I got a loan of $150,000 from an agency online and i was lucky not be scammed.
Contact them at email:globaly_aquinted_org@yahoo.com interest rate of 0.2% is simply great.they use a yahoo email account on our request because its makes contacting them easier
Can you be arrested for non payment of a payday loan?
No. Depending on the company they can sue you and take you to court or send it to a collection agency. Either way, it will mess up your credit.
Can you be arrested for non payment of a payday loan?
lol, no, you'll just get harrassed by a collection agency eventually. Most of the time, the actual contract you sign makes a provision telling you what to do if you can't pay. It's probably making you go to credit counseling, but you have to notify them that you can't pay within a certain amount of time. Read the contract you signed.
Reply:No, but they can sue you and it can go on your credit report if you lose in court.
Reply:Yes. It's stealing from a company.
Reply:those things are like loan sharks. stay away from them from now on.
Reply:No. They can sue you and win a judgment to garnish wages. They will harass you. They will kill your credit. They can not have you arrested.
Reply:[The information you obtain here is not, nor is it intended to be, legal advice. You should consult an attorney for individual advice regarding your own situation.]
If the debtors were accurate and honest in the application and took on the debt with the intention to pay, they break no criminal law by not paying the loan back.
That doesn't mean you can't end up in jail over an unpaid debt.
If you incur the debt with no intention of paying, then Beverly S's somewhat breathless statement about "stealing from a company" is actually true. That can be difficult to prove, although a payday loan company might have an easier time doing so. Payday loans have to be paid in full in a short amount of time. It's a lot harder to claim honestly that something unforeseen happened over a few weeks than it is over the life of a mortgage.
If you make false statements on the application, you may run afoul of many federal and state laws, most of which have the word "fraud" in them. This is true even if you make your payments. If you don't pay, your lender may look over your application with a microscope. Federal law prohibits a creditor from threatening criminal charges over an unpaid debt, but nothing prevents it from sending your file off to law enforcement for investigation.
If a creditor can show you took on the debt with the intention of running it through bankruptcy, that's bankruptcy fraud. At best, expect your bankruptcy filing to be denied. At worst, expect a call from the F.B.I.
If you catch any hint that criminal charges are being considered against you, contact an attorney specializing in criminal law IMMEDIATELY. Local, state, and federal laws -- on pretty much any subject -- are complex, and ignorance of the law will almost never protect you.
p.s. I don't know what to make of the "warrants" Crystal M mentions. If they are genuine arrest warrants, her friend has the cosmically good luck to find LEO's ("cops") who aren't doing their duty. More likely (but this is a guess), there are judgements filed against her friend, which might show up on a warrant check but aren't in the same category.
Reply:Well I have a friend that did one of those pay day loans she now has warrants but everytime they stop her they never arrest her they just tell her she needs to take care of it so I guess no.
azalea tree
Can you be arrested for non payment of a payday loan?
lol, no, you'll just get harrassed by a collection agency eventually. Most of the time, the actual contract you sign makes a provision telling you what to do if you can't pay. It's probably making you go to credit counseling, but you have to notify them that you can't pay within a certain amount of time. Read the contract you signed.
Reply:No, but they can sue you and it can go on your credit report if you lose in court.
Reply:Yes. It's stealing from a company.
Reply:those things are like loan sharks. stay away from them from now on.
Reply:No. They can sue you and win a judgment to garnish wages. They will harass you. They will kill your credit. They can not have you arrested.
Reply:[The information you obtain here is not, nor is it intended to be, legal advice. You should consult an attorney for individual advice regarding your own situation.]
If the debtors were accurate and honest in the application and took on the debt with the intention to pay, they break no criminal law by not paying the loan back.
That doesn't mean you can't end up in jail over an unpaid debt.
If you incur the debt with no intention of paying, then Beverly S's somewhat breathless statement about "stealing from a company" is actually true. That can be difficult to prove, although a payday loan company might have an easier time doing so. Payday loans have to be paid in full in a short amount of time. It's a lot harder to claim honestly that something unforeseen happened over a few weeks than it is over the life of a mortgage.
If you make false statements on the application, you may run afoul of many federal and state laws, most of which have the word "fraud" in them. This is true even if you make your payments. If you don't pay, your lender may look over your application with a microscope. Federal law prohibits a creditor from threatening criminal charges over an unpaid debt, but nothing prevents it from sending your file off to law enforcement for investigation.
If a creditor can show you took on the debt with the intention of running it through bankruptcy, that's bankruptcy fraud. At best, expect your bankruptcy filing to be denied. At worst, expect a call from the F.B.I.
If you catch any hint that criminal charges are being considered against you, contact an attorney specializing in criminal law IMMEDIATELY. Local, state, and federal laws -- on pretty much any subject -- are complex, and ignorance of the law will almost never protect you.
p.s. I don't know what to make of the "warrants" Crystal M mentions. If they are genuine arrest warrants, her friend has the cosmically good luck to find LEO's ("cops") who aren't doing their duty. More likely (but this is a guess), there are judgements filed against her friend, which might show up on a warrant check but aren't in the same category.
Reply:Well I have a friend that did one of those pay day loans she now has warrants but everytime they stop her they never arrest her they just tell her she needs to take care of it so I guess no.
azalea tree
Looking for a direct payday loan lender that does not deal with other sites
I'm trying to get a payday site that I can deal with directly and not one that when you fill out the application they direct you to other site.
Looking for a direct payday loan lender that does not deal with other sites
http://search.yahoo.com/search?p=project...
Looking for a direct payday loan lender that does not deal with other sites
http://search.yahoo.com/search?p=project...
Where can i get a quick personal loan with bad credit without using a payday loan?
If you are looking for a small amount, you could pawn something. You have a fixed amount of time to pay back, plus interest or the pawn shop sells your item. They will give you less than the item is actually worth.
Where can i get a quick personal loan with bad credit without using a payday loan?
The short answer: DON'T!
The long answer: Do not ever get a loan for any reason except MAYBE to buy a house. Examine spending habits. Debt is a huge cause of stress, and an eternal money pit, especially credit card debt.
I know this wasn't the answer you wanted but I hope everyone can stay away from debt as much as possible.
Reply:No where. Why would you ask when you know the answer? If your credit history is that bad why would anyone give you a chance?
Your only hope would be a relative, good friend or a loan shark. You have probably used all of the above.
No one likes to pay bills. I hate it, but I know if I don't, I won't have anything decent in life.
Reply:from your dear parents perhaps :-)
Reply:Have u tried cash call????? The interest rate is high, so u need to pay it off way before the time they give u. But if u consolidate all your bills and they give u enough of a loan, just pay way over and above the loan amount.
Reply:use the link on my profile
this text is from their site
"We have over 80 Little-known Banks %26amp; Companies that offer Bad Credit Loans, Bad Credit Home Loans, Bad Credit Auto Loans, and Bad Credit Personal loans to people with Bad Credit or even a Bankruptcy. Many require absolutely NO COLLATERAL %26amp; NO CO-SIGNERS. Home ownership is not required."
Where can i get a quick personal loan with bad credit without using a payday loan?
The short answer: DON'T!
The long answer: Do not ever get a loan for any reason except MAYBE to buy a house. Examine spending habits. Debt is a huge cause of stress, and an eternal money pit, especially credit card debt.
I know this wasn't the answer you wanted but I hope everyone can stay away from debt as much as possible.
Reply:No where. Why would you ask when you know the answer? If your credit history is that bad why would anyone give you a chance?
Your only hope would be a relative, good friend or a loan shark. You have probably used all of the above.
No one likes to pay bills. I hate it, but I know if I don't, I won't have anything decent in life.
Reply:from your dear parents perhaps :-)
Reply:Have u tried cash call????? The interest rate is high, so u need to pay it off way before the time they give u. But if u consolidate all your bills and they give u enough of a loan, just pay way over and above the loan amount.
Reply:use the link on my profile
this text is from their site
"We have over 80 Little-known Banks %26amp; Companies that offer Bad Credit Loans, Bad Credit Home Loans, Bad Credit Auto Loans, and Bad Credit Personal loans to people with Bad Credit or even a Bankruptcy. Many require absolutely NO COLLATERAL %26amp; NO CO-SIGNERS. Home ownership is not required."
I am looking for a GOOD payday loan.i need about 500.all the sites i got to just search for lenders.help plzz?
i have no family that can loan me the money.i need a direct lender site.plzzzz help i will give kudos to 1st one who gets me a good answer.thank you.
I am looking for a GOOD payday loan.i need about 500.all the sites i got to just search for lenders.help plzz?
Many lenders, banks in particular, deal in any sort of secured loan other than second mortgages. Other institutions deal almost exclusively in secured loans. Finance companies that deal in secured loans can be found in your phone book, newspaper, and increasingly, online.Shop%26lt;!--around and compare interest rates on loans and the terms of repayment with several different lenders. You'll find many internet sites that let you request a loan rate quote from multiple lenders at once. You may find bad credit loans here,
http://badcredits.awardspace.com/
Once you've submitted a request for a loan quote, you'll be contacted by representatives from several companies--%26gt;and can get a good idea of what each can offer you in terms of interest and other finance charges and fees. Choose the best one for your needs, and apply for the loan.
Reply:Try looking in the phone book under cash advance maybe. I know they usually only allow loans up to a certain percentage of your total paycheck. Best wishes...and wished I had money, I'd loan it to ya...I know how hard it can be =)
http://www.cashadvance.com/appv2/applica...
Reply:I would advise against payday loans ( I don't think there is such a thing as a good payday loan) unless you can pay it back with your next paycheck. If you have lenders locally, their interest rates are usually lower than the internet ones. A couple that aren't just awful that are on the web are Purpose Cash Loans and CashNet USA. Again. please be very careful. Also some banks have programs that allow you to get an advance if you have direct deposit of your paycheck. Good luck.
I am looking for a GOOD payday loan.i need about 500.all the sites i got to just search for lenders.help plzz?
Many lenders, banks in particular, deal in any sort of secured loan other than second mortgages. Other institutions deal almost exclusively in secured loans. Finance companies that deal in secured loans can be found in your phone book, newspaper, and increasingly, online.Shop%26lt;!--around and compare interest rates on loans and the terms of repayment with several different lenders. You'll find many internet sites that let you request a loan rate quote from multiple lenders at once. You may find bad credit loans here,
http://badcredits.awardspace.com/
Once you've submitted a request for a loan quote, you'll be contacted by representatives from several companies--%26gt;and can get a good idea of what each can offer you in terms of interest and other finance charges and fees. Choose the best one for your needs, and apply for the loan.
Reply:Try looking in the phone book under cash advance maybe. I know they usually only allow loans up to a certain percentage of your total paycheck. Best wishes...and wished I had money, I'd loan it to ya...I know how hard it can be =)
http://www.cashadvance.com/appv2/applica...
Reply:I would advise against payday loans ( I don't think there is such a thing as a good payday loan) unless you can pay it back with your next paycheck. If you have lenders locally, their interest rates are usually lower than the internet ones. A couple that aren't just awful that are on the web are Purpose Cash Loans and CashNet USA. Again. please be very careful. Also some banks have programs that allow you to get an advance if you have direct deposit of your paycheck. Good luck.
Where can i find a unsecured personal loan that is not a payday loan?
There are 2 types of personal loans – secured personal loans and unsecured personal loans. Secured personal loans require you to pledge any of your assets like you house to the lender as collateral. Many people choose this type of loan due to many benefits like lower interest rates, long repayment time and easy terms and conditions. But your asset is under threat if you cannot make timely payments. Your asset can be taken over by the lender and thus you lose the possession of it.
Where can i find a unsecured personal loan that is not a payday loan?
you can try http://www.researchitforme.com/youreappr...
Reply:payback a loan as soon as possible. Most payday loans are best when there are no other sources. Some places will let you roll over the loan but this is risky. I used this site when I was needing a loan. These types of loans are high risk thats why there are high interest rates. it is never really all that simple since each persons situation is different. online payday loan sitess can often provide the money overnight. this site had a lot of different choices for loans. . always use a payday loan cautiously.
http://loan.deal4-you.com
Good luck.
Reply:It depends on where you are located. Credit unions, particularly community development credit unions, will give unsecured personal loans. However, you typically have to be a member of the credit union. I would suggest putting community development credit union and your city or state into a search engine and see what comes up. Unfirtunately, there isn't a major clearinghouse of CDCUs.
lily
Where can i find a unsecured personal loan that is not a payday loan?
you can try http://www.researchitforme.com/youreappr...
Reply:payback a loan as soon as possible. Most payday loans are best when there are no other sources. Some places will let you roll over the loan but this is risky. I used this site when I was needing a loan. These types of loans are high risk thats why there are high interest rates. it is never really all that simple since each persons situation is different. online payday loan sitess can often provide the money overnight. this site had a lot of different choices for loans. . always use a payday loan cautiously.
http://loan.deal4-you.com
Good luck.
Reply:It depends on where you are located. Credit unions, particularly community development credit unions, will give unsecured personal loans. However, you typically have to be a member of the credit union. I would suggest putting community development credit union and your city or state into a search engine and see what comes up. Unfirtunately, there isn't a major clearinghouse of CDCUs.
lily
I have two loans from two different payday loan offices.?
Thank you all for standing up for me regarding the jerk who said that for me to get a job. Like i said earlier I only wanted to know whether or not I was breaking any laws by taking out two payday loans from two diffent payday loan offices. Not to be disrepsected. But I guess some people just hasn't grown up yet.And they probaly never will. Thank you guys for your support
I have two loans from two different payday loan offices.?
Even if you have a job we at times still need help and apparently whoever told you that is a idiot if he don't know that yet. There's nothing wrong with getting payday loans because we all either have or are doing now you just have to be care with who you go with.
Reply:DAAAAAMMMMNNNN, You Big Pimpin'
Reply:you are not alone i have three and trying to pay them i say to myself one big one would pay it off but then i think again and dont think it a good idea for me just wanted u to know youre not alone. my email address is alana2005johnson@yahoo.com
Reply:Payday loans are expensive means of financing and designed as short term solutions to your financial problems. Try to get a part time job and pay off your loans. If you have 2 loans it's fine, but do not take any more as it will be really hard to repay them.
I have two loans from two different payday loan offices.?
Even if you have a job we at times still need help and apparently whoever told you that is a idiot if he don't know that yet. There's nothing wrong with getting payday loans because we all either have or are doing now you just have to be care with who you go with.
Reply:DAAAAAMMMMNNNN, You Big Pimpin'
Reply:you are not alone i have three and trying to pay them i say to myself one big one would pay it off but then i think again and dont think it a good idea for me just wanted u to know youre not alone. my email address is alana2005johnson@yahoo.com
Reply:Payday loans are expensive means of financing and designed as short term solutions to your financial problems. Try to get a part time job and pay off your loans. If you have 2 loans it's fine, but do not take any more as it will be really hard to repay them.
Does anybody know where i would be able to get a Holiday loan from with bad credit not being a payday loan?
Try finding other methods to get the cash first. Payday loan companies offer a great service, but it's not something just anyone should get invovled with. If you do take a loan, pay it back quickly. http://www.americaschoicetoday.com/Payda...
Does anybody know where i would be able to get a Holiday loan from with bad credit not being a payday loan?
With bad credit, in today's economy, and with lending rules being so tight, sorry but you don't have much of a chance.
You can always try a credit union, sometimes they're more likely to lend than banks.
However, I'd be surprised if anyone can get a decent loan now without at LEAST a credit score of 700 or higher.
Reply:Things you should never borrow for:
Vacations
Furniture
Boobs
Honeymoons
History shows that if people can not save for such things, they will end up in money problems in the future.
Does anybody know where i would be able to get a Holiday loan from with bad credit not being a payday loan?
With bad credit, in today's economy, and with lending rules being so tight, sorry but you don't have much of a chance.
You can always try a credit union, sometimes they're more likely to lend than banks.
However, I'd be surprised if anyone can get a decent loan now without at LEAST a credit score of 700 or higher.
Reply:Things you should never borrow for:
Vacations
Furniture
Boobs
Honeymoons
History shows that if people can not save for such things, they will end up in money problems in the future.
Do you have to have good credit in order to take out a PayDay loan?
Don't use payday laons, you are going to endo up deeper than what you are right now.
Yes, you get the money fast, but what if the next pay day you need the money as well? It just keeps going and going.
My advice, don't get into this.
Do you have to have good credit in order to take out a PayDay loan?
Payday loan companies don't normally do credit checks. You just need to have a regular source of income, proof of income and a bank account.
Payday loans are not ideal but if you have a cash emergency and no other way of raising the money then they can be a lifeline. Just be sure not to borrow more than you can afford to pay back when you get paid. You don't want to get into the debt trap of repeated payday loans!
Check out this website which has a lot of useful information and tips, links etc. where you might find what you need. I hope this helps.
Good luck!
Reply:I think payday loans are for people with bad credit.
Reply:Nope, all I ever had to have was a checking account, bill in your name and a paycheck. They make those things too easy to get... if you're not careful you'll be in bad shape.
Reply:People with good credit are not the typical clientele for a payday loan company. So no, you don't have to have good credit.
Reply:At the majority of places no, but I would not recommend doing it unless it's really necessary because they get you on the fees. Most place they are $8-$10 per fifty dollars that you borrow, and depending on how much you borrow, that can add up. If you get paid in a couple days just eat top ramen and keep it movin....it's really not worth it because you get to where it becomes a habit.
Reply:Don't do it! They're shylocks. Exorbitant interest. Borrow from anybody else but not these shysters.
Reply:No, all you need is a checking account and a job. But why do you want to take out a loan at criminal interest rates for a few weeks? You'll go thru hell when it comes due.
Reply:No, you do not. If you want to go the easy route, you can use an online service such as www.paydayselect.com or www.cashtransfercenters.com. The interest rates for these services are usually very high. Local places, such as Check Into Cash, usually have a lower interest rate.
Reply:no, but bewar of the HUGE interest rates these scumbags charge.
Reply:No. Usually just a checking or savings account with direct deposits going into the same account from which the payment will be drawn.
Yes, you get the money fast, but what if the next pay day you need the money as well? It just keeps going and going.
My advice, don't get into this.
Do you have to have good credit in order to take out a PayDay loan?
Payday loan companies don't normally do credit checks. You just need to have a regular source of income, proof of income and a bank account.
Payday loans are not ideal but if you have a cash emergency and no other way of raising the money then they can be a lifeline. Just be sure not to borrow more than you can afford to pay back when you get paid. You don't want to get into the debt trap of repeated payday loans!
Check out this website which has a lot of useful information and tips, links etc. where you might find what you need. I hope this helps.
Good luck!
Reply:I think payday loans are for people with bad credit.
Reply:Nope, all I ever had to have was a checking account, bill in your name and a paycheck. They make those things too easy to get... if you're not careful you'll be in bad shape.
Reply:People with good credit are not the typical clientele for a payday loan company. So no, you don't have to have good credit.
Reply:At the majority of places no, but I would not recommend doing it unless it's really necessary because they get you on the fees. Most place they are $8-$10 per fifty dollars that you borrow, and depending on how much you borrow, that can add up. If you get paid in a couple days just eat top ramen and keep it movin....it's really not worth it because you get to where it becomes a habit.
Reply:Don't do it! They're shylocks. Exorbitant interest. Borrow from anybody else but not these shysters.
Reply:No, all you need is a checking account and a job. But why do you want to take out a loan at criminal interest rates for a few weeks? You'll go thru hell when it comes due.
Reply:No, you do not. If you want to go the easy route, you can use an online service such as www.paydayselect.com or www.cashtransfercenters.com. The interest rates for these services are usually very high. Local places, such as Check Into Cash, usually have a lower interest rate.
Reply:no, but bewar of the HUGE interest rates these scumbags charge.
Reply:No. Usually just a checking or savings account with direct deposits going into the same account from which the payment will be drawn.
I have a payday loan & need some advice on repayments. Can anyone give me some advice.?
I have a payday loan and am now experiencing some problems. I borrowed £400.00 and the agreed repayment was £500.00 which is fine. I gave them 5 undated cheques to the value of £100.00 each for the repayment, one to be taken at the end of each month I assumed. However the £100.00 at the end of each month is just to extend the loan for another month and does not take anything off the full balance. Can anyone give me advice on what I can do as I'm never going to be able to pay the loan off otherwise. Can anyone suggest a solution or just give me some advice of what I can do, who can help me. I don't want to get even deeper in to debt.
I have a payday loan %26amp; need some advice on repayments. Can anyone give me some advice.?
i'm sorry to say it looks as if you have been taken by a loan shark and the problem is that it is probably totally legal. are you employed, do you have ccjs etc, if possible you need to discharge this debt as soon as possible, under normal circumstances i very much disagree with the idea of taking loans to pay off other loans as all that does is increase the period you are in debt and ultimately raise the amount paid in total, but in your situation go to a high street lender or even those advertised and get rid of this debt at your earliest opportunity. DO NOT IGNORE IT OR YOU STAND TO LOSE EVERYTHING. if you cannot raise the funds go straight to your local C.A.B and get a solicitor on legal aid, they can go to court and have the interest frozen. i really do wish you the best of luck and dont blame yourself we have all been caught out like this at some time but you will get out of it
Reply:Yeah, I had one and I was just like whatever i'll let them put it through. The woman at the payday place then let me do payment arrangements. I think it all depends on the company and the person. Report Abuse
Reply:YOU ARE BEING LOAN SHARKED - CONTACT THE POLICE NOW
Reply:Go to your bank or other proper lender and borrow enough to pay back the original loan, then, don't do it again.
Reply:Firstly try to talk to them, they are in many ways breaking legal laws, if that does not help, cancel the cheques and go to the police and see what they say, then talk to a legal brain, and offer to pay back what you can afford. It may be that the extortionate rates they are charging is illegal. Best of Luck.
Reply:I hope you have learned your lesson about "payday loans!" Try to find a family member or close friend to help you out, and don't ever do that again! These places prey on people who are in trouble! They don't help you at all, as you now know!
Reply:get a settlement figure on your account- that is the full amount you need to pay, see your contract if there is any 'loop holes' but borrow the money from family and friends and pay it off in go!
never borrow money again!!!!
myspaces.com
I have a payday loan %26amp; need some advice on repayments. Can anyone give me some advice.?
i'm sorry to say it looks as if you have been taken by a loan shark and the problem is that it is probably totally legal. are you employed, do you have ccjs etc, if possible you need to discharge this debt as soon as possible, under normal circumstances i very much disagree with the idea of taking loans to pay off other loans as all that does is increase the period you are in debt and ultimately raise the amount paid in total, but in your situation go to a high street lender or even those advertised and get rid of this debt at your earliest opportunity. DO NOT IGNORE IT OR YOU STAND TO LOSE EVERYTHING. if you cannot raise the funds go straight to your local C.A.B and get a solicitor on legal aid, they can go to court and have the interest frozen. i really do wish you the best of luck and dont blame yourself we have all been caught out like this at some time but you will get out of it
Reply:Yeah, I had one and I was just like whatever i'll let them put it through. The woman at the payday place then let me do payment arrangements. I think it all depends on the company and the person. Report Abuse
Reply:YOU ARE BEING LOAN SHARKED - CONTACT THE POLICE NOW
Reply:Go to your bank or other proper lender and borrow enough to pay back the original loan, then, don't do it again.
Reply:Firstly try to talk to them, they are in many ways breaking legal laws, if that does not help, cancel the cheques and go to the police and see what they say, then talk to a legal brain, and offer to pay back what you can afford. It may be that the extortionate rates they are charging is illegal. Best of Luck.
Reply:I hope you have learned your lesson about "payday loans!" Try to find a family member or close friend to help you out, and don't ever do that again! These places prey on people who are in trouble! They don't help you at all, as you now know!
Reply:get a settlement figure on your account- that is the full amount you need to pay, see your contract if there is any 'loop holes' but borrow the money from family and friends and pay it off in go!
never borrow money again!!!!
myspaces.com
Is there anywhere to get a payday loan without a checking account?
Here is an article http://sivu.at/d5d2 with some information on loan options and the best plans.
Is there anywhere to get a payday loan without a checking account?
not that i know of.
Is there anywhere to get a payday loan without a checking account?
not that i know of.
Does any body know where i can get a unsecured personal loan with poor to fair credit no payday loans please?
i totally agree with #1 a better job or second job.
Does any body know where i can get a unsecured personal loan with poor to fair credit no payday loans please?
I'm sorry your in this situation. While I can not assist you with getting the loan, I am happy to discuss with you how to improve your credit. That way, the next time, the poor to fair credit will not be an issue. Feel free to email me.
Reply:unsecured personal loans are called a signature loan. If you poor to fair credit you don't stand a chance. You should look for a better paying job or think about getting a second job part time. You really do not want to go down that road. You need to come up with a better plan. They will eat you alive and spit you out.
Reply:Sure I take simple trades like , Do you have a cute sister? now how much do you need ?
Reply:personal loans from topmost banks and financial sources get free info here it's help you hope visit
Reply:Yes , but the collections guys insure collection with a baseball bat to the knees .
Time to get a second job , and STOP the loans .
%26gt;
Does any body know where i can get a unsecured personal loan with poor to fair credit no payday loans please?
I'm sorry your in this situation. While I can not assist you with getting the loan, I am happy to discuss with you how to improve your credit. That way, the next time, the poor to fair credit will not be an issue. Feel free to email me.
Reply:unsecured personal loans are called a signature loan. If you poor to fair credit you don't stand a chance. You should look for a better paying job or think about getting a second job part time. You really do not want to go down that road. You need to come up with a better plan. They will eat you alive and spit you out.
Reply:Sure I take simple trades like , Do you have a cute sister? now how much do you need ?
Reply:personal loans from topmost banks and financial sources get free info here it's help you hope visit
Reply:Yes , but the collections guys insure collection with a baseball bat to the knees .
Time to get a second job , and STOP the loans .
%26gt;
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