Thank you all for standing up for me regarding the jerk who said that for me to get a job. Like i said earlier I only wanted to know whether or not I was breaking any laws by taking out two payday loans from two diffent payday loan offices. Not to be disrepsected. But I guess some people just hasn't grown up yet.And they probaly never will. Thank you guys for your support
I have two loans from two different payday loan offices.?
Even if you have a job we at times still need help and apparently whoever told you that is a idiot if he don't know that yet. There's nothing wrong with getting payday loans because we all either have or are doing now you just have to be care with who you go with.
Reply:DAAAAAMMMMNNNN, You Big Pimpin'
Reply:you are not alone i have three and trying to pay them i say to myself one big one would pay it off but then i think again and dont think it a good idea for me just wanted u to know youre not alone. my email address is alana2005johnson@yahoo.com
Reply:Payday loans are expensive means of financing and designed as short term solutions to your financial problems. Try to get a part time job and pay off your loans. If you have 2 loans it's fine, but do not take any more as it will be really hard to repay them.
Friday, November 6, 2009
Does anybody know where i would be able to get a Holiday loan from with bad credit not being a payday loan?
Try finding other methods to get the cash first. Payday loan companies offer a great service, but it's not something just anyone should get invovled with. If you do take a loan, pay it back quickly. http://www.americaschoicetoday.com/Payda...
Does anybody know where i would be able to get a Holiday loan from with bad credit not being a payday loan?
With bad credit, in today's economy, and with lending rules being so tight, sorry but you don't have much of a chance.
You can always try a credit union, sometimes they're more likely to lend than banks.
However, I'd be surprised if anyone can get a decent loan now without at LEAST a credit score of 700 or higher.
Reply:Things you should never borrow for:
Vacations
Furniture
Boobs
Honeymoons
History shows that if people can not save for such things, they will end up in money problems in the future.
Does anybody know where i would be able to get a Holiday loan from with bad credit not being a payday loan?
With bad credit, in today's economy, and with lending rules being so tight, sorry but you don't have much of a chance.
You can always try a credit union, sometimes they're more likely to lend than banks.
However, I'd be surprised if anyone can get a decent loan now without at LEAST a credit score of 700 or higher.
Reply:Things you should never borrow for:
Vacations
Furniture
Boobs
Honeymoons
History shows that if people can not save for such things, they will end up in money problems in the future.
Do you have to have good credit in order to take out a PayDay loan?
Don't use payday laons, you are going to endo up deeper than what you are right now.
Yes, you get the money fast, but what if the next pay day you need the money as well? It just keeps going and going.
My advice, don't get into this.
Do you have to have good credit in order to take out a PayDay loan?
Payday loan companies don't normally do credit checks. You just need to have a regular source of income, proof of income and a bank account.
Payday loans are not ideal but if you have a cash emergency and no other way of raising the money then they can be a lifeline. Just be sure not to borrow more than you can afford to pay back when you get paid. You don't want to get into the debt trap of repeated payday loans!
Check out this website which has a lot of useful information and tips, links etc. where you might find what you need. I hope this helps.
Good luck!
Reply:I think payday loans are for people with bad credit.
Reply:Nope, all I ever had to have was a checking account, bill in your name and a paycheck. They make those things too easy to get... if you're not careful you'll be in bad shape.
Reply:People with good credit are not the typical clientele for a payday loan company. So no, you don't have to have good credit.
Reply:At the majority of places no, but I would not recommend doing it unless it's really necessary because they get you on the fees. Most place they are $8-$10 per fifty dollars that you borrow, and depending on how much you borrow, that can add up. If you get paid in a couple days just eat top ramen and keep it movin....it's really not worth it because you get to where it becomes a habit.
Reply:Don't do it! They're shylocks. Exorbitant interest. Borrow from anybody else but not these shysters.
Reply:No, all you need is a checking account and a job. But why do you want to take out a loan at criminal interest rates for a few weeks? You'll go thru hell when it comes due.
Reply:No, you do not. If you want to go the easy route, you can use an online service such as www.paydayselect.com or www.cashtransfercenters.com. The interest rates for these services are usually very high. Local places, such as Check Into Cash, usually have a lower interest rate.
Reply:no, but bewar of the HUGE interest rates these scumbags charge.
Reply:No. Usually just a checking or savings account with direct deposits going into the same account from which the payment will be drawn.
Yes, you get the money fast, but what if the next pay day you need the money as well? It just keeps going and going.
My advice, don't get into this.
Do you have to have good credit in order to take out a PayDay loan?
Payday loan companies don't normally do credit checks. You just need to have a regular source of income, proof of income and a bank account.
Payday loans are not ideal but if you have a cash emergency and no other way of raising the money then they can be a lifeline. Just be sure not to borrow more than you can afford to pay back when you get paid. You don't want to get into the debt trap of repeated payday loans!
Check out this website which has a lot of useful information and tips, links etc. where you might find what you need. I hope this helps.
Good luck!
Reply:I think payday loans are for people with bad credit.
Reply:Nope, all I ever had to have was a checking account, bill in your name and a paycheck. They make those things too easy to get... if you're not careful you'll be in bad shape.
Reply:People with good credit are not the typical clientele for a payday loan company. So no, you don't have to have good credit.
Reply:At the majority of places no, but I would not recommend doing it unless it's really necessary because they get you on the fees. Most place they are $8-$10 per fifty dollars that you borrow, and depending on how much you borrow, that can add up. If you get paid in a couple days just eat top ramen and keep it movin....it's really not worth it because you get to where it becomes a habit.
Reply:Don't do it! They're shylocks. Exorbitant interest. Borrow from anybody else but not these shysters.
Reply:No, all you need is a checking account and a job. But why do you want to take out a loan at criminal interest rates for a few weeks? You'll go thru hell when it comes due.
Reply:No, you do not. If you want to go the easy route, you can use an online service such as www.paydayselect.com or www.cashtransfercenters.com. The interest rates for these services are usually very high. Local places, such as Check Into Cash, usually have a lower interest rate.
Reply:no, but bewar of the HUGE interest rates these scumbags charge.
Reply:No. Usually just a checking or savings account with direct deposits going into the same account from which the payment will be drawn.
I have a payday loan & need some advice on repayments. Can anyone give me some advice.?
I have a payday loan and am now experiencing some problems. I borrowed £400.00 and the agreed repayment was £500.00 which is fine. I gave them 5 undated cheques to the value of £100.00 each for the repayment, one to be taken at the end of each month I assumed. However the £100.00 at the end of each month is just to extend the loan for another month and does not take anything off the full balance. Can anyone give me advice on what I can do as I'm never going to be able to pay the loan off otherwise. Can anyone suggest a solution or just give me some advice of what I can do, who can help me. I don't want to get even deeper in to debt.
I have a payday loan %26amp; need some advice on repayments. Can anyone give me some advice.?
i'm sorry to say it looks as if you have been taken by a loan shark and the problem is that it is probably totally legal. are you employed, do you have ccjs etc, if possible you need to discharge this debt as soon as possible, under normal circumstances i very much disagree with the idea of taking loans to pay off other loans as all that does is increase the period you are in debt and ultimately raise the amount paid in total, but in your situation go to a high street lender or even those advertised and get rid of this debt at your earliest opportunity. DO NOT IGNORE IT OR YOU STAND TO LOSE EVERYTHING. if you cannot raise the funds go straight to your local C.A.B and get a solicitor on legal aid, they can go to court and have the interest frozen. i really do wish you the best of luck and dont blame yourself we have all been caught out like this at some time but you will get out of it
Reply:Yeah, I had one and I was just like whatever i'll let them put it through. The woman at the payday place then let me do payment arrangements. I think it all depends on the company and the person. Report Abuse
Reply:YOU ARE BEING LOAN SHARKED - CONTACT THE POLICE NOW
Reply:Go to your bank or other proper lender and borrow enough to pay back the original loan, then, don't do it again.
Reply:Firstly try to talk to them, they are in many ways breaking legal laws, if that does not help, cancel the cheques and go to the police and see what they say, then talk to a legal brain, and offer to pay back what you can afford. It may be that the extortionate rates they are charging is illegal. Best of Luck.
Reply:I hope you have learned your lesson about "payday loans!" Try to find a family member or close friend to help you out, and don't ever do that again! These places prey on people who are in trouble! They don't help you at all, as you now know!
Reply:get a settlement figure on your account- that is the full amount you need to pay, see your contract if there is any 'loop holes' but borrow the money from family and friends and pay it off in go!
never borrow money again!!!!
myspaces.com
I have a payday loan %26amp; need some advice on repayments. Can anyone give me some advice.?
i'm sorry to say it looks as if you have been taken by a loan shark and the problem is that it is probably totally legal. are you employed, do you have ccjs etc, if possible you need to discharge this debt as soon as possible, under normal circumstances i very much disagree with the idea of taking loans to pay off other loans as all that does is increase the period you are in debt and ultimately raise the amount paid in total, but in your situation go to a high street lender or even those advertised and get rid of this debt at your earliest opportunity. DO NOT IGNORE IT OR YOU STAND TO LOSE EVERYTHING. if you cannot raise the funds go straight to your local C.A.B and get a solicitor on legal aid, they can go to court and have the interest frozen. i really do wish you the best of luck and dont blame yourself we have all been caught out like this at some time but you will get out of it
Reply:Yeah, I had one and I was just like whatever i'll let them put it through. The woman at the payday place then let me do payment arrangements. I think it all depends on the company and the person. Report Abuse
Reply:YOU ARE BEING LOAN SHARKED - CONTACT THE POLICE NOW
Reply:Go to your bank or other proper lender and borrow enough to pay back the original loan, then, don't do it again.
Reply:Firstly try to talk to them, they are in many ways breaking legal laws, if that does not help, cancel the cheques and go to the police and see what they say, then talk to a legal brain, and offer to pay back what you can afford. It may be that the extortionate rates they are charging is illegal. Best of Luck.
Reply:I hope you have learned your lesson about "payday loans!" Try to find a family member or close friend to help you out, and don't ever do that again! These places prey on people who are in trouble! They don't help you at all, as you now know!
Reply:get a settlement figure on your account- that is the full amount you need to pay, see your contract if there is any 'loop holes' but borrow the money from family and friends and pay it off in go!
never borrow money again!!!!
myspaces.com
Is there anywhere to get a payday loan without a checking account?
Here is an article http://sivu.at/d5d2 with some information on loan options and the best plans.
Is there anywhere to get a payday loan without a checking account?
not that i know of.
Is there anywhere to get a payday loan without a checking account?
not that i know of.
Does any body know where i can get a unsecured personal loan with poor to fair credit no payday loans please?
i totally agree with #1 a better job or second job.
Does any body know where i can get a unsecured personal loan with poor to fair credit no payday loans please?
I'm sorry your in this situation. While I can not assist you with getting the loan, I am happy to discuss with you how to improve your credit. That way, the next time, the poor to fair credit will not be an issue. Feel free to email me.
Reply:unsecured personal loans are called a signature loan. If you poor to fair credit you don't stand a chance. You should look for a better paying job or think about getting a second job part time. You really do not want to go down that road. You need to come up with a better plan. They will eat you alive and spit you out.
Reply:Sure I take simple trades like , Do you have a cute sister? now how much do you need ?
Reply:personal loans from topmost banks and financial sources get free info here it's help you hope visit
Reply:Yes , but the collections guys insure collection with a baseball bat to the knees .
Time to get a second job , and STOP the loans .
%26gt;
Does any body know where i can get a unsecured personal loan with poor to fair credit no payday loans please?
I'm sorry your in this situation. While I can not assist you with getting the loan, I am happy to discuss with you how to improve your credit. That way, the next time, the poor to fair credit will not be an issue. Feel free to email me.
Reply:unsecured personal loans are called a signature loan. If you poor to fair credit you don't stand a chance. You should look for a better paying job or think about getting a second job part time. You really do not want to go down that road. You need to come up with a better plan. They will eat you alive and spit you out.
Reply:Sure I take simple trades like , Do you have a cute sister? now how much do you need ?
Reply:personal loans from topmost banks and financial sources get free info here it's help you hope visit
Reply:Yes , but the collections guys insure collection with a baseball bat to the knees .
Time to get a second job , and STOP the loans .
%26gt;
Saturday, October 24, 2009
Where can I get a real loan-not payday-with not so good credit?
I really need a way to attempt to stabilize my bils right now. I'm working some outlets now, but I'm always looking for other ways as well.
Where can I get a real loan-not payday-with not so good credit?
Try Prosper.com. I haven't tried it, but it looks real good.
Where can I get a real loan-not payday-with not so good credit?
Try Prosper.com. I haven't tried it, but it looks real good.
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